Q: What are the returns of this mutual fund scheme?

The Tata Floating Rate Fund Direct - Growth is a 4 yrs 4 m old fund and has delivered average annual returns of 6.81% since inception. Tata Floating Rate Fund Direct - Growth Returns 1-Year 3-Year Since Inception 8.17% 7.84% 6.81%

Question 1

What is the current NAV of Tata Floating Rate Fund Direct - Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Tata Floating Rate Fund - Direct Growth plan is approximately ₹13.2681 as of Oct 20, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Tata Floating Rate Fund Direct - Growth is a 4 yrs 4 m old fund and has delivered average annual returns of 6.81% since inception.

Tata Floating Rate Fund Direct - Growth Returns

1-Year	3-Year	Since Inception
8.17%	7.84%	6.81%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Tata Floating Rate Fund - Direct Growth has an expense ratio of 0.3%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Tata Floating Rate Fund currently has assets under management (AUM) or fund size valued at approximately 128 Cr as on Sep 30, 2025.

Question 5

To whom does Tata Floating Rate Fund lend to?

Accepted Answer

The top 3 debt holdings of Tata Floating Rate Fund are as follows

Holding Name	Percentage of Portfolio
Karnataka State	11.84%
GOI	11.6%
Export-Import Bank Of India	7.94%

Question 6

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Tata Floating Rate Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	49.63%
SOV	23.44%
Cash & Call Money	10.54%

Question 7

What is risk level of Tata Floating Rate Fund?

Accepted Answer

This is a Floater fund comes with Moderate risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in Tata Floating Rate Fund Direct - Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Tata Floating Rate Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Tata Floating Rate Fund is complete.

Question 10

How can I redeem my investments in Tata Floating Rate Fund?

Accepted Answer

Redeeming your investments in the Tata Floating Rate Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.3% as on Sep 30, 2025
Exit load	0%
AUM (Fund size)	₹128 Cr
Lock-in Period	Nil
Age	4 yrs 4 m since Jun 21, 2021
Benchmark	CRISIL Short Duration Debt A-II Index
Min. investment	Lumpsum: ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.84%	0.69%
3 Months	1.26%	1.36%
6 Months	3.1%	3.26%
1 Year	8.17%	8.27%
2 Years	8.21%	8.51%
3 Years	7.84%	8.21%
4 Years	6.98%	7.03%

Alpha	4.24 vs. 4.63 Underperformed at beating benchmark
Sharpe	1.14 vs. 5.75 Poor risk-adjusted returns
Beta	1.73 vs. 2.72 Less sensitive to market ups & downs
Standard deviation	1.0 vs. 0.89 More volatile performance

Fund AUM	128 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	61 view all schemes
Total AUM	2,17,939 Cr as on Sep 30, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

Tata Floating Rate Fund Direct - Growth

Historical NAV & returns

Tata Floating Rate Fund overview

Tata Floating Rate Fund Returns calculator

Trailing returns as on Oct 17, 2025

Asset allocationas on Sep 30, 2025

Key risk & return ratios Compared to other funds in the category

Compare Tata Floating Rate Fund in detail with

About this fund

About Tata Floating Rate Fund

Fund managers

Investment objective

Tata Mutual Fund details

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Tata Floating Rate Fund Direct - Growth Returns

ET Money rank

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