Tata Money Market Fund

Q: What are the returns of this mutual fund scheme?

The Tata Money Market Fund is a 22 yrs 5 m old fund and has delivered average annual returns of 6.76% since inception. Tata Money Market Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.6% 7.57% 6.14% 5.98% 6.76%

Q: How much does this mutual fund charge as expense ratio?

The Tata Money Market Fund has an expense ratio of 0.4% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹4820.9062+0.05% 1 day change	6.76% p.a.	App exclusive #NA View Ranked Funds	₹38,808 Cr

Historical NAV & returns

NAV: ₹4820.9062 as on Oct 20, 2025

This fund Category average

Tata Money Market Fund overview

AUM (Fund size)	₹38,808 Cr
Exit load	0%
Lock-in Period	Nil
Age	22 yrs 5 m since May 20, 2003
Benchmark	CRISIL Money Market A-I Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.4% as on Sep 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Tata Money Market Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.48%	0.47%
3 Months	1.4%	1.36%
6 Months	3.3%	3.22%
1 Year	7.6%	7.36%
2 Years	7.65%	7.36%
3 Years	7.57%	7.26%
4 Years	6.71%	6.42%
5 Years	6.14%	5.85%
7 Years	5.68%	6.3%
10 Years	5.98%	6.51%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 88.51%

SOV 15.11%

Others 0.24%

Cash & Call Money -3.86%

Top Debt Holdings

HDFC Bank Ltd. 8.84%

Bank Of Baroda 7.54%

Reserve Bank of India 7.12%

GOI 6.76%

Allocation by Instruments

Certificate of Deposit 60.00000000000001%

Commercial Paper 28.510000000000005%

Treasury Bills 7.12%

GOI Securities 6.76%

Other Holdings

Others 0.24%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Money Market Fund	0.48%	3.3%	7.6%	7.57%	6.14%	5.98%
UTI Money Market Fund	0.49%	3.33%	7.66%	7.61%	6.15%	6.76%
Sundaram Money Market Fund	0.48%	3.3%	7.53%	7.31%	5.86%	4.35%
Nippon India Money Market Fund	0.48%	3.33%	7.61%	7.58%	6.16%	6.77%
Aditya Birla Sun Life Money Manager Fund	0.49%	3.32%	7.59%	7.6%	6.15%	6.85%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Money Market Fund	0.33	0.83	3.02	6.02
UTI Money Market Fund	0.32	0.8	3.21	6.79
Sundaram Money Market Fund	0.33	0.85	2.36	4.87
Nippon India Money Market Fund	0.33	0.82	3.04	6.25
Aditya Birla Sun Life Money Manager Fund	0.31	0.78	3.29	6.39

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata Money Market Fund	N.A.	38,808 Cr	22 yrs 5 m	0.4%
UTI Money Market Fund	N.A.	18,862 Cr	16 yrs 3 m	0.22%
Sundaram Money Market Fund	N.A.	1,761 Cr	7 yrs 1 m	0.29%
Nippon India Money Market Fund	N.A.	23,246 Cr	20 yrs 4 m	0.38%
Aditya Birla Sun Life Money Manager Fund	N.A.	26,757 Cr	20 yrs	0.36%

View all Money Market funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.5 vs. 3.39 Underperformed at beating benchmark
Sharpe	3.02 vs. 3.65 Poor risk-adjusted returns
Beta	0.83 vs. 2.49 Less sensitive to market ups & downs
Standard deviation	0.33 vs. 0.3 More volatile performance

Compare Tata Money Market Fund in detail with

About this fund

About Tata Money Market Fund

Tata Money Market Fund is a Money Market mutual fund scheme from Tata Mutual Fund. This fund has been in existence for 22 yrs 5 m, having been launched on 20/05/2003. Tata Money Market Fund has ₹38,808 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Tata Money Market Fund as of 20/10/2025 is ₹4820.91. The fund has an expense ratio of 0.4%, which is higher than what most other Money Market funds charge.

Tata Money Market Fund returns of last 1-year are 7.65%. Since launch, it has delivered 6.76% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Tata Money Market Fund scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in HDFC Bank Ltd., Bank Of Baroda, Reserve Bank of India, GOI, National Bank For Agriculture & Rural Development.

...

Fund AUM	38,808 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Amit Somani

Mr.Somani is a B.Com, PGDBM and CFA. Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.

Investment objective

The scheme seeks to generate returns with reasonable liquidity to the unit holders by investing in money market instruments.

Tata Mutual Fund details

No. of schemes	61 view all schemes
Total AUM	2,17,939 Cr as on Sep 30, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

More funds from Tata Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Tata Treasury Advantage Fund	N.A.	2,925 Cr	7.36%	7.2%
Tata Short Term Bond Fund	N.A.	3,305 Cr	7.28%	7.16%
Tata Gilt Securities Fund	N.A.	1,267 Cr	6.05%	7.06%
Tata Liquid Fund	N.A.	21,302 Cr	6.69%	6.97%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Tata Money Market Fund?

The current Net Asset Value (NAV) of the Tata Money Market Fund plan is approximately ₹4820.9062 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Tata Money Market Fund is a 22 yrs 5 m old fund and has delivered average annual returns of 6.76% since inception.

Tata Money Market Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.6%	7.57%	6.14%	5.98%	6.76%

How much does this mutual fund charge as expense ratio?

The Tata Money Market Fund has an expense ratio of 0.4%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Tata Money Market Fund currently has assets under management (AUM) or fund size valued at approximately 38,808 Cr as on Sep 30, 2025.

To whom does Tata Money Market Fund lend to?

The top 3 debt holdings of Tata Money Market Fund are as follows

Holding Name	Percentage of Portfolio
HDFC Bank Ltd.	8.84%
Bank Of Baroda	7.54%
Reserve Bank of India	7.12%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Tata Money Market Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	88.51%
SOV	15.11%
Others	0.24%

What is risk level of Tata Money Market Fund?

This is a Money Market fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Tata Money Market Fund?

Redeeming your investments in the Tata Money Market Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Money Market

#NA

Return Outperformance: This fund has generated highest return amongst Money Market funds in the last 5 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.