Franklin India Floating Rate Fund

Q: What are the returns of this mutual fund scheme?

The Franklin India Floating Rate Fund is a 24 yrs 9 m old fund and has delivered average annual returns of 5.92% since inception. Franklin India Floating Rate Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.57% 7.71% 6.17% 6.29% 5.92%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹42.1588-0.04% 1 day change	5.92% p.a.	App exclusive #NA View Ranked Funds	₹305 Cr

Historical NAV & returns

NAV: ₹42.1588 as on Feb 02, 2026

This fund Category average

Franklin India Floating Rate Fund overview

AUM (Fund size)	₹305 Cr
Exit load	0%
Lock-in Period	Nil
Age	24 yrs 9 m since Apr 23, 2001
Benchmark	NIFTY SD Debt Index A-II
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.94% as on Jan 31, 2026
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Franklin India Floating Rate Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.21%	0.13%
3 Months	1.09%	0.79%
6 Months	2.04%	2.05%
1 Year	7.57%	7.0%
2 Years	7.87%	7.5%
3 Years	7.71%	7.46%
4 Years	6.9%	6.7%
5 Years	6.17%	6.14%
7 Years	6.26%	6.59%
10 Years	6.29%	7.29%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 63.91069475%

AAA 20.7322623%

AA 14.59145722%

Cash & Call Money 0.41616875%

Top Debt Holdings

GOI 21.11%

Bihar State 8.39%

Karnataka State 8.29%

Bajaj Finance Ltd. 7.1%

Allocation by Instruments

Cash Margin 40.98895755%

GOI Securities Floating Rate Bond 25.85471955%

Debenture 24.97938127%

GOI Securities 21.107383370000004%

Other Holdings

Others 0.42%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Franklin India Floating Rate Fund	0.21%	2.04%	7.57%	7.71%	6.17%	6.29%
HDFC Floating Rate Debt Fund	0.13%	2.39%	7.32%	7.8%	6.53%	7.26%
Aditya Birla Sun Life Floating Rate Fund	0.15%	2.53%	7.19%	7.54%	6.41%	7.22%
UTI Floater Fund	0.14%	2.23%	6.55%	6.83%	5.61%	4.42%
Aditya Birla Sun Life Floating Rate Fund	0.15%	2.53%	7.19%	7.54%	6.41%	7.22%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Franklin India Floating Rate Fund	0.99	0.88	1.36	1.76
HDFC Floating Rate Debt Fund	0.68	0.84	2.1	2.86
Aditya Birla Sun Life Floating Rate Fund	0.55	0.74	2.1	2.75
UTI Floater Fund	0.64	0.76	0.77	1.01
Aditya Birla Sun Life Floating Rate Fund	0.55	0.74	2.1	2.75

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Franklin India Floating Rate Fund	N.A.	305 Cr	24 yrs 9 m	0.94%
HDFC Floating Rate Debt Fund	N.A.	16,224 Cr	18 yrs 3 m	0.5%
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,416 Cr	22 yrs 8 m	0.45%
UTI Floater Fund	N.A.	1,580 Cr	7 yrs 3 m	0.87%
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,416 Cr	16 yrs 10 m	0.45%

View all Floater funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.99 vs. 3.86 Underperformed at beating benchmark
Sharpe	1.36 vs. 4.58 Poor risk-adjusted returns
Beta	0.88 vs. 1.72 Less sensitive to market ups & downs
Standard deviation	0.99 vs. 0.93 More volatile performance

Compare Franklin India Floating Rate Fund in detail with

About this fund

About Franklin India Floating Rate Fund

Franklin India Floating Rate Fund is a Floater mutual fund scheme from Franklin Templeton Mutual Fund. This fund has been in existence for 24 yrs 9 m, having been launched on 23/04/2001. Franklin India Floating Rate Fund has ₹305 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Franklin India Floating Rate Fund as of 02/02/2026 is ₹42.16. The fund has an expense ratio of 0.94%, which is higher than what most other Floater funds charge.

Franklin India Floating Rate Fund returns of last 1-year are 7.59%. Since launch, it has delivered 5.97% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Franklin India Floating Rate Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Bihar State, Karnataka State, Bajaj Finance Ltd., Bharti Telecom Ltd..

...

Fund AUM	305 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Rohan Maru

Mr. Maru is M.Com and MBA in Finance. Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.

Pallab Roy

Mr. Roy is a M.Com and MBA (Finance). He has been associated with Franklin Templeton Investments since 2001.

Investment objective

The Scheme seeks to provide income and liquidity consistent with the prudent risk from a portfolio comprising of floating rate return, and also fixed rate money market and debt instruments. debt instruments, fixed rate debt instruments swapped for floating rate instruments and money market instruments.

Franklin Templeton Mutual Fund details

No. of schemes	34 view all schemes
Total AUM	1,28,113 Cr as on Dec 31, 2025
Address	Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai, 400013
Phone	1800-425-4255 / 60004255

More funds from Franklin Templeton Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Franklin India Money Market Fund	N.A.	3,830 Cr	7.18%	7.39%
Franklin India Banking & PSU Debt Fund	N.A.	485 Cr	7.32%	7.31%
Franklin India Liquid Fund	N.A.	2,640 Cr	6.43%	6.95%
Franklin India Overnight Fund	N.A.	471 Cr	5.66%	6.3%
Franklin India Government Securities Fund	N.A.	187 Cr	4.45%	5.8%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Franklin India Floating Rate Fund?

The current Net Asset Value (NAV) of the Franklin India Floating Rate Fund plan is approximately ₹42.1588 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Franklin India Floating Rate Fund is a 24 yrs 9 m old fund and has delivered average annual returns of 5.92% since inception.

Franklin India Floating Rate Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.57%	7.71%	6.17%	6.29%	5.92%

How much does this mutual fund charge as expense ratio?

The Franklin India Floating Rate Fund has an expense ratio of 0.94%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Franklin India Floating Rate Fund currently has assets under management (AUM) or fund size valued at approximately 305 Cr as on Dec 31, 2025.

To whom does Franklin India Floating Rate Fund lend to?

The top 3 debt holdings of Franklin India Floating Rate Fund are as follows

Holding Name	Percentage of Portfolio
GOI	21.11%
Bihar State	8.39%
Karnataka State	8.29%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Franklin India Floating Rate Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	63.91069475%
AAA	20.7322623%
AA	14.59145722%

What is risk level of Franklin India Floating Rate Fund?

This is a Floater fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Franklin India Floating Rate Fund?

Redeeming your investments in the Franklin India Floating Rate Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Floater

#NA

Return Outperformance: This fund has generated highest return amongst Floater funds in the last 5 Years.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.