Tata ELSS Fund

Q: What are the returns of this mutual fund scheme?

The Tata ELSS Fund is a 11 yrs 3 m old fund and has delivered average annual returns of 14.05% since inception. Tata ELSS Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.63% 14.88% 13.65% 14.53% 14.05%

Q: How much does this mutual fund charge as expense ratio?

The Tata ELSS Fund has an expense ratio of 1.83% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹44.2721-0.72% 1 day change	14.05% p.a.	App exclusive #NA View Ranked Funds	₹4,748 Cr

Historical NAV & returns

NAV: ₹44.2721 as on Feb 02, 2026

This fund Category average

Tata ELSS Fund overview

AUM (Fund size)	₹4,748 Cr
Exit load	0%
Lock-in Period	3 Years
Age	11 yrs 3 m since Oct 13, 2014
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹500
Expense ratio	1.83% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Tata ELSS Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-5.19%	-5.09%
3 Months	-3.24%	-5.29%
6 Months	1.17%	-1.99%
1 Year	7.63%	4.27%
2 Years	9.22%	7.05%
3 Years	14.88%	14.55%
4 Years	11.53%	10.59%
5 Years	13.65%	13.27%
7 Years	14.59%	13.3%
10 Years	14.53%	12.91%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 63.84%

Mid Cap 13.85%

Small Cap 20.31%

Other Cap 0%

Top holdings

HDFC Bank Ltd.7.2%

ICICI Bank Ltd.6.01%

Bharti Airtel Ltd.5.9%

Reliance Industries Ltd.4.47%

Top sectors

Financial 29.869999999999997%

Automobile 9.13%

Energy 8.28%

Capital Goods 6.83%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Cash/Net Current Assets 1.51%

Repo 0.48%

Other Holdings

Others 0.48%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata ELSS Fund	-5.19%	1.17%	7.63%	14.88%	13.65%	14.53%
SBI ELSS Tax Saver Fund	-4.03%	1.2%	7.03%	22.96%	19.07%	15.9%
HDFC ELSS Tax Saver Fund	-3.92%	1.12%	9.5%	20.39%	19.23%	15.65%
Parag Parikh ELSS Tax Saver Fund	-4.08%	-2.6%	2.31%	14.99%	16.37%	11.86%
DSP ELSS Tax Saver Fund	-3.89%	2.46%	9.72%	19.42%	17.14%	16.87%
Franklin India ELSS Tax Saver Fund	-4.69%	-1.98%	3.8%	17.3%	15.72%	13.93%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata ELSS Fund	13.01	0.98	0.71	1.07
SBI ELSS Tax Saver Fund	12.9	0.96	1.24	1.95
HDFC ELSS Tax Saver Fund	10.97	0.83	1.24	2.04
Parag Parikh ELSS Tax Saver Fund	9.45	0.69	0.95	1.49
DSP ELSS Tax Saver Fund	12.91	0.97	1.0	1.81
Franklin India ELSS Tax Saver Fund	12.32	0.94	0.91	1.34

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata ELSS Fund	N.A.	4,748 Cr	11 yrs 3 m	1.83%
SBI ELSS Tax Saver Fund	N.A.	32,609 Cr	18 yrs 8 m	1.57%
HDFC ELSS Tax Saver Fund	N.A.	17,163 Cr	30 yrs 1 m	1.7%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,915 Cr	6 yrs 6 m	1.72%
DSP ELSS Tax Saver Fund	N.A.	17,609 Cr	19 yrs 2 m	1.64%
Franklin India ELSS Tax Saver Fund	N.A.	6,693 Cr	26 yrs 9 m	1.83%

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.5 vs. 6.46 Underperformed at beating benchmark
Sharpe	0.71 vs. 5.08 Poor risk-adjusted returns
Beta	0.98 vs. 0.97 More sensitive to market's ups & downs
Standard deviation	13.01 vs. 12.69 More volatile performance

Compare Tata ELSS Fund in detail with

About this fund

About Tata ELSS Fund

Tata ELSS Fund is a ELSS mutual fund scheme from Tata Mutual Fund. This fund has been in existence for 11 yrs 3 m, having been launched on 13/10/2014. Tata ELSS Fund has ₹4,748 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Tata ELSS Fund as of 02/02/2026 is ₹44.27. The fund has an expense ratio of 1.83%, which is higher than what most other Elss funds charge.

Tata ELSS Fund returns of last 1-year are 6.30%. Since launch, it has delivered 17.93% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Tata ELSS Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Automobile, Energy, Capital Goods, Technology sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Bharti Airtel Ltd., Reliance Industries Ltd., State Bank of India.

...

Fund AUM	4,748 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Tejas Gutka

Mr. Gutka is a BSc, MMS (Finance) Prior to joining Tata Mutual Fund, he has worked with Tamohara Investment Managers, Barclays Securities India Pvt Ltd.

Sailesh Jain

Mr. Jain is a Commerce Graduate and an MBA. Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.

Investment objective

The scheme seeks to provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.

Tata Mutual Fund details

No. of schemes	61 view all schemes
Total AUM	2,25,719 Cr as on Dec 31, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

More funds from Tata Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Tata Small Cap Fund	N.A.	11,324 Cr	-7.57%	20.43%
Tata Infrastructure Fund	N.A.	2,016 Cr	0.93%	18.85%
Tata Mid Cap Fund	N.A.	5,497 Cr	8.39%	18.34%
Tata Resources & Energy Fund	N.A.	1,222 Cr	12.91%	17.06%
Tata Value Fund	N.A.	9,061 Cr	7.65%	16.3%
Tata India Consumer Fund	N.A.	2,671 Cr	-2.61%	14.73%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Tata ELSS Fund?

The current Net Asset Value (NAV) of the Tata ELSS Fund plan is approximately ₹44.2721 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Tata ELSS Fund is a 11 yrs 3 m old fund and has delivered average annual returns of 14.05% since inception.

Tata ELSS Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.63%	14.88%	13.65%	14.53%	14.05%

How much does this mutual fund charge as expense ratio?

The Tata ELSS Fund has an expense ratio of 1.83%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Tata ELSS Fund currently has assets under management (AUM) or fund size valued at approximately 4,748 Cr as on Dec 31, 2025.

What are the top stock holdings of Tata ELSS Fund?

The Tata ELSS Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.2%
ICICI Bank Ltd.	6.01%
Bharti Airtel Ltd.	5.9%
Reliance Industries Ltd.	4.47%
State Bank of India	4.22%
Infosys Ltd.	3.63%
Larsen & Toubro Ltd.	3.03%
Samvardhana Motherson International Ltd.	2.58%
Pricol Ltd.	2.43%
NTPC Ltd.	2.4%

What are the top sectors Tata ELSS Fund has invested in?

The Tata ELSS Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	29.869999999999997%
Automobile	9.13%
Energy	8.28%
Capital Goods	6.83%
Technology	6.24%
Communication	6.24%
Healthcare	6.1499999999999995%
Construction	5.64%
Services	4.46%
Materials	3.93%

What is risk level of Tata ELSS Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How can I redeem my investments in Tata ELSS Fund?

Redeeming your investments in the Tata ELSS Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in ELSS

#NA

Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 10 Years.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.