Sundaram Low Duration Fund

Q: What are the returns of this mutual fund scheme?

The Sundaram Low Duration Fund is a 21 yrs 2 m old fund and has delivered average annual returns of 7.07% since inception. Sundaram Low Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.03% 6.95% 7.03% 5.91% 7.07%

Q: How much does this mutual fund charge as expense ratio?

The Sundaram Low Duration Fund has an expense ratio of 1.15% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹3527.2885+0.04% 1 day change	7.07% p.a.	App exclusive #NA View Ranked Funds	₹390 Cr

Historical NAV & returns

NAV: ₹3527.2885 as on Oct 20, 2025

This fund Category average

Sundaram Low Duration Fund overview

AUM (Fund size)	₹390 Cr
Exit load	0%
Lock-in Period	Nil
Age	21 yrs 2 m since Aug 19, 2004
Benchmark	NIFTY Low Duration Debt Index A-I
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	1.15% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Sundaram Low Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 26, 2025

Period	This fund	Category average
1 Month	0.47%	0.51%
3 Months	1.27%	1.33%
6 Months	3.03%	3.2%
1 Year	7.03%	7.37%
2 Years	7.16%	7.4%
3 Years	6.95%	7.2%
4 Years	6.06%	6.25%
5 Years	7.03%	5.88%
7 Years	5.43%	6.19%
10 Years	5.91%	6.52%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 44.286678%

A1+ 31.333736%

AA+ 17.498478%

SOV 8.131818%

Top Debt Holdings

REC Ltd. 10.31%

Bharti Telecom Ltd. 8.34%

Jamnagar Utilities and Power Pvt. Ltd. 6.39%

Reserve Bank of India 6.28%

Allocation by Instruments

Debenture 44.984308000000006%

Certificate of Deposit 31.333736000000002%

Bonds 9.098597%

Repo 6.478056%

Other Holdings

Others 0.3%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Sundaram Low Duration Fund	0.47%	3.03%	7.03%	6.95%	7.03%	5.91%
UTI Low Duration Fund	0.56%	3.39%	7.67%	7.48%	7.07%	6.17%
DSP Low Duration Fund	0.53%	3.21%	7.31%	7.23%	5.76%	6.7%
Mirae Asset Low Duration Fund	0.5%	3.2%	7.28%	7.07%	5.55%	5.98%
SBI Magnum Low Duration Fund	0.48%	3.14%	7.21%	7.11%	5.6%	6.59%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Sundaram Low Duration Fund	0.4	0.99	1.02	1.98
UTI Low Duration Fund	0.4	1.04	2.27	5.06
DSP Low Duration Fund	0.4	1.11	1.63	2.69
Mirae Asset Low Duration Fund	0.37	1.01	1.35	2.47
SBI Magnum Low Duration Fund	0.39	1.07	1.42	2.86

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Sundaram Low Duration Fund	N.A.	390 Cr	21 yrs 2 m	1.15%
UTI Low Duration Fund	N.A.	2,302 Cr	22 yrs 7 m	0.45%
DSP Low Duration Fund	N.A.	5,304 Cr	10 yrs 7 m	0.62%
Mirae Asset Low Duration Fund	N.A.	2,232 Cr	17 yrs 7 m	0.85%
SBI Magnum Low Duration Fund	N.A.	16,764 Cr	18 yrs 3 m	0.92%

View all Low Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.18 vs. 2.82 Underperformed at beating benchmark
Sharpe	1.02 vs. 2.83 Poor risk-adjusted returns
Beta	0.99 vs. 1.4 Less sensitive to market ups & downs
Standard deviation	0.4 vs. 0.34 More volatile performance

Compare Sundaram Low Duration Fund in detail with

About this fund

About Sundaram Low Duration Fund

Sundaram Low Duration Fund is a Low Duration mutual fund scheme from Sundaram Mutual Fund. This fund has been in existence for 21 yrs 2 m, having been launched on 19/08/2004. Sundaram Low Duration Fund has ₹390 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Sundaram Low Duration Fund as of 20/10/2025 is ₹3527.29. The fund has an expense ratio of 1.15%, which is higher than what most other Low Duration funds charge.

Sundaram Low Duration Fund returns of last 1-year are 7.12%. Since launch, it has delivered 7.07% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Sundaram Low Duration Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in REC Ltd., Bharti Telecom Ltd., Jamnagar Utilities and Power Pvt. Ltd., Reserve Bank of India, Bank Of Baroda.

...

Fund AUM	390 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Dwijendra Srivastava

Mr. Srivastava is B.Tech , PGDM (Finance) and CFA. Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Sandeep Agarwal

Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS. Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Investment objective

The scheme will maintain a judicious mix of cash, short term and medium term instruments.

Sundaram Mutual Fund details

No. of schemes	31 view all schemes
Total AUM	74,005 Cr as on Sep 30, 2025
Address	Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road, Royapettah Chennai, 600014
Phone	1860-425-7237

More funds from Sundaram Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Sundaram Banking & PSU Fund	N.A.	400 Cr	8.05%	7.65%
Sundaram Short Duration Fund	N.A.	195 Cr	7.69%	7.49%
Sundaram Corporate Bond Fund	N.A.	798 Cr	8.11%	7.46%
Sundaram Money Market Fund	N.A.	1,761 Cr	7.47%	7.3%
Sundaram Liquid Fund	N.A.	7,482 Cr	6.58%	6.94%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Sundaram Low Duration Fund?

The current Net Asset Value (NAV) of the Sundaram Low Duration Fund plan is approximately ₹3527.2885 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Sundaram Low Duration Fund is a 21 yrs 2 m old fund and has delivered average annual returns of 7.07% since inception.

Sundaram Low Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.03%	6.95%	7.03%	5.91%	7.07%

How much does this mutual fund charge as expense ratio?

The Sundaram Low Duration Fund has an expense ratio of 1.15%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Sundaram Low Duration Fund currently has assets under management (AUM) or fund size valued at approximately 390 Cr as on Sep 30, 2025.

To whom does Sundaram Low Duration Fund lend to?

The top 3 debt holdings of Sundaram Low Duration Fund are as follows

Holding Name	Percentage of Portfolio
REC Ltd.	10.31%
Bharti Telecom Ltd.	8.34%
Jamnagar Utilities and Power Pvt. Ltd.	6.39%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Sundaram Low Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	44.286678%
A1+	31.333736%
AA+	17.498478%

What is risk level of Sundaram Low Duration Fund?

This is a Low Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Sundaram Low Duration Fund?

Redeeming your investments in the Sundaram Low Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Low Duration

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Low Duration funds in the last 5 Years.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.