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Mutual Funds
hybrid
Retirement Solutions Funds

Retirement Solutions Funds

Hybrid Retirement Solutions Fund

Average Return 14.34%
No. of Funds 19

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What is Retirement Solutions Mutual Fund

These funds invest in a mix of equity and debt instruments. The asset mix helps lower the volatility than pure equity funds. You cannot redeem for at least 5 years or till retirement, whichever is earlier.

.....

Advantages of Retirement Solutions Funds

Allocation to stocks gives your money a chance to grow
The debt component offers better downside protection
The lock-in period prevents early redemption and allows fund managers to take long-term calls

Top schemes of Retirement Solutions Mutual Funds sorted by Returns

19 funds

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ETM Rank High to Low Genius Only
Returns High to Low
Fund Size High to Low

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Show Returns

Annualized
Absolute

Returns for

Investment Period

1 Month
3 Months
6 Months
1 year
3 years
5 years

via

Investment Mode

Monthly SIP
One-time (Lumpsum)

ICICI Prudential Retirement Fund - Hybrid Aggressive Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹790 Cr

Return (p.a)

+ 22.93 % + 180.71 % N.A. N.A. + 14.07 % + 14.07 % N.A. N.A. + 0.14 % + 0.14 % + 23.91 % + 90.26 % + 10.73 % + 10.73 % N.A. N.A. N.A. N.A. + 9.85 % + 9.85 % + 1.18 % + 1.18 %

+ 18.71%+ 1.18% + 46.08%+ 6.28% + 42.41%+ 10.69% + 18.17%+ 9.46% + 24.43%+ 42.44% + 21.93%+ 72.24%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

HDFC Retirement Savings Fund - Hybrid Equity Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹1,657 Cr

Return (p.a)

+ 20.12 % + 150.09 % N.A. N.A. + 7.6 % + 7.6 % N.A. N.A. -0.29 % -0.29 % + 17.93 % + 64.01 % + 4.66 % + 4.66 % N.A. N.A. N.A. N.A. + 4.8 % + 4.8 % -0.33 % -0.33 %

-4.67% -0.33% + 14.38%+ 2.17% + 19.54%+ 5.22% + 8.09%+ 4.27% + 15.84%+ 26.37% + 16.63%+ 51.43%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Tata Retirement Savings Moderate Fund

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹2,151 Cr

Return (p.a)

+ 18.08 % + 129.51 % + 13.63 % + 258.86 % + 8.38 % + 8.38 % N.A. N.A. + 0.1 % + 0.1 % + 18.69 % + 67.19 % + 6.6 % + 6.6 % N.A. N.A. N.A. N.A. + 6.68 % + 6.68 % -0.68 % -0.68 %

-9.49% -0.68% + 23.62%+ 3.46% + 27.36%+ 7.16% + 10.56%+ 5.56% + 18.17%+ 30.6% + 16.59%+ 51.29%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Axis Retirement Fund - Dynamic Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹326 Cr

Return (p.a)

+ 16.98 % + 119.07 % N.A. N.A. + 6.79 % + 6.79 % N.A. N.A. -0.05 % -0.05 % + 17.22 % + 61.05 % + 4.42 % + 4.42 % N.A. N.A. N.A. N.A. + 6.27 % + 6.27 % -0.05 % -0.05 %

-0.67% -0.05% + 16.35%+ 2.46% + 20.55%+ 5.48% + 7.21%+ 3.81% + 17.74%+ 29.82% + 15.62%+ 47.71%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Aditya Birla Sun Life Retirement Fund - The 40s Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹112 Cr

Return (p.a)

+ 15.07 % + 101.72 % N.A. N.A. + 9.19 % + 9.19 % N.A. N.A. + 0.03 % + 0.03 % + 16.28 % + 57.22 % + 5.43 % + 5.43 % N.A. N.A. N.A. N.A. + 9.2 % + 9.2 % + 0.29 % + 0.29 %

+ 4.37%+ 0.29% + 19.98%+ 2.96% + 24.33%+ 6.42% + 11.92%+ 6.26% + 16.78%+ 28.07% + 14.56%+ 43.91%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Axis Retirement Fund - Aggressive Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹800 Cr

Return (p.a)

+ 16.11 % + 111.01 % N.A. N.A. + 8.2 % + 8.2 % N.A. N.A. -0.05 % -0.05 % + 16.75 % + 59.12 % + 3.88 % + 3.88 % N.A. N.A. N.A. N.A. + 6.17 % + 6.17 % -0.59 % -0.59 %

-8.24% -0.59% + 11.69%+ 1.79% + 19.55%+ 5.23% + 8.1%+ 4.28% + 17.0%+ 28.48% + 14.52%+ 43.79%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

UTI Retirement Fund

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹4,725 Cr

Return (p.a)

+ 14.94 % + 100.62 % + 10.23 % + 164.85 % + 6.34 % + 6.34 % N.A. N.A. + 0.01 % + 0.01 % + 14.11 % + 48.6 % + 2.83 % + 2.83 % N.A. N.A. N.A. N.A. + 7.52 % + 7.52 % + 0.41 % + 0.41 %

+ 6.13%+ 0.41% + 10.18%+ 1.56% + 15.04%+ 4.07% + 8.91%+ 4.7% + 13.82%+ 22.78% + 13.58%+ 40.5%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

ICICI Prudential Retirement Fund - Hybrid Conservative Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹82 Cr

Return (p.a)

+ 10.66 % + 65.9 % N.A. N.A. + 7.78 % + 7.78 % N.A. N.A. + 0.35 % + 0.35 % + 12.79 % + 43.5 % + 4.43 % + 4.43 % N.A. N.A. N.A. N.A. + 9.4 % + 9.4 % + 0.85 % + 0.85 %

+ 13.18%+ 0.85% + 17.7%+ 2.65% + 18.66%+ 5.0% + 11.82%+ 6.21% + 12.94%+ 21.24% + 11.25%+ 32.63%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Franklin India Pension Fund

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹515 Cr

Return (p.a)

+ 11.27 % + 70.57 % + 9.02 % + 137.2 % + 6.14 % + 6.14 % N.A. N.A. -0.03 % -0.03 % + 12.7 % + 43.15 % + 3.18 % + 3.18 % N.A. N.A. N.A. N.A. + 6.9 % + 6.9 % + 0.01 % + 0.01 %

+ 0.11%+ 0.01% + 10.41%+ 1.6% + 14.38%+ 3.9% + 8.4%+ 4.44% + 12.27%+ 20.06% + 11.23%+ 32.56%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Axis Retirement Fund - Conservative Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹62 Cr

Return (p.a)

+ 10.94 % + 68.05 % N.A. N.A. + 4.88 % + 4.88 % N.A. N.A. -0.03 % -0.03 % + 11.35 % + 38.06 % + 1.4 % + 1.4 % N.A. N.A. N.A. N.A. + 6.38 % + 6.38 % + 0.21 % + 0.21 %

+ 3.08%+ 0.21% + 4.77%+ 0.75% + 11.2%+ 3.07% + 6.76%+ 3.58% + 11.62%+ 18.94% + 10.33%+ 29.63%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

HDFC Retirement Savings Fund - Hybrid Debt Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹163 Cr

Return (p.a)

+ 10.34 % + 63.59 % N.A. N.A. + 5.27 % + 5.27 % N.A. N.A. + 0.01 % + 0.01 % + 11.02 % + 36.84 % + 2.02 % + 2.02 % N.A. N.A. N.A. N.A. + 6.91 % + 6.91 % + 0.35 % + 0.35 %

+ 5.17%+ 0.35% + 7.26%+ 1.13% + 11.42%+ 3.13% + 7.79%+ 4.12% + 10.44%+ 16.92% + 10.01%+ 28.6%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Tata Retirement Savings Conservative Fund

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹178 Cr

Return (p.a)

+ 9.31 % + 56.08 % + 9.2 % + 141.15 % + 5.85 % + 5.85 % N.A. N.A. + 0.16 % + 0.16 % + 10.66 % + 35.51 % + 3.1 % + 3.1 % N.A. N.A. N.A. N.A. + 6.8 % + 6.8 % + 0.16 % + 0.16 %

+ 2.33%+ 0.16% + 11.39%+ 1.74% + 14.83%+ 4.02% + 8.52%+ 4.5% + 10.73%+ 17.41% + 9.49%+ 26.96%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Nippon India Retirement Fund - Income Generation Scheme

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹157 Cr

Return (p.a)

+ 8.47 % + 50.13 % + 8.6 % + 128.27 % + 5.14 % + 5.14 % N.A. N.A. + 0.29 % + 0.29 % + 11.42 % + 38.32 % + 0.9 % + 0.9 % N.A. N.A. N.A. N.A. + 7.0 % + 7.0 % + 0.6 % + 0.6 %

+ 9.04%+ 0.6% + 2.85%+ 0.45% + 9.61%+ 2.64% + 7.23%+ 3.83% + 10.56%+ 17.12% + 9.44%+ 26.78%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Aditya Birla Sun Life Retirement Fund - The 50s Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹26 Cr

Return (p.a)

+ 6.97 % + 40.05 % N.A. N.A. + 5.93 % + 5.93 % N.A. N.A. + 0.13 % + 0.13 % + 10.32 % + 34.25 % + 2.52 % + 2.52 % N.A. N.A. N.A. N.A. + 8.04 % + 8.04 % + 0.48 % + 0.48 %

+ 7.24%+ 0.48% + 9.88%+ 1.52% + 13.06%+ 3.56% + 8.87%+ 4.68% + 10.4%+ 16.85% + 8.74%+ 24.6%

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Bandhan Retirement Fund

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹180 Cr

Return (p.a)

N.A. N.A. N.A. N.A. + 7.86 % + 7.86 % N.A. N.A. -0.09 % -0.09 % N.A. N.A. + 3.57 % + 3.57 % N.A. N.A. N.A. N.A. + 5.29 % + 5.29 % -0.53 % -0.53 %

-7.48% -0.53% + 10.04%+ 1.54% + 17.07%+ 4.6% + 8.21%+ 4.34% N.A.N.A. N.A.N.A.

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

Baroda BNP Paribas Retirement Fund

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹382 Cr

Return (p.a)

N.A. N.A. N.A. N.A. + 7.92 % + 7.92 % N.A. N.A. -0.04 % -0.04 % N.A. N.A. + 5.18 % + 5.18 % N.A. N.A. N.A. N.A. + 7.8 % + 7.8 % -0.04 % -0.04 %

-0.58% -0.04% + 18.66%+ 2.78% + 22.58%+ 5.99% + 10.11%+ 5.33% N.A.N.A. N.A.N.A.

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

SBI Retirement Benefit Fund - Aggressive Hybrid Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹1,507 Cr

Return (p.a)

N.A. N.A. N.A. N.A. + 7.89 % + 7.89 % N.A. N.A. + 0.09 % + 0.09 % + 16.14 % + 56.64 % + 6.63 % + 6.63 % N.A. N.A. N.A. N.A. + 2.68 % + 2.68 % + 0.43 % + 0.43 %

+ 6.5%+ 0.43% + 23.74%+ 3.48% + 24.1%+ 6.37% + 7.99%+ 4.22% + 14.34%+ 23.69% N.A.N.A.

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

SBI Retirement Benefit Fund - Conservative Hybrid Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹284 Cr

Return (p.a)

N.A. N.A. N.A. N.A. + 5.86 % + 5.86 % N.A. N.A. + 0.11 % + 0.11 % + 12.01 % + 40.51 % + 3.16 % + 3.16 % N.A. N.A. N.A. N.A. + 5.37 % + 5.37 % + 0.33 % + 0.33 %

+ 4.93%+ 0.33% + 9.89%+ 1.52% + 14.17%+ 3.85% + 7.58%+ 4.01% + 11.0%+ 17.88% N.A.N.A.

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

SBI Retirement Benefit Fund - Conservative Plan

#NA of NA

Unranked

ETM Rank: Genius only

Fund Size

₹179 Cr

Return (p.a)

N.A. N.A. N.A. N.A. + 5.54 % + 5.54 % N.A. N.A. + 0.19 % + 0.19 % + 10.4 % + 34.58 % + 2.2 % + 2.2 % N.A. N.A. N.A. N.A. + 7.59 % + 7.59 % + 0.51 % + 0.51 %

+ 7.67%+ 0.51% + 7.02%+ 1.09% + 11.85%+ 3.24% + 8.6%+ 4.54% + 10.02%+ 16.2% N.A.N.A.

ETM Rank

#NA of NA

Unranked

Genius only

Add to compare

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ICICI Prudential Retirement Fund - Hybrid Aggressive Plan

ICICI Prudential Retirement Fund - Hybrid Aggressive Plan
HDFC Retirement Savings Fund - Hybrid Equity Plan
Tata Retirement Savings Moderate Fund
Axis Retirement Fund - Dynamic Plan
Aditya Birla Sun Life Retirement Fund - The 40s Plan
Axis Retirement Fund - Aggressive Plan
UTI Retirement Fund
ICICI Prudential Retirement Fund - Hybrid Conservative Plan
Franklin India Pension Fund
Axis Retirement Fund - Conservative Plan
HDFC Retirement Savings Fund - Hybrid Debt Plan
Tata Retirement Savings Conservative Fund
Nippon India Retirement Fund - Income Generation Scheme
Aditya Birla Sun Life Retirement Fund - The 50s Plan
Bandhan Retirement Fund
Baroda BNP Paribas Retirement Fund
SBI Retirement Benefit Fund - Aggressive Hybrid Plan
SBI Retirement Benefit Fund - Conservative Hybrid Plan
SBI Retirement Benefit Fund - Conservative Plan

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Invested Gains

You would have got

Total investment Invested ₹ 6 Lakh

Profit ₹ 3.33 Lakh

Current value Current value ₹ 9.33 Lakh

This fund has generated an XIRR of 21.93% over the past 5 Years

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How to invest in Retirement Solutions Funds?
Frequently Asked Questions

How to invest in Retirement Solutions Funds?

Investing in Retirement Solutions mutual funds on the ET Money app is simple. Follow these steps:

For Desktop Users:

Click on the "Invest" button next to the scheme in the Retirement Solutions fund list shown above.
Scan the QR code to download the app.

For Mobile Users:

Tap on the "Invest" button in the Retirement Solutions fund list to download the app.
Open the app, sign up, and complete your one-time KYC process, or log in if you're already registered.
Search for the mutual fund you want to invest in and choose your investment mode (Lump sum investment or SIP).
Enter your investment amount.
Fill in the required details, including your bank account for payment, and confirm.

All set! Your investment is complete.

Frequently Asked Questions

Which are the best Retirement Solutions Mutual Funds to invest in 2025?

These are top 5 Retirement Solutions funds you can invest in 2025

Fund Name	Fund Category	ETM Rank	5.0 Year Return (Annualized)
SBI Retirement Benefit Fund - Aggressive Hybrid Plan	Hybrid	Unranked	NA
SBI Retirement Benefit Fund - Conservative Hybrid Plan	Hybrid	Unranked	NA
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan	Hybrid	# 5 of 14	22.93 % p.a.
SBI Retirement Benefit Fund - Conservative Plan	Hybrid	Unranked	NA
Aditya Birla Sun Life Retirement Fund - The 50s Plan	Hybrid	# 9 of 14	6.97 % p.a.

What kind of returns can I earn from Retirement Solutions ?

Retirement Solutions Funds have on an average delivered 13.73% p.a. returns in the last 5 years. Their 3 and 10 year annualized returns are 14.34% and 10.14% p.a.