DSP ELSS Tax Saver Fund

Q: What are the returns of this mutual fund scheme?

The DSP ELSS Tax Saver Fund is a 18 yrs 10 m old fund and has delivered average annual returns of 14.97% since inception. DSP ELSS Tax Saver Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.91% 19.91% 23.36% 15.98% 14.97%

Q: How much does this mutual fund charge as expense ratio?

The DSP ELSS Tax Saver Fund has an expense ratio of 1.63% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Previously called: DSP Tax Saver-G

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹141.374+0.58% 1 day change	14.97% p.a.	App exclusive #NA View Ranked Funds	₹16,749 Cr

Historical NAV & returns

NAV: ₹141.374 as on Oct 20, 2025

This fund Category average

DSP ELSS Tax Saver Fund overview

AUM (Fund size)	₹16,749 Cr
Exit load	0%
Lock-in Period	3 Years
Age	18 yrs 10 m since Nov 27, 2006
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.63% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

DSP ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	2.84%	2.66%
3 Months	2.21%	2.85%
6 Months	6.04%	8.76%
1 Year	4.91%	4.9%
2 Years	23.37%	19.82%
3 Years	19.91%	17.64%
4 Years	14.33%	12.86%
5 Years	23.36%	21.07%
7 Years	19.46%	16.96%
10 Years	15.98%	14.02%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 67.55%

Mid Cap 15.28%

Small Cap 14.38%

Other Cap 0%

Top holdings

State Bank of India7.2%

Infosys Ltd.6.48%

HDFC Bank Ltd.6.34%

ICICI Bank Ltd.5.51%

Top sectors

Financial 34.63%

Healthcare 10.05%

Energy 8.64%

Technology 8.06%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Reverse Repo 2.92%

Other Holdings

Others 2.92%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP ELSS Tax Saver Fund	2.84%	6.04%	4.91%	19.91%	23.36%	15.98%
HDFC ELSS Tax Saver Fund	2.47%	8.79%	9.35%	22.09%	25.9%	14.26%
SBI ELSS Tax Saver Fund	3.2%	7.93%	3.95%	24.32%	25.51%	14.57%
Parag Parikh ELSS Tax Saver Fund	2.05%	7.22%	7.52%	17.77%	21.39%	12.56%
Franklin India ELSS Tax Saver Fund	2.89%	6.71%	3.76%	18.69%	23.51%	13.37%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP ELSS Tax Saver Fund	13.17	0.97	0.95	1.87
HDFC ELSS Tax Saver Fund	11.34	0.84	1.26	2.08
SBI ELSS Tax Saver Fund	13.2	0.96	1.24	2.04
Parag Parikh ELSS Tax Saver Fund	9.75	0.68	1.12	1.75
Franklin India ELSS Tax Saver Fund	12.69	0.94	0.92	1.35

Fund name	ETM Rank	AUM	Fund age	Expense ratio
DSP ELSS Tax Saver Fund	N.A.	16,749 Cr	18 yrs 10 m	1.63%
HDFC ELSS Tax Saver Fund	N.A.	16,645 Cr	29 yrs 10 m	1.7%
SBI ELSS Tax Saver Fund	N.A.	30,420 Cr	18 yrs 5 m	1.58%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,639 Cr	6 yrs 3 m	1.72%
Franklin India ELSS Tax Saver Fund	N.A.	6,531 Cr	26 yrs 6 m	1.81%

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.25 vs. 5.52 Underperformed at beating benchmark
Sharpe	0.95 vs. 6.2 Poor risk-adjusted returns
Beta	0.97 vs. 0.95 More sensitive to market's ups & downs
Standard deviation	13.17 vs. 12.08 More volatile performance

Compare DSP ELSS Tax Saver Fund in detail with

About this fund

About DSP ELSS Tax Saver Fund

DSP ELSS Tax Saver Fund is a ELSS mutual fund scheme from Dsp Mutual Fund. This fund has been in existence for 18 yrs 10 m, having been launched on 27/11/2006. DSP ELSS Tax Saver Fund has ₹16,749 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of DSP ELSS Tax Saver Fund as of 20/10/2025 is ₹141.37. The fund has an expense ratio of 1.63%, which is higher than what most other Elss funds charge.

DSP ELSS Tax Saver Fund returns of last 1-year are 0.42%. Since launch, it has delivered 15.16% average annual returns. The fund has doubled the money invested in it every 4 yrs.
DSP ELSS Tax Saver Fund scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Healthcare, Energy, Technology, Automobile sectors. It has taken less exposure in Financial, Healthcare sectors compared to other funds in the category.
The fund's top 5 holdings are in State Bank of India, Infosys Ltd., HDFC Bank Ltd., ICICI Bank Ltd., Axis Bank Ltd..

...

Fund AUM	16,749 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Rohit Singhania

Mr. Singhania is an MMS. Prior to joining DSP AMC he has worked with HDFC Securities Ltd. and IL&FS Investsmart Limited.

Investment objective

The scheme seeks to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors avail of deduction from total income, as permitted under the income tax act.

DSP Mutual Fund details

No. of schemes	54 view all schemes
Total AUM	2,12,960 Cr as on Sep 30, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

More funds from DSP Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
DSP India T.I.G.E.R. Fund	N.A.	5,390 Cr	-0.32%	32.79%
DSP Natural Resources and New Energy Fund	N.A.	1,391 Cr	5.21%	26.93%
DSP Small Cap Fund	N.A.	16,496 Cr	2.75%	26.19%
DSP Nifty 50 Equal Weight Index Fund	N.A.	2,285 Cr	8.69%	23.17%
DSP Large & Mid Cap Fund	N.A.	15,857 Cr	4.65%	22.83%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of DSP ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the DSP ELSS Tax Saver Fund plan is approximately ₹141.374 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The DSP ELSS Tax Saver Fund is a 18 yrs 10 m old fund and has delivered average annual returns of 14.97% since inception.

DSP ELSS Tax Saver Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.91%	19.91%	23.36%	15.98%	14.97%

How much does this mutual fund charge as expense ratio?

The DSP ELSS Tax Saver Fund has an expense ratio of 1.63%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The DSP ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 16,749 Cr as on Sep 30, 2025.

What are the top stock holdings of DSP ELSS Tax Saver Fund?

The DSP ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
State Bank of India	7.2%
Infosys Ltd.	6.48%
HDFC Bank Ltd.	6.34%
ICICI Bank Ltd.	5.51%
Axis Bank Ltd.	5.38%
Kotak Mahindra Bank Ltd.	3.41%
Bharti Airtel Ltd.	2.95%
Mahindra & Mahindra Ltd.	2.87%
Larsen & Toubro Ltd.	2.33%
Bharat Petroleum Corporation Ltd.	2.25%

What are the top sectors DSP ELSS Tax Saver Fund has invested in?

The DSP ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	34.63%
Healthcare	10.05%
Energy	8.64%
Technology	8.06%
Automobile	7.43%
Consumer Staples	5.0%
Communication	4.58%
Materials	3.66%
Construction	3.1100000000000003%
Chemicals	2.76%

What is risk level of DSP ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How can I redeem my investments in DSP ELSS Tax Saver Fund?

Redeeming your investments in the DSP ELSS Tax Saver Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in ELSS

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 10 Years.
Chance: This fund has generated a 12.27% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.