Sundaram Medium Duration Fund

Q: What are the returns of this mutual fund scheme?

The Sundaram Medium Duration Fund is a 28 yrs 1 m old fund and has delivered average annual returns of 7.19% since inception. Sundaram Medium Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.83% 5.78% 3.96% 5.5% 7.19%

Q: How much does this mutual fund charge as expense ratio?

The Sundaram Medium Duration Fund has an expense ratio of 1.83% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Previously called: Sundaram Medium Term Bond Reg-G

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹70.224-0.03% 1 day change	7.19% p.a.	App exclusive #NA View Ranked Funds	₹37 Cr

Historical NAV & returns

NAV: ₹70.224 as on Dec 04, 2025

This fund Category average

Sundaram Medium Duration Fund overview

AUM (Fund size)	₹37 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 12 months.!
Lock-in Period	Nil
Age	28 yrs 1 m since Oct 16, 1997
Benchmark	NIFTY Medium Duration Debt Index A-III
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	1.83% as on Nov 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Sundaram Medium Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 05, 2025

Period	This fund	Category average
1 Month	0.38%	0.32%
3 Months	1.48%	1.58%
6 Months	1.34%	2.03%
1 Year	5.83%	7.29%
2 Years	6.36%	7.92%
3 Years	5.78%	7.27%
4 Years	4.44%	6.14%
5 Years	3.96%	5.73%
7 Years	4.98%	6.61%
10 Years	5.5%	6.91%

Asset allocationas on Oct 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 52.619742%

AAA 16.237841%

Cash & Call Money 15.850407%

AA+ 14.943448%

Top Debt Holdings

GOI 32.65%

Tamilnadu State 19.98%

Cholamandalam Investment and Finance Company Ltd. 5.4%

Power Finance Corporation Ltd. 5.38%

Allocation by Instruments

GOI Securities 32.644754999999996%

Debenture 20.343615%

State Development Loan 19.974987%

Repo 14.169775%

Other Holdings

Others 0.35%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Sundaram Medium Duration Fund	0.38%	1.34%	5.83%	5.78%	3.96%	5.5%
ICICI Prudential Diversified Debt Strategy Active FoF	0.41%	2.22%	7.51%	7.69%	6.32%	7.32%
ICICI Prudential Medium Term Bond Fund	0.69%	3.48%	8.95%	7.98%	6.72%	7.46%
Axis Strategic Bond Fund	0.56%	2.84%	8.36%	8.03%	6.7%	7.6%
SBI Magnum Medium Duration Fund	0.58%	2.31%	7.6%	7.6%	6.07%	8.05%
Aditya Birla Sun Life Medium Term Fund	0.61%	3.31%	11.12%	9.46%	11.96%	8.54%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Sundaram Medium Duration Fund	1.41	0.76	-0.38	-0.65
ICICI Prudential Diversified Debt Strategy Active FoF	1.13	0.62	1.11	1.49
ICICI Prudential Medium Term Bond Fund	1.03	0.54	1.47	2.55
Axis Strategic Bond Fund	1.17	0.64	1.39	2.42
SBI Magnum Medium Duration Fund	1.18	0.65	1.03	1.58
Aditya Birla Sun Life Medium Term Fund	1.71	0.47	1.7	3.84

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Sundaram Medium Duration Fund	N.A.	37 Cr	28 yrs 1 m	1.83%
ICICI Prudential Diversified Debt Strategy Active FoF	N.A.	110 Cr	22 yrs 1 m	0.61%
ICICI Prudential Medium Term Bond Fund	N.A.	5,757 Cr	21 yrs 3 m	1.38%
Axis Strategic Bond Fund	N.A.	1,928 Cr	13 yrs 9 m	1.33%
SBI Magnum Medium Duration Fund	N.A.	6,886 Cr	22 yrs 2 m	1.21%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,807 Cr	16 yrs 8 m	1.57%

View all Medium Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.93 vs. 2.41 Underperformed at beating benchmark
Sharpe	-0.38 vs. 2.79 Poor risk-adjusted returns
Beta	0.76 vs. 0.95 Less sensitive to market ups & downs
Standard deviation	1.41 vs. 1.41 More stable returns

Compare Sundaram Medium Duration Fund in detail with

About this fund

About Sundaram Medium Duration Fund

Sundaram Medium Duration Fund is a Medium Duration mutual fund scheme from Sundaram Mutual Fund. This fund has been in existence for 28 yrs 1 m, having been launched on 16/10/1997. Sundaram Medium Duration Fund has ₹37 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Sundaram Medium Duration Fund as of 04/12/2025 is ₹70.22. The fund has an expense ratio of 1.83%, which is higher than what most other Medium Duration funds charge.

Sundaram Medium Duration Fund returns of last 1-year are 5.70%. Since launch, it has delivered 7.21% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Sundaram Medium Duration Fund scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is moderate indicating it has lent to borrowers whose quality is good. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Tamilnadu State, Cholamandalam Investment and Finance Company Ltd., Power Finance Corporation Ltd., Muthoot Finance Ltd..

...

Fund AUM	37 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Dwijendra Srivastava

Mr. Srivastava is B.Tech , PGDM (Finance) and CFA. Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Sandeep Agarwal

Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS. Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Investment objective

The scheme seeks to generate income and capital appreciation by investing in Fixed Income Securities and Money Market Instruments.

Sundaram Mutual Fund details

No. of schemes	31 view all schemes
Total AUM	74,005 Cr as on Sep 30, 2025
Address	Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road, Royapettah Chennai, 600014
Phone	1860-425-7237

More funds from Sundaram Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Sundaram Banking & PSU Fund	N.A.	404 Cr	7.8%	7.52%
Sundaram Corporate Bond Fund	N.A.	771 Cr	7.78%	7.4%
Sundaram Short Duration Fund	N.A.	194 Cr	7.46%	7.39%
Sundaram Money Market Fund	N.A.	1,988 Cr	7.43%	7.29%
Sundaram Liquid Fund	N.A.	7,498 Cr	6.48%	6.91%
Sundaram Low Duration Fund	N.A.	397 Cr	6.94%	6.88%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Sundaram Medium Duration Fund?

The current Net Asset Value (NAV) of the Sundaram Medium Duration Fund plan is approximately ₹70.224 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The Sundaram Medium Duration Fund is a 28 yrs 1 m old fund and has delivered average annual returns of 7.19% since inception.

Sundaram Medium Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.83%	5.78%	3.96%	5.5%	7.19%

How much does this mutual fund charge as expense ratio?

The Sundaram Medium Duration Fund has an expense ratio of 1.83%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Sundaram Medium Duration Fund currently has assets under management (AUM) or fund size valued at approximately 37 Cr as on Oct 31, 2025.

To whom does Sundaram Medium Duration Fund lend to?

The top 3 debt holdings of Sundaram Medium Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	32.65%
Tamilnadu State	19.98%
Cholamandalam Investment and Finance Company Ltd.	5.4%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Sundaram Medium Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	52.619742%
AAA	16.237841%
Cash & Call Money	15.850407%

What is risk level of Sundaram Medium Duration Fund?

This is a Medium Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Sundaram Medium Duration Fund?

Redeeming your investments in the Sundaram Medium Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium Duration

#NA

Return Outperformance: This fund has generated highest return amongst Medium Duration funds in the last 1 Month.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 12 months.