Franklin India ELSS Tax Saver Fund

Q: What are the returns of this mutual fund scheme?

The Franklin India ELSS Tax Saver Fund is a 26 yrs 6 m old fund and has delivered average annual returns of 20.94% since inception. Franklin India ELSS Tax Saver Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 3.76% 18.69% 23.51% 13.37% 20.94%

Previously called: Franklin India Taxshield-G

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1502.9858+0.2% 1 day change	20.94% p.a.	App exclusive #NA View Ranked Funds	₹6,531 Cr

Historical NAV & returns

NAV: ₹1502.9858 as on Oct 20, 2025

This fund Category average

Franklin India ELSS Tax Saver Fund overview

AUM (Fund size)	₹6,531 Cr
Exit load	0%
Lock-in Period	3 Years
Age	26 yrs 6 m since Apr 05, 1999
Benchmark	NIFTY 500 TRI
Min. investment	This scheme is currently not buyable
Expense ratio	1.81% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Franklin India ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	2.89%	2.66%
3 Months	1.87%	2.85%
6 Months	6.71%	8.76%
1 Year	3.76%	4.9%
2 Years	20.67%	19.82%
3 Years	18.69%	17.64%
4 Years	13.79%	12.86%
5 Years	23.51%	21.07%
7 Years	16.63%	16.96%
10 Years	13.37%	14.02%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 77.11%

Mid Cap 9.31%

Small Cap 8.83%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.49%

ICICI Bank Ltd.9.38%

Larsen & Toubro Ltd.4.95%

Bharti Airtel Ltd.4.36%

Top sectors

Financial 28.96%

Services 9.469999999999999%

Technology 8.33%

Energy 8.16%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Cash/Net Current Assets 4.75402244%

Other Holdings

Others 4.75%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Franklin India ELSS Tax Saver Fund	2.89%	6.71%	3.76%	18.69%	23.51%	13.37%
HDFC ELSS Tax Saver Fund	2.47%	8.79%	9.35%	22.09%	25.9%	14.26%
SBI ELSS Tax Saver Fund	3.2%	7.93%	3.95%	24.32%	25.51%	14.57%
Parag Parikh ELSS Tax Saver Fund	2.05%	7.22%	7.52%	17.77%	21.39%	12.56%
DSP ELSS Tax Saver Fund	2.84%	6.04%	4.91%	19.91%	23.36%	15.98%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Franklin India ELSS Tax Saver Fund	12.69	0.94	0.92	1.35
HDFC ELSS Tax Saver Fund	11.34	0.84	1.26	2.08
SBI ELSS Tax Saver Fund	13.2	0.96	1.24	2.04
Parag Parikh ELSS Tax Saver Fund	9.75	0.68	1.12	1.75
DSP ELSS Tax Saver Fund	13.17	0.97	0.95	1.87

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Franklin India ELSS Tax Saver Fund	N.A.	6,531 Cr	26 yrs 6 m	1.81%
HDFC ELSS Tax Saver Fund	N.A.	16,645 Cr	29 yrs 10 m	1.7%
SBI ELSS Tax Saver Fund	N.A.	30,420 Cr	18 yrs 5 m	1.58%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,639 Cr	6 yrs 3 m	1.72%
DSP ELSS Tax Saver Fund	N.A.	16,749 Cr	18 yrs 10 m	1.63%

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.57 vs. 5.52 Underperformed at beating benchmark
Sharpe	0.92 vs. 6.2 Poor risk-adjusted returns
Beta	0.94 vs. 0.95 Less sensitive to market ups & downs
Standard deviation	12.69 vs. 12.08 More volatile performance

Compare Franklin India ELSS Tax Saver Fund in detail with

About this fund

About Franklin India ELSS Tax Saver Fund

Franklin India ELSS Tax Saver Fund is a ELSS mutual fund scheme from Franklin Templeton Mutual Fund. This fund has been in existence for 26 yrs 6 m, having been launched on 05/04/1999. Franklin India ELSS Tax Saver Fund has ₹6,531 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Franklin India ELSS Tax Saver Fund as of 20/10/2025 is ₹1502.99. The fund has an expense ratio of 1.81%, which is higher than what most other Elss funds charge.

Franklin India ELSS Tax Saver Fund returns of last 1-year are 0.16%. Since launch, it has delivered 20.78% average annual returns. The fund has doubled the money invested in it every 4 yrs.
Franklin India ELSS Tax Saver Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Financial, Services, Technology, Energy, Healthcare sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Larsen & Toubro Ltd., Bharti Airtel Ltd., Infosys Ltd..

...

Fund AUM	6,531 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

R Janakiraman

Mr. Janakiraman is a B.E and PGDM (Business Management). Prior to joining Franklin Templeton Investments, he has worked with Indian Syntans Inv. Pvt. Ltd., Citicorp Information Tech Ltd. and UTI Securities Exchange Ltd.

Rajasa Kakulavarapu

Ms. Kakulavarapu has done B.Tech and MBA. Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

Investment objective

The scheme seeks medium to long term growth of capital, with income tax rebate. The scheme invests in equities and there is an exposure to PSU Bonds and debentures and Money Market instruments.

Franklin Templeton Mutual Fund details

No. of schemes	34 view all schemes
Total AUM	1,23,581 Cr as on Sep 30, 2025
Address	Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai, 400013
Phone	1800-425-4255 / 60004255

More funds from Franklin Templeton Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Franklin Build India Fund	N.A.	2,947 Cr	5.32%	32.99%
Franklin India Small Cap Fund	N.A.	13,266 Cr	-1.01%	28.98%
Franklin India Mid Cap Fund	N.A.	12,213 Cr	3.76%	24.24%
Franklin India Dividend Yield Fund	N.A.	2,352 Cr	-0.94%	24.21%
Franklin India Focused Equity Fund	N.A.	12,303 Cr	5.47%	24.11%
Franklin India Large & Mid Cap Fund	N.A.	3,529 Cr	8.42%	21.79%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Franklin India ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the Franklin India ELSS Tax Saver Fund plan is approximately ₹1502.9858 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Franklin India ELSS Tax Saver Fund is a 26 yrs 6 m old fund and has delivered average annual returns of 20.94% since inception.

Franklin India ELSS Tax Saver Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
3.76%	18.69%	23.51%	13.37%	20.94%

How much does this mutual fund charge as expense ratio?

The Franklin India ELSS Tax Saver Fund has an expense ratio of 1.81%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Franklin India ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 6,531 Cr as on Sep 30, 2025.

What are the top stock holdings of Franklin India ELSS Tax Saver Fund?

The Franklin India ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.49%
ICICI Bank Ltd.	9.38%
Larsen & Toubro Ltd.	4.95%
Bharti Airtel Ltd.	4.36%
Infosys Ltd.	4.24%
Axis Bank Ltd.	3.9%
Eternal Ltd.	3.74%
HCL Technologies Ltd.	3.1%
Reliance Industries Ltd.	3.08%
Grasim Industries Ltd.	2.89%

What are the top sectors Franklin India ELSS Tax Saver Fund has invested in?

The Franklin India ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	28.96%
Services	9.469999999999999%
Technology	8.33%
Energy	8.16%
Healthcare	6.759999999999999%
Construction	6.7%
Consumer Staples	5.21%
Communication	5.2%
Capital Goods	5.140000000000001%
Automobile	4.510000000000001%

What is risk level of Franklin India ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How can I redeem my investments in Franklin India ELSS Tax Saver Fund?

Redeeming your investments in the Franklin India ELSS Tax Saver Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in ELSS

#NA

Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 10 Years.
Chance: This fund has generated a 12.8% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.