Aditya Birla Sun Life Floating Rate Fund

Q: What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Floating Rate Fund is a 22 yrs 8 m old fund and has delivered average annual returns of 7.55% since inception. Aditya Birla Sun Life Floating Rate Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.19% 7.54% 6.41% 7.22% 7.55%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹520.76+0.04% 1 day change	7.55% p.a.	App exclusive #NA View Ranked Funds	₹13,416 Cr

Historical NAV & returns

NAV: ₹520.76 as on Feb 02, 2026

This fund Category average

Aditya Birla Sun Life Floating Rate Fund overview

AUM (Fund size)	₹13,416 Cr
Exit load	0%
Lock-in Period	Nil
Age	22 yrs 8 m since Jun 03, 2003
Benchmark	NIFTY Low Duration Debt Index A-I
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.45% as on Feb 02, 2026
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Aditya Birla Sun Life Floating Rate Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 65.92883681%

A1+ 19.13348775%

SOV 11.55128319%

Cash & Call Money 3.08902194%

Top Debt Holdings

GOI 5.57%

Bharti Telecom Ltd. 4.68%

National Bank For Agriculture & Rural Development 4.18%

HDFC Bank Ltd. 3.59%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.29%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Aditya Birla Sun Life Floating Rate Fund	0.15%	2.53%	7.19%	7.54%	6.41%	7.22%
HDFC Floating Rate Debt Fund	0.13%	2.39%	7.32%	7.8%	6.53%	7.26%
UTI Floater Fund	0.14%	2.23%	6.55%	6.83%	5.61%	4.42%
Aditya Birla Sun Life Floating Rate Fund	0.15%	2.53%	7.19%	7.54%	6.41%	7.22%
Franklin India Floating Rate Fund	0.21%	2.04%	7.57%	7.71%	6.17%	6.29%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Aditya Birla Sun Life Floating Rate Fund	0.55	0.74	2.1	2.75
HDFC Floating Rate Debt Fund	0.68	0.84	2.1	2.86
UTI Floater Fund	0.64	0.76	0.77	1.01
Aditya Birla Sun Life Floating Rate Fund	0.55	0.74	2.1	2.75
Franklin India Floating Rate Fund	0.99	0.88	1.36	1.76

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,416 Cr	22 yrs 8 m	0.45%
HDFC Floating Rate Debt Fund	N.A.	16,224 Cr	18 yrs 3 m	0.5%
UTI Floater Fund	N.A.	1,580 Cr	7 yrs 3 m	0.87%
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,416 Cr	16 yrs 10 m	0.45%
Franklin India Floating Rate Fund	N.A.	305 Cr	24 yrs 9 m	0.94%

View all Floater funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.54 vs. 3.86 Underperformed at beating benchmark
Sharpe	2.1 vs. 4.58 Poor risk-adjusted returns
Beta	0.74 vs. 1.72 Less sensitive to market ups & downs
Standard deviation	0.55 vs. 0.93 More stable returns

Compare Aditya Birla Sun Life Floating Rate Fund in detail with

About this fund

About Aditya Birla Sun Life Floating Rate Fund

Aditya Birla Sun Life Floating Rate Fund is a Floater mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 22 yrs 8 m, having been launched on 03/06/2003. Aditya Birla Sun Life Floating Rate Fund has ₹13,416 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Aditya Birla Sun Life Floating Rate Fund as of 02/02/2026 is ₹520.76. The fund has an expense ratio of 0.45%, which is higher than what most other Floater funds charge.

Aditya Birla Sun Life Floating Rate Fund returns of last 1-year are 7.23%. Since launch, it has delivered 7.55% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Aditya Birla Sun Life Floating Rate Fund scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Bharti Telecom Ltd., National Bank For Agriculture & Rural Development, HDFC Bank Ltd., Union Bank of India.

...

Fund AUM	13,416 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Harshil Suvarnkar

Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law. Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,

Kaustubh Gupta

Mr. Gupta is a B.Com and a Chartered Accountant. Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.

Investment objective

The scheme aims to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, it may also invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Mutual Fund details

No. of schemes	88 view all schemes
Total AUM	4,47,038 Cr as on Dec 31, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

More funds from Aditya Birla Sun Life Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Aditya Birla Sun Life Credit Risk Fund	N.A.	1,092 Cr	16.43%	11.79%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,905 Cr	11.83%	9.83%
Aditya Birla Sun Life CRISIL IBX Gilt -Apr 2029 Index Fund	N.A.	615 Cr	7.7%	7.97%
Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	N.A.	361 Cr	7.61%	7.73%
Aditya Birla Sun Life US Treasury 3-10 Year Bonds ETFs Passive FoF	N.A.	181 Cr	11.58%	N.A.
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,416 Cr	7.19%	7.54%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Aditya Birla Sun Life Floating Rate Fund?

The current Net Asset Value (NAV) of the Aditya Birla Sun Life Floating Rate Fund plan is approximately ₹520.76 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Floating Rate Fund is a 22 yrs 8 m old fund and has delivered average annual returns of 7.55% since inception.

Aditya Birla Sun Life Floating Rate Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.19%	7.54%	6.41%	7.22%	7.55%

How much does this mutual fund charge as expense ratio?

The Aditya Birla Sun Life Floating Rate Fund has an expense ratio of 0.45%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Aditya Birla Sun Life Floating Rate Fund currently has assets under management (AUM) or fund size valued at approximately 13,416 Cr as on Dec 31, 2025.

To whom does Aditya Birla Sun Life Floating Rate Fund lend to?

The top 3 debt holdings of Aditya Birla Sun Life Floating Rate Fund are as follows

Holding Name	Percentage of Portfolio
GOI	5.57%
Bharti Telecom Ltd.	4.68%
National Bank For Agriculture & Rural Development	4.18%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Aditya Birla Sun Life Floating Rate Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	65.92883681%
A1+	19.13348775%
SOV	11.55128319%

What is risk level of Aditya Birla Sun Life Floating Rate Fund?

This is a Floater fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Aditya Birla Sun Life Floating Rate Fund?

Redeeming your investments in the is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.