Parag Parikh ELSS Tax Saver Fund

Q: What are the returns of this mutual fund scheme?

The Parag Parikh ELSS Tax Saver Fund is a 6 yrs 3 m old fund and has delivered average annual returns of 20.82% since inception. Parag Parikh ELSS Tax Saver Fund Returns 1-Year 3-Year 5-Year Since Inception 7.52% 17.77% 21.39% 20.82%

Previously called: Parag Parikh Tax Saver Reg-G

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹32.4755+0.2% 1 day change	20.82% p.a.	App exclusive #NA View Ranked Funds	₹5,639 Cr

Historical NAV & returns

NAV: ₹32.4755 as on Oct 20, 2025

This fund Category average

Parag Parikh ELSS Tax Saver Fund overview

AUM (Fund size)	₹5,639 Cr
Exit load	0%
Lock-in Period	3 Years
Age	6 yrs 3 m since Jul 04, 2019
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹500
Expense ratio	1.72% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Parag Parikh ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	2.05%	2.66%
3 Months	2.87%	2.85%
6 Months	7.22%	8.76%
1 Year	7.52%	4.9%
2 Years	19.6%	19.82%
3 Years	17.77%	17.64%
4 Years	15.08%	12.86%
5 Years	21.39%	21.07%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 70.59%

Mid Cap 1.77%

Small Cap 13.3%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.05%

Bajaj Holdings & Investment Ltd.7.36%

Maharashtra Scooters Ltd.7.21%

Power Grid Corporation Of India Ltd.6.05%

Top sectors

Financial 27.87%

Automobile 16.53%

Technology 10.51%

Consumer Staples 8.649999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 2.91%

Kotak Mahindra Bank Ltd. 1.3%

Small Industries Devp. Bank of India Ltd. 1.29%

HDFC Bank Ltd. 1.29%

Allocation by Instruments

Certificate of Deposit 9.5%

CBLO 2.91%

Commercial Paper 1.69%

Treasury Bills 0.34%

Other Holdings

Bifurcation by Holding is not available for this fund

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Parag Parikh ELSS Tax Saver Fund	2.05%	7.22%	7.52%	17.77%	21.39%	N.A.
HDFC ELSS Tax Saver Fund	2.47%	8.79%	9.35%	22.09%	25.9%	14.26%
SBI ELSS Tax Saver Fund	3.2%	7.93%	3.95%	24.32%	25.51%	14.57%
DSP ELSS Tax Saver Fund	2.84%	6.04%	4.91%	19.91%	23.36%	15.98%
Franklin India ELSS Tax Saver Fund	2.89%	6.71%	3.76%	18.69%	23.51%	13.37%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Parag Parikh ELSS Tax Saver Fund	9.75	0.68	1.12	1.75
HDFC ELSS Tax Saver Fund	11.34	0.84	1.26	2.08
SBI ELSS Tax Saver Fund	13.2	0.96	1.24	2.04
DSP ELSS Tax Saver Fund	13.17	0.97	0.95	1.87
Franklin India ELSS Tax Saver Fund	12.69	0.94	0.92	1.35

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Parag Parikh ELSS Tax Saver Fund	N.A.	5,639 Cr	6 yrs 3 m	1.72%
HDFC ELSS Tax Saver Fund	N.A.	16,645 Cr	29 yrs 10 m	1.7%
SBI ELSS Tax Saver Fund	N.A.	30,420 Cr	18 yrs 5 m	1.58%
DSP ELSS Tax Saver Fund	N.A.	16,749 Cr	18 yrs 10 m	1.63%
Franklin India ELSS Tax Saver Fund	N.A.	6,531 Cr	26 yrs 6 m	1.81%

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	4.37 vs. 5.52 Underperformed at beating benchmark
Sharpe	1.12 vs. 6.2 Poor risk-adjusted returns
Beta	0.68 vs. 0.95 Less sensitive to market ups & downs
Standard deviation	9.75 vs. 12.08 More stable returns

Compare Parag Parikh ELSS Tax Saver Fund in detail with

About this fund

About Parag Parikh ELSS Tax Saver Fund

Parag Parikh ELSS Tax Saver Fund is a ELSS mutual fund scheme from Ppfas Mutual Fund. This fund has been in existence for 6 yrs 3 m, having been launched on 04/07/2019. Parag Parikh ELSS Tax Saver Fund has ₹5,639 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Parag Parikh ELSS Tax Saver Fund as of 20/10/2025 is ₹32.48. The fund has an expense ratio of 1.72%, which is higher than what most other Elss funds charge.

Parag Parikh ELSS Tax Saver Fund returns of last 1-year are 4.54%. Since launch, it has delivered 20.75% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Parag Parikh ELSS Tax Saver Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Automobile, Technology, Consumer Staples, Energy sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in Bajaj Holdings & Investment Ltd., Maharashtra Scooters Ltd., Power Grid Corporation Of India Ltd., Coal India Ltd., ITC Ltd..

...

Fund AUM	5,639 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Rajeev Thakkar

Mr.Thakkar is a Chartered Accountant, Cost Accountant, CFA, and CFP. He has been associated with PPFAS AMC since 2013.

Raj Mehta

Mr. Mehta is a Commerce Graduate from University of Mumbai (N.M. College) ; Fellow Member of Institute of Chartered Accountants of India (ICAI) ; CFA Charter Holder. Beginning his career as an intern with PPFAS Mutual Fund in 2012, he swiftly moved up the ranks, and is currently part of the Fund Management team.

Raunak Onkar

Mr.Onkar is an MMS (Finance) from the University of Mumbai. He joined PPFAS as a research analyst. He was appointed as Head- research in the year 2011. He is working with the company as an Associate Fund Manager.

Rukun Tarachandani

Mr. Tarachandani has done B Tech (Information Technology), PGPM (Finance), CFA and CQF. Prior to joining PPFAS Mutual Fund, he has worked with Kotak Mutual Fund, Goldman Sachs, Unnati Investment Management & Research Group.

Tejas Soman

Mr. Soman has done B.Com from University of Mumbai and Post Graduate Program in Securities Markets - From ?NISM? Prior to joining PPFAS Mutual Fund, he was associated with SBI MF, Yes Bank Limited, STCI Primary Dealership and PricewaterhouseCoopers

Aishwarya Dhar

MBA - Finance Prior to joining the PPFAS MF, she was associated with TATA AIA Life Insurance Co. Ltd, ManipalCigna Health Insurance Co. Ltd,

Investment objective

The Scheme seeks to generate long-term capital appreciation through a diversified portfolio of equity and equity related instruments. (80% of total assets in accordance with Equity Linked Saving Scheme, 2005 notified by Ministry of Finance)

PPFAS Mutual Fund details

No. of schemes	6 view all schemes
Total AUM	1,32,181 Cr as on Sep 30, 2025
Address	702-705, 7th Floor, 349 Business Point Commercial Premises Co-op. Society Ltd., Western Express Highway, Andheri (East), Mumbai, 400069
Email	mf@ppfas.com
Phone	022 6906 6100, 91 22 6140 6555

More funds from PPFAS Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Parag Parikh Flexi Cap Fund	N.A.	1,19,723 Cr	9.93%	22.5%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Parag Parikh ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the Parag Parikh ELSS Tax Saver Fund plan is approximately ₹32.4755 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Parag Parikh ELSS Tax Saver Fund is a 6 yrs 3 m old fund and has delivered average annual returns of 20.82% since inception.

Parag Parikh ELSS Tax Saver Fund Returns

1-Year	3-Year	5-Year	Since Inception
7.52%	17.77%	21.39%	20.82%

How much does this mutual fund charge as expense ratio?

The Parag Parikh ELSS Tax Saver Fund has an expense ratio of 1.72%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Parag Parikh ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 5,639 Cr as on Sep 30, 2025.

What are the top stock holdings of Parag Parikh ELSS Tax Saver Fund?

The Parag Parikh ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.05%
Bajaj Holdings & Investment Ltd.	7.36%
Maharashtra Scooters Ltd.	7.21%
Power Grid Corporation Of India Ltd.	6.05%
Coal India Ltd.	5.68%
ITC Ltd.	5.13%
ICICI Bank Ltd.	4.87%
Maruti Suzuki India Ltd.	4.52%
Kotak Mahindra Bank Ltd.	4.11%
Mahindra & Mahindra Ltd.	3.79%

What are the top sectors Parag Parikh ELSS Tax Saver Fund has invested in?

The Parag Parikh ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	27.87%
Automobile	16.53%
Technology	10.51%
Consumer Staples	8.649999999999999%
Energy	6.05%
Materials	5.68%
Healthcare	4.14%
Communication	3.49%
Services	2.48%
Capital Goods	0.23%

What is risk level of Parag Parikh ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How can I redeem my investments in Parag Parikh ELSS Tax Saver Fund?

Redeeming your investments in the Parag Parikh ELSS Tax Saver Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in ELSS

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 5 Years.
Chance: This fund has generated a 22.54% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.