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SBI Banking & Financial Services Fund
| NAV as of Feb 02, 2026 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹44.6573-2.51% 1 day change | 14.43% | App exclusive   | ₹10,106 Cr |
Historical NAV & returns
NAV: ₹44.6573 as on Feb 02, 2026
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SBI Banking & Financial Services Fund overview
| AUM (Fund size) | ₹10,106 Cr |
| Exit load | 0.5% Exit load of 0.50% if redeemed within 30 days.! |
| Lock-in Period | Nil |
| Age | 10 yrs 11 m since Feb 11, 2015 |
| Benchmark | NIFTY Financial Services TRI |
| Min. investment | SIP: ₹500 & Lumpsum: ₹5000 |
| Expense ratio | 1.76% as on Feb 02, 2026 |
| Plan type | Regular |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
SBI Banking & Financial Services Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Feb 03, 2026
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -3.42% | -3.77% |
| 3 Months | 0.23% | -1.08% |
| 6 Months | 6.15% | 3.99% |
| 1 Year | 21.88% | 17.03% |
| 2 Years | 17.11% | 11.12% |
| 3 Years | 20.35% | 15.51% |
| 4 Years | 15.41% | 12.27% |
| 5 Years | 14.29% | 12.15% |
| 7 Years | 15.66% | 12.34% |
| 10 Years | 18.01% | 14.03% |
Asset allocationas on Dec 31, 2025
Large Cap 70.93%
Mid Cap 17.82%
Small Cap 8.08%
Other Cap 0%
Top holdings
Top sectors
Financial 74.32%
Insurance 12.33%
Services 6.68%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Reserve Bank of India 0.05%
Allocation by Instruments
Repo 3.57%
Cash Margin 0.59%
Treasury Bills 0.05%
Other Holdings
Others 3.57%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from SBI Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
- Return Outperformance: This fund has generated highest return amongst Sectoral-Banking funds in the last 10 Years.
- Chance: This fund has generated a 12.11% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 0.50% if redeemed within 30 days.