Great! You have sucessfully subscribed for newsletters for investments
Subscribed email:
Nippon India Banking & Financial Services Fund
| NAV as of Oct 20, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹649.1676+0.46% 1 day change | 20.43% | App exclusive   | ₹7,185 Cr |
Historical NAV & returns
NAV: ₹649.1676 as on Oct 20, 2025
Loading...
Nippon India Banking & Financial Services Fund overview
| AUM (Fund size) | ₹7,185 Cr |
| Exit load | 1.0% Exit load of 1%, if redeemed within 1 month.! |
| Lock-in Period | Nil |
| Age | 22 yrs 5 m since May 08, 2003 |
| Benchmark | NIFTY Financial Services TRI |
| Min. investment | SIP: ₹500 & Lumpsum: ₹1000 |
| Expense ratio | 1.84% as on Sep 30, 2025 |
| Plan type | Regular |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Nippon India Banking & Financial Services Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Oct 26, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 5.91% | 6.15% |
| 3 Months | 3.98% | 4.47% |
| 6 Months | 5.92% | 7.9% |
| 1 Year | 13.99% | 14.0% |
| 2 Years | 20.47% | 21.63% |
| 3 Years | 18.11% | 17.81% |
| 4 Years | 14.11% | 12.29% |
| 5 Years | 25.83% | 21.91% |
| 7 Years | 15.9% | 15.9% |
| 10 Years | 13.97% | 14.4% |
Asset allocationas on Sep 30, 2025
Large Cap 65.15%
Mid Cap 23.99%
Small Cap 8.88%
Other Cap 0%
Top holdings
Top sectors
Financial 87.59000000000002%
Insurance 7.28%
Services 3.15%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Others 0.01%
Allocation by Instruments
Repo 1.83%
Net Current Assets 0.14%
Margin Money 0.01%
Other Holdings
Others 0.14%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Nippon India Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Return Outperformance: This fund has generated highest return amongst Sectoral-Banking funds in the last 10 Years.
- Chance: This fund has generated a 13.06% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1%, if redeemed within 1 month.