Tata India Consumer Fund

Q: What are the returns of this mutual fund scheme?

The Tata India Consumer Fund is a 9 yrs 10 m old fund and has delivered average annual returns of 16.82% since inception. Tata India Consumer Fund Returns 1-Year 3-Year 5-Year Since Inception 3.97% 18.63% 20.98% 16.82%

Q: How much does this mutual fund charge as expense ratio?

The Tata India Consumer Fund has an expense ratio of 1.98% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹46.4252+0.15% 1 day change	16.82% p.a.	App exclusive #NA View Ranked Funds	₹2,531 Cr

Historical NAV & returns

NAV: ₹46.4252 as on Oct 20, 2025

This fund Category average

Tata India Consumer Fund overview

AUM (Fund size)	₹2,531 Cr
Exit load	0.25% Exit load of 0.25% if redeemed within 30 days.!
Lock-in Period	Nil
Age	9 yrs 10 m since Dec 04, 2015
Benchmark	NIFTY India Consumption TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.98% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Tata India Consumer Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	2.26%	1.7%
3 Months	4.35%	4.48%
6 Months	9.71%	9.1%
1 Year	3.97%	3.38%
2 Years	20.33%	18.82%
3 Years	18.63%	16.52%
4 Years	15.37%	14.53%
5 Years	20.98%	21.34%
7 Years	16.11%	17.34%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 44.06%

Mid Cap 26.47%

Small Cap 24.26%

Other Cap 0%

Top holdings

Eternal Ltd.8.62%

ITC Ltd.8.58%

Radico Khaitan Ltd.5.77%

Titan Company Ltd.5.27%

Top sectors

Consumer Staples 33.72%

Services 28.28%

Consumer Discretionary 11.81%

Capital Goods 6.800000000000001%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Cash/Net Current Assets 5.01%

Repo 0.2%

Other Holdings

Others 5.01%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata India Consumer Fund	2.26%	9.71%	3.97%	18.63%	20.98%	N.A.
Nippon India Consumption Fund	0.86%	6.48%	4.21%	16.34%	24.09%	14.31%
ICICI Prudential Bharat Consumption Fund	1.5%	10.31%	4.48%	17.79%	21.63%	10.15%
Baroda BNP Paribas India Consumption Fund	1.01%	7.16%	3.42%	16.4%	20.29%	12.55%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata India Consumer Fund	14.06	0.81	0.71	0.9
Nippon India Consumption Fund	13.43	0.77	0.66	0.83
ICICI Prudential Bharat Consumption Fund	12.37	0.71	0.81	1.01
Baroda BNP Paribas India Consumption Fund	13.35	0.79	0.67	0.87

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata India Consumer Fund	N.A.	2,531 Cr	9 yrs 10 m	1.98%
Nippon India Consumption Fund	N.A.	2,802 Cr	21 yrs 1 m	1.94%
ICICI Prudential Bharat Consumption Fund	N.A.	3,183 Cr	6 yrs 6 m	2.0%
Baroda BNP Paribas India Consumption Fund	N.A.	1,530 Cr	7 yrs 2 m	2.08%

View all Thematic-consumption funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.13 vs. 3.83 Underperformed at beating benchmark
Sharpe	0.71 vs. 2.04 Poor risk-adjusted returns
Beta	0.81 vs. 0.45 More sensitive to market's ups & downs
Standard deviation	14.06 vs. 7.43 More volatile performance

Compare Tata India Consumer Fund in detail with

About this fund

About Tata India Consumer Fund

Tata India Consumer Fund is a Thematic-Consumption mutual fund scheme from Tata Mutual Fund. This fund has been in existence for 9 yrs 10 m, having been launched on 04/12/2015. Tata India Consumer Fund has ₹2,531 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Tata India Consumer Fund as of 20/10/2025 is ₹46.43. The fund has an expense ratio of 1.98%, which is higher than what most other Thematic-consumption funds charge.

Tata India Consumer Fund returns of last 1-year are 0.08%. Since launch, it has delivered 16.92% average annual returns. The fund has doubled the money invested in it every 4 yrs.
Tata India Consumer Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Consumer Staples, Services, Consumer Discretionary, Capital Goods, Financial sectors. It has taken less exposure in Consumer Staples, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in Eternal Ltd., ITC Ltd., Radico Khaitan Ltd., Titan Company Ltd., CarTrade Tech Ltd..

...

Fund AUM	2,531 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Sonam Udasi

Mr. Udasi is a B.Com and also holds PGDM(Finance). Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.

Aditya Bagul

Mr. Bagul has done B.Com, CA and CFA Prior to joining Tata Mutual Fund, he has worked with Axis Capital Ltd., Ambit Capital and Reliance Capital

Investment objective

The scheme seeks long term capital appreciation by investing atleast 80% of it's net assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.

Tata Mutual Fund details

No. of schemes	61 view all schemes
Total AUM	2,17,939 Cr as on Sep 30, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

More funds from Tata Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Tata Small Cap Fund	N.A.	11,637 Cr	-4.39%	29.2%
Tata Infrastructure Fund	N.A.	2,144 Cr	-5.89%	28.82%
Tata Mid Cap Fund	N.A.	5,043 Cr	3.48%	24.29%
Tata Resources & Energy Fund	N.A.	1,194 Cr	7.76%	22.89%
Tata Value Fund	N.A.	8,530 Cr	2.12%	21.16%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Tata India Consumer Fund?

The current Net Asset Value (NAV) of the Tata India Consumer Fund plan is approximately ₹46.4252 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Tata India Consumer Fund is a 9 yrs 10 m old fund and has delivered average annual returns of 16.82% since inception.

Tata India Consumer Fund Returns

1-Year	3-Year	5-Year	Since Inception
3.97%	18.63%	20.98%	16.82%

How much does this mutual fund charge as expense ratio?

The Tata India Consumer Fund has an expense ratio of 1.98%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Tata India Consumer Fund currently has assets under management (AUM) or fund size valued at approximately 2,531 Cr as on Sep 30, 2025.

What are the top stock holdings of Tata India Consumer Fund?

The Tata India Consumer Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Eternal Ltd.	8.62%
ITC Ltd.	8.58%
Radico Khaitan Ltd.	5.77%
Titan Company Ltd.	5.27%
CarTrade Tech Ltd.	4.39%
Trent Ltd.	4.33%
Tata Consumer Products Ltd.	4.29%
HDFC Asset Management Company Ltd.	3.94%
Bikaji Foods International Ltd.	3.81%
DOMS Industries Ltd.	3.13%

What are the top sectors Tata India Consumer Fund has invested in?

The Tata India Consumer Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Consumer Staples	33.72%
Services	28.28%
Consumer Discretionary	11.81%
Capital Goods	6.800000000000001%
Financial	3.94%
Automobile	3.45%
Healthcare	2.95%
Materials	2.3%
Chemicals	1.04%
Communication	0.5%

What is risk level of Tata India Consumer Fund?

This is a Thematic-consumption fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Tata India Consumer Fund?

Redeeming your investments in the Tata India Consumer Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Thematic-Consumption

#NA

Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.25% if redeemed within 30 days.