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NAV as of Apr 23, 2025 | Returns since inception | ET Money Rank | VRO Ratings |
---|---|---|---|
₹23.9989+0.03% 1 day change | 10.0% p.a. | 4 |
VRO rating | 4 |
Expense ratio | 1.02% as on Mar 31, 2025 |
Exit load | 0% Exit load of 1% if units are redeemed before completion of 60 years of age.! |
AUM (Fund size) | ₹159 Crs |
Lock-in | 5 Years |
Age | 9 yrs 2 m since Feb 05, 2016 |
Benchmark | NIFTY 50 Hybrid Composite Debt 15:85 Conservative |
Min. investment | SIP ₹500 & Lump. ₹5000 |
Risk | Moderately High |
Period | This fund | Category average |
---|---|---|
1 month | 2.01% | 2.57% |
3 months | 3.41% | 3.47% |
6 months | 2.82% | 1.14% |
1 year | 9.75% | 10.38% |
3 years | 10.59% | 12.96% |
5 years | 10.98% | 14.95% |
7 years | 9.01% | 10.36% |
Large Cap 17.449284%
Mid Cap 0.5876039999999999%
Small Cap 3.253112%
Other Cap 0.0%
Technology 8.370000000000001%
Financial 7.220000000000001%
Energy 6.51%
Construction 6.31%
SOV 27.59606886%
Cash 16.96066724%
Cash & Call Money 14.44689435%
AA+ 12.69717814%
GOI 7.2%
Mahindra Rural Housing Finance Ltd. 6.42%
TMF Holdings Ltd. 6.28%
Indian Railway Finance Corporation Ltd. 3.27%
GOI Securities 20.40074955%
Cash Margin 16.96066724%
Non Convertible Debenture 16.43396684%
Repo 11.91809319%
Others 16.96%
Fund name | ETM Rank | AUM (in Crs.) | Fund age | Expense ratio |
---|---|---|---|---|
HDFC Retirement Savings Fund - Hybrid Debt Plan | N.A. | ₹159 Crs | 9 yrs 2 m | 1.02% |
UTI Retirement Fund | N.A. | ₹4,564 Crs | 12 yrs 3 m | 1.04% |
HDFC Retirement Savings Fund - Hybrid Equity Plan | N.A. | ₹1,567 Crs | 9 yrs 2 m | 0.95% |
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | N.A. | ₹755 Crs | 6 yrs 2 m | 1.03% |
ICICI Prudential Retirement Fund - Hybrid Conservative Plan | N.A. | ₹79 Crs | 6 yrs 2 m | 0.6% |
Fund name | 1M | 6M | 1Y | 3Y | 5Y | 10Y |
---|---|---|---|---|---|---|
HDFC Retirement Savings Fund - Hybrid Debt Plan | 2.01% | 2.82% | 9.75% | 10.59% | 10.98% | N.A. |
UTI Retirement Fund | 2.86% | 2.48% | 12.61% | 13.68% | 16.71% | 10.28% |
HDFC Retirement Savings Fund - Hybrid Equity Plan | 2.11% | -0.65% | 9.5% | 16.81% | 22.55% | 15.53% |
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | 3.16% | -1.31% | 7.79% | 20.16% | 24.39% | 10.2% |
ICICI Prudential Retirement Fund - Hybrid Conservative Plan | 2.21% | 2.77% | 8.79% | 10.99% | 11.45% | 6.18% |
Fund name | Std. deviation | Beta | Sharpe | Sortino |
---|---|---|---|---|
HDFC Retirement Savings Fund - Hybrid Debt Plan | 3.8 | 0.86 | 0.85 | 1.67 |
UTI Retirement Fund | 6.07 | 0.6 | 0.93 | 1.76 |
HDFC Retirement Savings Fund - Hybrid Equity Plan | 9.29 | 0.74 | 0.94 | 1.68 |
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | 12.96 | 1.0 | 0.84 | 1.36 |
ICICI Prudential Retirement Fund - Hybrid Conservative Plan | 4.61 | 1.0 | 0.77 | 1.27 |
Alpha | 1.55 vs. 3.73 Underperformed at beating benchmark |
Sharpe | 0.85 vs. 3.41 Poor risk-adjusted returns |
Beta | 0.86 vs. 0.9 Less sensitive to market ups & downs |
Standard deviation | 3.8 vs. 6.89 More stable returns |
Fund AUM | ₹159 Crs as on Mar 31, 2025 |
Scheme document | View Scheme Document |
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
No. of schemes | 75 view all schemes |
Total AUM | ₹7,80,967 Crs as on Mar 31, 2025 |
Address | "HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020 |
shareholders.relations@hdfcfund.com | |
Phone | 022 ? 66316333 |
Fund name | ETM Rank | AUM (in Crs.) | 1Y | 5Y |
---|---|---|---|---|
HDFC Balanced Advantage Fund | N.A. | ₹94,824 Crs | 10.05% | 26.97% |
HDFC Retirement Savings Fund - Hybrid Equity Plan | N.A. | ₹1,567 Crs | 9.5% | 22.55% |
HDFC Hybrid Equity Fund | N.A. | ₹23,229 Crs | 10.18% | 21.68% |
HDFC Multi Asset Fund | N.A. | ₹4,034 Crs | 12.73% | 20.29% |
HDFC Equity Savings Fund | N.A. | ₹5,430 Crs | 7.99% | 14.65% |
HDFC Hybrid Debt Fund | N.A. | ₹3,310 Crs | 10.38% | 13.4% |
The current Net Asset Value (NAV) of the HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Growth plan is approximately ₹23.9989 as of Apr 23, 2025.
The HDFC Retirement Savings Fund - Hybrid Debt Plan is a 9 yrs 2 m old fund and has delivered average annual returns of 10.0% since inception.
1-Year | 3-Year | 5-Year | Since Inception |
---|---|---|---|
9.75% | 10.59% | 10.98% | 10.0% |
The HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Growth has an expense ratio of 1.02%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.
The HDFC Retirement Savings Fund - Hybrid Debt Plan currently has assets under management (AUM) or fund size valued at approximately ₹159 Crs crore as of Mar 31, 2025.
The HDFC Retirement Savings Fund - Hybrid Debt Plan's equity portion has been invested in the stocks of the following companies
Company | Percentage of Portfolio |
---|---|
Tata Consultancy Services Ltd. | 7.48% |
Larsen & Toubro Ltd. | 6.31% |
Reliance Industries Ltd. | 5.34% |
ICICI Bank Ltd. | 2.55% |
HDFC Bank Ltd. | 2.52% |
State Bank of India | 0.95% |
Axis Bank Ltd. | 0.9% |
Infosys Ltd. | 0.89% |
Bharti Airtel Ltd. | 0.87% |
ITC Ltd. | 0.77% |
The HDFC Retirement Savings Fund - Hybrid Debt Plan's equity portion is primarily invested in the following sectors -
Sector | Percentage of Portfolio |
---|---|
Technology | 8.370000000000001% |
Financial | 7.220000000000001% |
Energy | 6.51% |
Construction | 6.31% |
Capital Goods | 2.0100000000000002% |
Consumer Staples | 1.46% |
Services | 1.3900000000000001% |
Automobile | 1.18% |
Insurance | 1.17% |
Communication | 0.87% |
The top 3 debt holdings of HDFC Retirement Savings Fund - Hybrid Debt Plan are as follows
Holding Name | Percentage of Portfolio |
GOI | 7.2% |
Mahindra Rural Housing Finance Ltd. | 6.42% |
TMF Holdings Ltd. | 6.28% |
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The HDFC Retirement Savings Fund - Hybrid Debt Plan's debt portion's allocation by credit quality is given belowCredit Quality | Percentage of Portfolio |
SOV | 27.59606886% |
Cash | 16.96066724% |
Cash & Call Money | 14.44689435% |
This is a Retirement Solutions fund comes with Moderately High risk.
Yes, this fund comes with a mandatory lock-in period of 5 years.
It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:
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All set! Your investment in HDFC Retirement Savings Fund - Hybrid Debt Plan is complete.
Redeeming your investments in HDFC Retirement Savings Fund - Hybrid Debt Plan is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in HDFC Retirement Savings Fund - Hybrid Debt Plan from anywhere else, you can go to the fund house website and put a request through it.