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Mutual Funds
hybrid
Retirement Solutions Funds

Retirement Solutions Funds

Hybrid Retirement Solutions Fund

Average Return 12.96%
No of Funds 19

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What is Retirement Solutions Mutual Fund

These funds invest in a mix of equity and debt instruments. The asset mix helps lower the volatility than pure equity funds. You cannot redeem for at least 5 years or till retirement, whichever is earlier.

.....

Advantages of Retirement Solutions Funds

Allocation to stocks gives your money a chance to grow
The debt component offers better downside protection
The lock-in period prevents early redemption and allows fund managers to take long-term calls

Top schemes of Retirement Solutions Mutual Funds sorted by Returns

19 funds

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Sort by

ETM Rank High to Low Genius Only
Returns High to Low
Fund Size High to Low

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Show Returns

Annualized
Absolute

Returns for

Investment Period

1 Month
3 Months
6 Months
1 year
3 years
5 years

via

Investment Mode

Monthly SIP
One-time (Lumpsum)

ICICI Prudential Retirement Fund - Hybrid Aggressive Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹755 Crs

Return (p.a)

+ 24.39 % + 197.75 % N.A. N.A. -1.31 % -1.31 % + 20.16 % + 73.49 % + 3.0 % + 3.0 % N.A. N.A. N.A. N.A. + 7.79 % + 7.79 % + 3.16 % + 3.16 %

+ 46.02%+ 3.16% + 29.86%+ 4.33% + 5.91%+ 1.66% + 2.07%+ 1.11% + 21.17%+ 36.22% + 20.42%+ 66.09%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

HDFC Retirement Savings Fund - Hybrid Equity Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹1,567 Crs

Return (p.a)

+ 22.55 % + 176.44 % N.A. N.A. -0.65 % -0.65 % + 16.81 % + 59.38 % + 3.85 % + 3.85 % N.A. N.A. N.A. N.A. + 9.5 % + 9.5 % + 2.11 % + 2.11 %

+ 28.95%+ 2.11% + 27.56%+ 4.03% + 6.4%+ 1.8% + 3.55%+ 1.9% + 15.98%+ 26.64% + 17.24%+ 53.71%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Tata Retirement Savings Moderate Fund

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹2,008 Crs

Return (p.a)

+ 19.87 % + 147.53 % + 13.41 % + 252.05 % -1.3 % -1.3 % + 16.07 % + 56.38 % + 2.25 % + 2.25 % N.A. N.A. N.A. N.A. + 12.31 % + 12.31 % + 3.98 % + 3.98 %

+ 60.87%+ 3.98% + 31.01%+ 4.48% + 4.32%+ 1.22% + 3.37%+ 1.8% + 16.98%+ 28.46% + 16.17%+ 49.73%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Axis Retirement Fund - Dynamic Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹326 Crs

Return (p.a)

+ 17.66 % + 125.46 % N.A. N.A. -1.27 % -1.27 % + 15.4 % + 53.68 % + 3.31 % + 3.31 % N.A. N.A. N.A. N.A. + 12.25 % + 12.25 % + 2.6 % + 2.6 %

+ 36.69%+ 2.6% + 32.12%+ 4.62% + 5.12%+ 1.44% + 4.53%+ 2.42% + 17.87%+ 30.09% + 15.8%+ 48.38%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Axis Retirement Fund - Aggressive Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹800 Crs

Return (p.a)

+ 17.56 % + 124.54 % N.A. N.A. + 0.15 % + 0.15 % + 14.08 % + 48.45 % + 5.02 % + 5.02 % N.A. N.A. N.A. N.A. + 12.21 % + 12.21 % + 2.82 % + 2.82 %

+ 40.31%+ 2.82% + 37.35%+ 5.29% + 10.17%+ 2.82% + 6.36%+ 3.38% + 17.39%+ 29.21% + 14.95%+ 45.32%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Aditya Birla Sun Life Retirement Fund - The 40s Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹109 Crs

Return (p.a)

+ 16.67 % + 116.14 % N.A. N.A. + 1.46 % + 1.46 % + 14.78 % + 51.2 % + 4.19 % + 4.19 % N.A. N.A. N.A. N.A. + 12.98 % + 12.98 % + 2.83 % + 2.83 %

+ 40.43%+ 2.83% + 33.7%+ 4.83% + 9.52%+ 2.65% + 7.6%+ 4.03% + 16.17%+ 26.99% + 14.25%+ 42.85%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

UTI Retirement Fund

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹4,564 Crs

Return (p.a)

+ 16.71 % + 116.53 % + 10.28 % + 166.17 % + 2.48 % + 2.48 % + 13.68 % + 46.91 % + 3.78 % + 3.78 % N.A. N.A. N.A. N.A. + 12.61 % + 12.61 % + 2.86 % + 2.86 %

+ 40.96%+ 2.86% + 27.15%+ 3.97% + 11.6%+ 3.2% + 8.95%+ 4.74% + 14.43%+ 23.87% + 14.18%+ 42.6%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Franklin India Pension Fund

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹506 Crs

Return (p.a)

+ 12.18 % + 77.69 % + 9.1 % + 138.95 % + 2.17 % + 2.17 % + 11.63 % + 39.11 % + 3.37 % + 3.37 % N.A. N.A. N.A. N.A. + 10.03 % + 10.03 % + 2.21 % + 2.21 %

+ 30.5%+ 2.21% + 22.52%+ 3.35% + 9.16%+ 2.55% + 7.05%+ 3.74% + 12.43%+ 20.36% + 11.28%+ 32.74%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Axis Retirement Fund - Conservative Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹62 Crs

Return (p.a)

+ 12.16 % + 77.47 % N.A. N.A. + 2.87 % + 2.87 % + 10.5 % + 34.92 % + 3.91 % + 3.91 % N.A. N.A. N.A. N.A. + 10.94 % + 10.94 % + 3.28 % + 3.28 %

+ 48.12%+ 3.28% + 30.2%+ 4.37% + 13.27%+ 3.65% + 9.11%+ 4.82% + 12.74%+ 20.91% + 11.08%+ 32.08%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

ICICI Prudential Retirement Fund - Hybrid Conservative Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹79 Crs

Return (p.a)

+ 11.45 % + 71.94 % N.A. N.A. + 2.77 % + 2.77 % + 10.99 % + 36.73 % + 3.08 % + 3.08 % N.A. N.A. N.A. N.A. + 8.79 % + 8.79 % + 2.21 % + 2.21 %

+ 30.53%+ 2.21% + 19.67%+ 2.95% + 9.89%+ 2.75% + 7.7%+ 4.09% + 12.07%+ 19.74% + 10.69%+ 30.82%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

HDFC Retirement Savings Fund - Hybrid Debt Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹159 Crs

Return (p.a)

+ 10.98 % + 68.36 % N.A. N.A. + 2.82 % + 2.82 % + 10.59 % + 35.24 % + 3.41 % + 3.41 % N.A. N.A. N.A. N.A. + 9.75 % + 9.75 % + 2.01 % + 2.01 %

+ 27.37%+ 2.01% + 21.01%+ 3.14% + 10.52%+ 2.91% + 8.02%+ 4.26% + 10.92%+ 17.75% + 10.25%+ 29.4%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Nippon India Retirement Fund - Income Generation Scheme

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹153 Crs

Return (p.a)

+ 9.84 % + 59.9 % + 8.67 % + 129.69 % + 3.86 % + 3.86 % + 10.58 % + 35.2 % + 4.19 % + 4.19 % N.A. N.A. N.A. N.A. + 12.09 % + 12.09 % + 2.83 % + 2.83 %

+ 40.4%+ 2.83% + 26.94%+ 3.94% + 13.89%+ 3.81% + 10.32%+ 5.46% + 11.85%+ 19.35% + 9.99%+ 28.56%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Tata Retirement Savings Conservative Fund

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹172 Crs

Return (p.a)

+ 10.13 % + 61.97 % + 9.23 % + 141.77 % + 1.98 % + 1.98 % + 9.51 % + 31.33 % + 2.82 % + 2.82 % N.A. N.A. N.A. N.A. + 9.35 % + 9.35 % + 2.59 % + 2.59 %

+ 36.5%+ 2.59% + 21.71%+ 3.24% + 8.79%+ 2.45% + 6.51%+ 3.46% + 10.41%+ 16.88% + 9.28%+ 26.3%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Aditya Birla Sun Life Retirement Fund - The 50s Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹26 Crs

Return (p.a)

+ 7.16 % + 41.34 % N.A. N.A. + 2.97 % + 2.97 % + 9.46 % + 31.14 % + 3.47 % + 3.47 % N.A. N.A. N.A. N.A. + 9.97 % + 9.97 % + 1.99 % + 1.99 %

+ 27.04%+ 1.99% + 21.03%+ 3.14% + 10.36%+ 2.87% + 8.45%+ 4.48% + 10.44%+ 16.93% + 8.45%+ 23.71%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Bandhan Retirement Fund

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹172 Crs

Return (p.a)

N.A. N.A. N.A. N.A. + 1.42 % + 1.42 % N.A. N.A. + 4.93 % + 4.93 % N.A. N.A. N.A. N.A. + 10.19 % + 10.19 % + 2.78 % + 2.78 %

+ 39.56%+ 2.78% + 31.49%+ 4.54% + 11.2%+ 3.1% + 6.03%+ 3.21% N.A.N.A. N.A.N.A.

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Baroda BNP Paribas Retirement Fund

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹356 Crs

Return (p.a)

N.A. N.A. N.A. N.A. + 0.17 % + 0.17 % N.A. N.A. + 3.08 % + 3.08 % N.A. N.A. N.A. N.A. N.A. N.A. + 2.99 % + 2.99 %

+ 43.08%+ 2.99% + 28.87%+ 4.2% + 6.72%+ 1.88% N.A.N.A. N.A.N.A. N.A.N.A.

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

SBI Retirement Benefit Fund - Aggressive Hybrid Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹1,478 Crs

Return (p.a)

N.A. N.A. N.A. N.A. -3.45 % -3.45 % + 14.71 % + 50.93 % + 1.89 % + 1.89 % N.A. N.A. N.A. N.A. + 6.84 % + 6.84 % + 1.44 % + 1.44 %

+ 18.97%+ 1.44% + 19.07%+ 2.87% + 0.0%+ 0.0% -1.53% -0.82% + 12.85%+ 21.09% N.A.N.A.

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

SBI Retirement Benefit Fund - Conservative Hybrid Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹273 Crs

Return (p.a)

N.A. N.A. N.A. N.A. + 1.2 % + 1.2 % + 11.4 % + 38.23 % + 2.93 % + 2.93 % N.A. N.A. N.A. N.A. + 8.97 % + 8.97 % + 1.96 % + 1.96 %

+ 26.61%+ 1.96% + 21.01%+ 3.14% + 7.97%+ 2.23% + 5.27%+ 2.81% + 11.01%+ 17.9% N.A.N.A.

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

SBI Retirement Benefit Fund - Conservative Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹175 Crs

Return (p.a)

N.A. N.A. N.A. N.A. + 3.4 % + 3.4 % + 9.97 % + 32.98 % + 3.47 % + 3.47 % N.A. N.A. N.A. N.A. + 10.23 % + 10.23 % + 2.26 % + 2.26 %

+ 31.22%+ 2.26% + 22.12%+ 3.29% + 11.93%+ 3.29% + 8.82%+ 4.67% + 10.33%+ 16.75% N.A.N.A.

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

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ICICI Prudential Retirement Fund - Hybrid Aggressive Plan

ICICI Prudential Retirement Fund - Hybrid Aggressive Plan
HDFC Retirement Savings Fund - Hybrid Equity Plan
Tata Retirement Savings Moderate Fund
Axis Retirement Fund - Dynamic Plan
Axis Retirement Fund - Aggressive Plan
Aditya Birla Sun Life Retirement Fund - The 40s Plan
UTI Retirement Fund
Franklin India Pension Fund
Axis Retirement Fund - Conservative Plan
ICICI Prudential Retirement Fund - Hybrid Conservative Plan
HDFC Retirement Savings Fund - Hybrid Debt Plan
Nippon India Retirement Fund - Income Generation Scheme
Tata Retirement Savings Conservative Fund
Aditya Birla Sun Life Retirement Fund - The 50s Plan
Bandhan Retirement Fund
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SBI Retirement Benefit Fund - Aggressive Hybrid Plan
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SBI Retirement Benefit Fund - Conservative Plan

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You would have got

Total investment Invested ₹ 6 Lakh

Profit ₹ 3.33 Lakh

Current value Current value ₹ 9.33 Lakh

This fund has generated an XIRR of 20.42% over the past 5 Years

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How to invest in Retirement Solutions Funds?
Frequently Asked Questions

How to invest in Retirement Solutions Funds?

Investing in Retirement Solutions mutual funds on the ET Money app is simple. Follow these steps:

For Desktop Users:

Click on the "Invest" button next to the scheme in the Retirement Solutions fund list shown above.
Scan the QR code to download the app.

For Mobile Users:

Tap on the "Invest" button in the Retirement Solutions fund list to download the app.
Open the app, sign up, and complete your one-time KYC process, or log in if you're already registered.
Search for the mutual fund you want to invest in and choose your investment mode (Lump sum investment or SIP).
Enter your investment amount.
Fill in the required details, including your bank account for payment, and confirm.

All set! Your investment is complete.

Frequently Asked Questions

Which are the best Retirement Solutions Mutual Funds to invest in 2025?

These are top 5 Retirement Solutions funds you can invest in 2025

Fund Name	Fund Category	ETM Rank	5.0 Year Return (Annualized)
SBI Retirement Benefit Fund - Aggressive Hybrid Plan	Hybrid	Unranked	NA
SBI Retirement Benefit Fund - Conservative Hybrid Plan	Hybrid	Unranked	NA
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan	Hybrid	# 4 of 14	24.39 % p.a.
SBI Retirement Benefit Fund - Conservative Plan	Hybrid	Unranked	NA
Aditya Birla Sun Life Retirement Fund - The 50s Plan	Hybrid	# 8 of 14	7.16 % p.a.

What kind of returns can I earn from Retirement Solutions ?

Retirement Solutions Funds have on an average delivered 14.95% p.a. returns in the last 5 years. Their 3 and 10 year annualized returns are 12.96% and 10.14% p.a.