Tata Floating Rate Fund

Q: What are the returns of this mutual fund scheme?

The Tata Floating Rate Fund is a 4 yrs 5 m old fund and has delivered average annual returns of 6.33% since inception. Tata Floating Rate Fund Returns 1-Year 3-Year Since Inception 7.78% 7.44% 6.33%

Q: How much does this mutual fund charge as expense ratio?

The Tata Floating Rate Fund has an expense ratio of 0.72% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹13.1264+0.0% 1 day change	6.33% p.a.	App exclusive #NA View Ranked Funds	₹139 Cr

Historical NAV & returns

NAV: ₹13.1264 as on Dec 04, 2025

This fund Category average

Tata Floating Rate Fund overview

AUM (Fund size)	₹139 Cr
Exit load	0%
Lock-in Period	Nil
Age	4 yrs 5 m since Jun 21, 2021
Benchmark	CRISIL Short Duration Debt A-II Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.72% as on Nov 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Tata Floating Rate Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	0.56%	0.36%
3 Months	2.09%	1.57%
6 Months	2.6%	2.68%
1 Year	7.78%	7.72%
2 Years	7.76%	8.0%
3 Years	7.44%	7.7%
4 Years	6.68%	6.71%

Asset allocationas on Oct 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 52.83%

SOV 21.97%

Cash & Call Money 13.73999999%

AA 3.65%

Top Debt Holdings

Karnataka State 10.94%

Andhra Pradesh State 7.43%

Export-Import Bank Of India 7.32%

National Housing Bank 7.29%

Allocation by Instruments

Bonds 25.320000000000004%

Debenture 23.86%

State Development Loan 18.369999999999997%

Repo 11.64%

Other Holdings

Others 0.57%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Floating Rate Fund	0.56%	2.6%	7.78%	7.44%	N.A.	N.A.
UTI Floater Fund	0.49%	2.66%	7.2%	7.0%	5.55%	4.38%
HDFC Floating Rate Debt Fund	0.54%	3.08%	8.01%	7.96%	6.54%	7.33%
Aditya Birla Sun Life Floating Rate Fund	0.62%	3.25%	7.91%	7.74%	6.31%	7.28%
Franklin India Floating Rate Fund	0.43%	2.63%	7.84%	7.8%	6.19%	6.33%
Aditya Birla Sun Life Floating Rate Fund	0.62%	3.25%	7.91%	7.74%	6.31%	7.28%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Floating Rate Fund	1.0	1.79	0.99	1.29
UTI Floater Fund	0.59	1.4	0.97	1.36
HDFC Floating Rate Debt Fund	0.62	1.33	2.41	3.9
Aditya Birla Sun Life Floating Rate Fund	0.45	1.08	2.82	5.29
Franklin India Floating Rate Fund	0.97	2.23	1.37	1.83
Aditya Birla Sun Life Floating Rate Fund	0.45	1.08	2.82	5.29

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata Floating Rate Fund	N.A.	139 Cr	4 yrs 5 m	0.72%
UTI Floater Fund	N.A.	1,504 Cr	7 yrs 2 m	0.87%
HDFC Floating Rate Debt Fund	N.A.	15,549 Cr	18 yrs 1 m	0.49%
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,126 Cr	22 yrs 6 m	0.45%
Franklin India Floating Rate Fund	N.A.	327 Cr	24 yrs 7 m	0.95%
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,126 Cr	16 yrs 8 m	0.45%

View all Floater funds

Key risk & return ratios Compared to other funds in the category

Alpha	4.0 vs. 4.29 Underperformed at beating benchmark
Sharpe	0.99 vs. 5.43 Poor risk-adjusted returns
Beta	1.79 vs. 2.41 Less sensitive to market ups & downs
Standard deviation	1.0 vs. 0.88 More volatile performance

Compare Tata Floating Rate Fund in detail with

About this fund

About Tata Floating Rate Fund

Tata Floating Rate Fund is a Floater mutual fund scheme from Tata Mutual Fund. This fund has been in existence for 4 yrs 5 m, having been launched on 21/06/2021. Tata Floating Rate Fund has ₹139 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Tata Floating Rate Fund as of 04/12/2025 is ₹13.13. The fund has an expense ratio of 0.72%, which is higher than what most other Floater funds charge.

Tata Floating Rate Fund returns of last 1-year are 7.75%. Since launch, it has delivered 6.36% average annual returns.
Tata Floating Rate Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Karnataka State, Andhra Pradesh State, Export-Import Bank Of India, National Housing Bank, REC Ltd..

...

Fund AUM	139 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Akhil Mittal

Mr. Mittal is B.Com (H) and MBA from University Business School. Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.

Investment objective

The scheme seeks to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments.

Tata Mutual Fund details

No. of schemes	61 view all schemes
Total AUM	2,17,939 Cr as on Sep 30, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

More funds from Tata Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Tata Nifty G-Sec Dec 2029 Index Fund	N.A.	163 Cr	8.29%	N.A.
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund	N.A.	781 Cr	7.93%	7.53%
Tata Money Market Fund	N.A.	38,053 Cr	7.5%	7.52%
Tata Corporate Bond Fund	N.A.	4,240 Cr	7.31%	7.5%
Tata Treasury Advantage Fund	N.A.	3,357 Cr	7.3%	7.17%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Tata Floating Rate Fund?

The current Net Asset Value (NAV) of the Tata Floating Rate Fund plan is approximately ₹13.1264 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The Tata Floating Rate Fund is a 4 yrs 5 m old fund and has delivered average annual returns of 6.33% since inception.

Tata Floating Rate Fund Returns

1-Year	3-Year	Since Inception
7.78%	7.44%	6.33%

How much does this mutual fund charge as expense ratio?

The Tata Floating Rate Fund has an expense ratio of 0.72%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Tata Floating Rate Fund currently has assets under management (AUM) or fund size valued at approximately 139 Cr as on Oct 31, 2025.

To whom does Tata Floating Rate Fund lend to?

The top 3 debt holdings of Tata Floating Rate Fund are as follows

Holding Name	Percentage of Portfolio
Karnataka State	10.94%
Andhra Pradesh State	7.43%
Export-Import Bank Of India	7.32%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Tata Floating Rate Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	52.83%
SOV	21.97%
Cash & Call Money	13.73999999%

What is risk level of Tata Floating Rate Fund?

This is a Floater fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Tata Floating Rate Fund?

Redeeming your investments in the Tata Floating Rate Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Floater

#NA

Return Outperformance: This fund has generated highest return amongst Floater funds in the last 1 Year.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.