Tata Banking and Financial Services Fund

Q: What are the returns of this mutual fund scheme?

The Tata Banking and Financial Services Fund is a 9 yrs 10 m old fund and has delivered average annual returns of 16.43% since inception. Tata Banking and Financial Services Fund Returns 1-Year 3-Year 5-Year Since Inception 15.2% 18.32% 20.07% 16.43%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹44.5995+0.98% 1 day change	16.43% p.a.	App exclusive #NA View Ranked Funds	₹2,917 Cr

Historical NAV & returns

NAV: ₹44.5995 as on Oct 20, 2025

This fund Category average

Tata Banking and Financial Services Fund overview

AUM (Fund size)	₹2,917 Cr
Exit load	0.25% Exit load of 0.25% if redeemed within 30 days.!
Lock-in Period	Nil
Age	9 yrs 10 m since Dec 04, 2015
Benchmark	NIFTY Financial Services TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.91% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Tata Banking and Financial Services Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	5.79%	4.91%
3 Months	3.2%	3.57%
6 Months	7.55%	8.93%
1 Year	15.2%	14.88%
2 Years	19.46%	21.06%
3 Years	18.32%	18.03%
4 Years	12.23%	12.39%
5 Years	20.07%	21.91%
7 Years	16.4%	15.68%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 57.52%

Mid Cap 18.9%

Small Cap 20.4%

Other Cap 0%

Top holdings

HDFC Bank Ltd.18.91%

ICICI Bank Ltd.8.78%

Axis Bank Ltd.8.42%

Kotak Mahindra Bank Ltd.8.2%

Top sectors

Financial 85.56000000000002%

Insurance 8.15%

Services 3.1100000000000003%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 3.0%

Cash/Net Current Assets 0.18%

Other Holdings

Others 0.18%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Banking and Financial Services Fund	5.79%	7.55%	15.2%	18.32%	20.07%	N.A.
Sundaram Financial Services Opportunities Fund	5.97%	4.68%	10.64%	18.52%	21.97%	14.36%
Nippon India Banking & Financial Services Fund	4.64%	6.8%	14.29%	18.38%	25.83%	13.97%
SBI Banking & Financial Services Fund	4.81%	11.41%	18.61%	19.31%	21.55%	16.75%
Invesco India Financial Services Fund	5.05%	9.6%	13.34%	20.89%	21.83%	15.32%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Banking and Financial Services Fund	13.0	0.9	0.85	2.04
Sundaram Financial Services Opportunities Fund	13.09	0.91	0.88	1.67
Nippon India Banking & Financial Services Fund	12.0	0.84	0.92	1.76
SBI Banking & Financial Services Fund	11.71	0.81	1.03	1.88
Invesco India Financial Services Fund	12.65	0.82	1.04	1.66

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata Banking and Financial Services Fund	N.A.	2,917 Cr	9 yrs 10 m	1.91%
Sundaram Financial Services Opportunities Fund	N.A.	1,514 Cr	17 yrs 6 m	2.1%
Nippon India Banking & Financial Services Fund	N.A.	7,185 Cr	22 yrs 5 m	1.84%
SBI Banking & Financial Services Fund	N.A.	8,693 Cr	10 yrs 8 m	1.78%
Invesco India Financial Services Fund	N.A.	1,422 Cr	17 yrs 5 m	2.13%

View all Sectoral-banking funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.25 vs. 5.12 Higher outperformance against benchmark
Sharpe	0.85 vs. 3.91 Poor risk-adjusted returns
Beta	0.9 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	13.0 vs. 7.62 More volatile performance

Compare Tata Banking and Financial Services Fund in detail with

About this fund

About Tata Banking and Financial Services Fund

Tata Banking and Financial Services Fund is a Sectoral-Banking mutual fund scheme from Tata Mutual Fund. This fund has been in existence for 9 yrs 10 m, having been launched on 04/12/2015. Tata Banking and Financial Services Fund has ₹2,917 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Tata Banking and Financial Services Fund as of 20/10/2025 is ₹44.60. The fund has an expense ratio of 1.91%, which is higher than what most other Sectoral-banking funds charge.

Tata Banking and Financial Services Fund returns of last 1-year are 11.41%. Since launch, it has delivered 16.45% average annual returns. The fund has doubled the money invested in it every 4 yrs.
Tata Banking and Financial Services Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Insurance, Services sectors. It has taken less exposure in Financial, Insurance sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Axis Bank Ltd., Kotak Mahindra Bank Ltd., Bajaj Finserv Ltd..

...

Fund AUM	2,917 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Amey Sathe

Mr. Sathe is MMS & CFA Prior to joining TATA Mutual Fund he has worked with JM Financial Institutional Securities Ltd as Assistant Vice President Equity Research, CARE Ratings as Deputy Manager and HDFC Securities in Equity research.

Investment objective

The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Tata Mutual Fund details

No. of schemes	61 view all schemes
Total AUM	2,17,939 Cr as on Sep 30, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

More funds from Tata Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Tata Small Cap Fund	N.A.	11,637 Cr	-4.39%	29.2%
Tata Infrastructure Fund	N.A.	2,144 Cr	-5.89%	28.82%
Tata Mid Cap Fund	N.A.	5,043 Cr	3.48%	24.29%
Tata Resources & Energy Fund	N.A.	1,194 Cr	7.76%	22.89%
Tata Value Fund	N.A.	8,530 Cr	2.12%	21.16%
Tata India Consumer Fund	N.A.	2,531 Cr	3.97%	20.98%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Tata Banking and Financial Services Fund?

The current Net Asset Value (NAV) of the Tata Banking and Financial Services Fund plan is approximately ₹44.5995 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Tata Banking and Financial Services Fund is a 9 yrs 10 m old fund and has delivered average annual returns of 16.43% since inception.

Tata Banking and Financial Services Fund Returns

1-Year	3-Year	5-Year	Since Inception
15.2%	18.32%	20.07%	16.43%

How much does this mutual fund charge as expense ratio?

The Tata Banking and Financial Services Fund has an expense ratio of 1.91%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Tata Banking and Financial Services Fund currently has assets under management (AUM) or fund size valued at approximately 2,917 Cr as on Sep 30, 2025.

What are the top stock holdings of Tata Banking and Financial Services Fund?

The Tata Banking and Financial Services Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	18.91%
ICICI Bank Ltd.	8.78%
Axis Bank Ltd.	8.42%
Kotak Mahindra Bank Ltd.	8.2%
Bajaj Finserv Ltd.	3.23%
State Bank of India	2.96%
Bajaj Finance Ltd.	2.91%
ICICI Lombard General Insurance Company Ltd.	2.59%
Max Financial Services Ltd.	2.43%
RBL Bank Ltd.	2.38%

What are the top sectors Tata Banking and Financial Services Fund has invested in?

The Tata Banking and Financial Services Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	85.56000000000002%
Insurance	8.15%
Services	3.1100000000000003%

What is risk level of Tata Banking and Financial Services Fund?

This is a Sectoral-banking fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Tata Banking and Financial Services Fund?

Redeeming your investments in the Tata Banking and Financial Services Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.