Tata Gilt Securities Fund

Q: What are the returns of this mutual fund scheme?

The Tata Gilt Securities Fund is a 26 yrs 6 m old fund and has delivered average annual returns of 8.06% since inception. Tata Gilt Securities Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 2.85% 6.11% 4.74% 6.21% 8.06%

Q: How much does this mutual fund charge as expense ratio?

The Tata Gilt Securities Fund has an expense ratio of 1.37% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹77.5751-0.78% 1 day change	8.06% p.a.	App exclusive #NA View Ranked Funds	₹1,247 Cr

Historical NAV & returns

NAV: ₹77.5751 as on Feb 02, 2026

This fund Category average

Tata Gilt Securities Fund overview

AUM (Fund size)	₹1,247 Cr
Exit load	0%
Lock-in Period	Nil
Age	26 yrs 6 m since Aug 03, 1999
Benchmark	CRISIL Dynamic Gilt Index AIII
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.37% as on Feb 02, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Tata Gilt Securities Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.82%	-0.45%
3 Months	-0.62%	-0.2%
6 Months	-1.84%	-0.9%
1 Year	2.85%	2.85%
2 Years	4.95%	5.33%
3 Years	6.11%	6.1%
4 Years	5.73%	5.56%
5 Years	4.74%	4.94%
7 Years	5.99%	6.51%
10 Years	6.21%	7.0%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 98.05%

Cash & Call Money 1.95%

Top Debt Holdings

GOI 90.44%

Andhra Pradesh State 7.61%

Allocation by Instruments

GOI Securities 90.44%

Central Government Loan 7.72%

State Development Loan 7.61%

Cash/Net Current Assets 1.75%

Other Holdings

Others 0.2%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Gilt Securities Fund	-0.82%	-1.84%	2.85%	6.11%	4.74%	6.21%
SBI Gilt Fund	0.08%	-0.16%	3.72%	6.64%	5.78%	7.73%
SBI Gilt Fund	0.08%	-0.16%	3.72%	6.64%	5.78%	7.73%
Axis Gilt Fund	-0.3%	-0.07%	4.1%	6.95%	5.35%	7.08%
SBI Gilt Fund	0.08%	-0.14%	3.75%	6.65%	5.78%	7.73%
ICICI Prudential Gilt Fund	-0.25%	0.61%	5.7%	7.47%	6.18%	8.12%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Gilt Securities Fund	3.24	0.87	0.07	0.09
SBI Gilt Fund	3.08	0.84	0.2	0.29
SBI Gilt Fund	3.08	0.84	0.2	0.29
Axis Gilt Fund	3.0	0.82	0.3	0.46
SBI Gilt Fund	3.08	0.84	0.2	0.29
ICICI Prudential Gilt Fund	1.91	0.49	0.71	0.83

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata Gilt Securities Fund	N.A.	1,247 Cr	26 yrs 6 m	1.37%
SBI Gilt Fund	N.A.	10,817 Cr	25 yrs 1 m	0.96%
SBI Gilt Fund	N.A.	10,817 Cr	22 yrs 2 m	0.96%
Axis Gilt Fund	N.A.	686 Cr	14 yrs	0.82%
SBI Gilt Fund	N.A.	10,817 Cr	22 yrs 2 m	0.96%
ICICI Prudential Gilt Fund	N.A.	9,181 Cr	26 yrs 6 m	1.1%

View all Gilt funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.06 vs. 1.57 Underperformed at beating benchmark
Sharpe	0.07 vs. 1.85 Poor risk-adjusted returns
Beta	0.87 vs. 0.43 More sensitive to market's ups & downs
Standard deviation	3.24 vs. 2.74 More volatile performance

Compare Tata Gilt Securities Fund in detail with

About this fund

About Tata Gilt Securities Fund

Tata Gilt Securities Fund is a Gilt mutual fund scheme from Tata Mutual Fund. This fund has been in existence for 26 yrs 6 m, having been launched on 03/08/1999. Tata Gilt Securities Fund has ₹1,247 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Tata Gilt Securities Fund as of 02/02/2026 is ₹77.58. The fund has an expense ratio of 1.37%, which is higher than what most other Gilt funds charge.

Tata Gilt Securities Fund returns of last 1-year are 2.85%. Since launch, it has delivered 8.06% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Tata Gilt Securities Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Andhra Pradesh State.

...

Fund AUM	1,247 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Akhil Mittal

Mr. Mittal is B.Com (H) and MBA from University Business School. Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.

Investment objective

The scheme is a dedicated gilt fund which would invest in G-Secs to generate risk-free return and provide medium-to-long term capital gains.

Tata Mutual Fund details

No. of schemes	61 view all schemes
Total AUM	2,25,719 Cr as on Dec 31, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

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See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Tata Gilt Securities Fund?

The current Net Asset Value (NAV) of the Tata Gilt Securities Fund plan is approximately ₹77.5751 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Tata Gilt Securities Fund is a 26 yrs 6 m old fund and has delivered average annual returns of 8.06% since inception.

Tata Gilt Securities Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
2.85%	6.11%	4.74%	6.21%	8.06%

How much does this mutual fund charge as expense ratio?

The Tata Gilt Securities Fund has an expense ratio of 1.37%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Tata Gilt Securities Fund currently has assets under management (AUM) or fund size valued at approximately 1,247 Cr as on Dec 31, 2025.

To whom does Tata Gilt Securities Fund lend to?

The top 3 debt holdings of Tata Gilt Securities Fund are as follows

Holding Name	Percentage of Portfolio
GOI	90.44%
Andhra Pradesh State	7.61%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Tata Gilt Securities Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	98.05%
Cash & Call Money	1.95%

What is risk level of Tata Gilt Securities Fund?

This is a Gilt fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Tata Gilt Securities Fund?

Redeeming your investments in the Tata Gilt Securities Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Gilt

#NA

Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.