DSP Low Duration Fund

Q: What are the returns of this mutual fund scheme?

The DSP Low Duration Fund is a 10 yrs 7 m old fund and has delivered average annual returns of 6.85% since inception. DSP Low Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.31% 7.23% 5.76% 6.7% 6.85%

Q: How much does this mutual fund charge as expense ratio?

The DSP Low Duration Fund has an expense ratio of 0.62% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹20.2303+0.05% 1 day change	6.85% p.a.	App exclusive #NA View Ranked Funds	₹5,304 Cr

Historical NAV & returns

NAV: ₹20.2303 as on Oct 20, 2025

This fund Category average

DSP Low Duration Fund overview

AUM (Fund size)	₹5,304 Cr
Exit load	0%
Lock-in Period	Nil
Age	10 yrs 7 m since Feb 27, 2015
Benchmark	NIFTY Low Duration Debt Index A-I
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.62% as on Sep 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

DSP Low Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 26, 2025

Period	This fund	Category average
1 Month	0.53%	0.51%
3 Months	1.32%	1.33%
6 Months	3.21%	3.2%
1 Year	7.31%	7.37%
2 Years	7.38%	7.4%
3 Years	7.23%	7.2%
4 Years	6.3%	6.25%
5 Years	5.76%	5.88%
7 Years	6.45%	6.19%
10 Years	6.7%	6.52%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 65.14%

A1+ 19.12%

SOV 14.61%

Cash & Call Money 0.81%

Top Debt Holdings

Bank Of Baroda 4.13%

National Bank For Agriculture & Rural Development 3.45%

HDFC Bank Ltd. 3.15%

Axis Bank Ltd. 3.15%

Allocation by Instruments

Debenture 38.02000000000001%

Certificate of Deposit 16.37%

Bonds 10.54%

Non Convertible Debenture 10.35%

Other Holdings

Others 0.32%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP Low Duration Fund	0.53%	3.21%	7.31%	7.23%	5.76%	6.7%
UTI Low Duration Fund	0.56%	3.39%	7.67%	7.48%	7.07%	6.17%
Sundaram Low Duration Fund	0.47%	3.03%	7.03%	6.95%	7.03%	5.91%
Mirae Asset Low Duration Fund	0.5%	3.2%	7.28%	7.07%	5.55%	5.98%
SBI Magnum Low Duration Fund	0.48%	3.14%	7.21%	7.11%	5.6%	6.59%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP Low Duration Fund	0.4	1.11	1.63	2.69
UTI Low Duration Fund	0.4	1.04	2.27	5.06
Sundaram Low Duration Fund	0.4	0.99	1.02	1.98
Mirae Asset Low Duration Fund	0.37	1.01	1.35	2.47
SBI Magnum Low Duration Fund	0.39	1.07	1.42	2.86

Fund name	ETM Rank	AUM	Fund age	Expense ratio
DSP Low Duration Fund	N.A.	5,304 Cr	10 yrs 7 m	0.62%
UTI Low Duration Fund	N.A.	2,302 Cr	22 yrs 7 m	0.45%
Sundaram Low Duration Fund	N.A.	390 Cr	21 yrs 2 m	1.15%
Mirae Asset Low Duration Fund	N.A.	2,232 Cr	17 yrs 7 m	0.85%
SBI Magnum Low Duration Fund	N.A.	16,764 Cr	18 yrs 3 m	0.92%

View all Low Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.65 vs. 2.82 Underperformed at beating benchmark
Sharpe	1.63 vs. 2.83 Poor risk-adjusted returns
Beta	1.11 vs. 1.4 Less sensitive to market ups & downs
Standard deviation	0.4 vs. 0.34 More volatile performance

Compare DSP Low Duration Fund in detail with

About this fund

About DSP Low Duration Fund

DSP Low Duration Fund is a Low Duration mutual fund scheme from Dsp Mutual Fund. This fund has been in existence for 10 yrs 7 m, having been launched on 27/02/2015. DSP Low Duration Fund has ₹5,304 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of DSP Low Duration Fund as of 20/10/2025 is ₹20.23. The fund has an expense ratio of 0.62%, which is higher than what most other Low Duration funds charge.

DSP Low Duration Fund returns of last 1-year are 7.40%. Since launch, it has delivered 6.86% average annual returns. The fund has doubled the money invested in it every 11 yrs.
DSP Low Duration Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in Bank Of Baroda, National Bank For Agriculture & Rural Development, Axis Bank Ltd., HDFC Bank Ltd., Union Bank of India.

...

Fund AUM	5,304 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Karan Mundhra

Mr. Mundra is a B. COM. and Charted Accountant (CA) He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Shalini Vasanta

Mr. Vasanta has done BA and MBA (Finance) Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst

Investment objective

The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.

DSP Mutual Fund details

No. of schemes	54 view all schemes
Total AUM	2,12,960 Cr as on Sep 30, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

More funds from DSP Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
DSP Credit Risk Fund	N.A.	208 Cr	21.59%	14.85%
DSP Income Plus Arbitrage Omni FoF	N.A.	1,689 Cr	6.64%	10.97%
DSP Floater Fund	N.A.	521 Cr	7.99%	8.29%
DSP 10Y G-Sec Fund	N.A.	56 Cr	7.39%	8.1%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	N.A.	2,061 Cr	8.25%	8.06%
DSP Bond Fund	N.A.	317 Cr	8.28%	7.83%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of DSP Low Duration Fund?

The current Net Asset Value (NAV) of the DSP Low Duration Fund plan is approximately ₹20.2303 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The DSP Low Duration Fund is a 10 yrs 7 m old fund and has delivered average annual returns of 6.85% since inception.

DSP Low Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.31%	7.23%	5.76%	6.7%	6.85%

How much does this mutual fund charge as expense ratio?

The DSP Low Duration Fund has an expense ratio of 0.62%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The DSP Low Duration Fund currently has assets under management (AUM) or fund size valued at approximately 5,304 Cr as on Sep 30, 2025.

To whom does DSP Low Duration Fund lend to?

The top 3 debt holdings of DSP Low Duration Fund are as follows

Holding Name	Percentage of Portfolio
Bank Of Baroda	4.13%
National Bank For Agriculture & Rural Development	3.45%
HDFC Bank Ltd.	3.15%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The DSP Low Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	65.14%
A1+	19.12%
SOV	14.61%

What is risk level of DSP Low Duration Fund?

This is a Low Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in DSP Low Duration Fund?

Redeeming your investments in the DSP Low Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Low Duration

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Low Duration funds in the last 10 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.