Sundaram Money Market Fund

Q: What are the returns of this mutual fund scheme?

The Sundaram Money Market Fund is a 7 yrs 1 m old fund and has delivered average annual returns of 6.19% since inception. Sundaram Money Market Fund Returns 1-Year 3-Year 5-Year Since Inception 7.53% 7.31% 5.86% 6.19%

Q: How much does this mutual fund charge as expense ratio?

The Sundaram Money Market Fund has an expense ratio of 0.29% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹15.3048+0.05% 1 day change	6.19% p.a.	App exclusive #NA View Ranked Funds	₹1,761 Cr

Historical NAV & returns

NAV: ₹15.3048 as on Oct 20, 2025

This fund Category average

Sundaram Money Market Fund overview

AUM (Fund size)	₹1,761 Cr
Exit load	0%
Lock-in Period	Nil
Age	7 yrs 1 m since Sep 12, 2018
Benchmark	NIFTY Money Market Index A-I
Min. investment	This scheme is currently not buyable
Expense ratio	0.29% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Sundaram Money Market Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	0.48%	0.47%
3 Months	1.39%	1.36%
6 Months	3.3%	3.22%
1 Year	7.53%	7.36%
2 Years	7.5%	7.36%
3 Years	7.31%	7.26%
4 Years	6.49%	6.42%
5 Years	5.86%	5.85%
7 Years	6.18%	6.3%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 92.752353%

SOV 15.488062%

Others 0.207471%

Cash & Call Money -8.447883%

Top Debt Holdings

National Bank For Agriculture & Rural Development 9.16%

Reserve Bank of India 8.88%

Kotak Mahindra Bank Ltd. 6.92%

Indian Bank 6.92%

Allocation by Instruments

Certificate of Deposit 61.29977600000001%

Commercial Paper 31.452576999999998%

Repo 14.845933%

Treasury Bills 8.877295%

Other Holdings

Others 0.21%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Sundaram Money Market Fund	0.48%	3.3%	7.53%	7.31%	5.86%	N.A.
UTI Money Market Fund	0.49%	3.33%	7.66%	7.61%	6.15%	6.76%
Nippon India Money Market Fund	0.48%	3.33%	7.61%	7.58%	6.16%	6.77%
Tata Money Market Fund	0.48%	3.3%	7.6%	7.57%	6.14%	5.98%
Aditya Birla Sun Life Money Manager Fund	0.49%	3.32%	7.59%	7.6%	6.15%	6.85%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Sundaram Money Market Fund	0.33	0.85	2.36	4.87
UTI Money Market Fund	0.32	0.8	3.21	6.79
Nippon India Money Market Fund	0.33	0.82	3.04	6.25
Tata Money Market Fund	0.33	0.83	3.02	6.02
Aditya Birla Sun Life Money Manager Fund	0.31	0.78	3.29	6.39

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Sundaram Money Market Fund	N.A.	1,761 Cr	7 yrs 1 m	0.29%
UTI Money Market Fund	N.A.	18,862 Cr	16 yrs 3 m	0.22%
Nippon India Money Market Fund	N.A.	23,246 Cr	20 yrs 4 m	0.38%
Tata Money Market Fund	N.A.	38,808 Cr	22 yrs 5 m	0.4%
Aditya Birla Sun Life Money Manager Fund	N.A.	26,757 Cr	20 yrs	0.36%

View all Money Market funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.3 vs. 3.39 Underperformed at beating benchmark
Sharpe	2.36 vs. 3.65 Poor risk-adjusted returns
Beta	0.85 vs. 2.49 Less sensitive to market ups & downs
Standard deviation	0.33 vs. 0.3 More volatile performance

Compare Sundaram Money Market Fund in detail with

About this fund

About Sundaram Money Market Fund

Sundaram Money Market Fund is a Money Market mutual fund scheme from Sundaram Mutual Fund. This fund has been in existence for 7 yrs 1 m, having been launched on 12/09/2018. Sundaram Money Market Fund has ₹1,761 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Sundaram Money Market Fund as of 20/10/2025 is ₹15.30. The fund has an expense ratio of 0.29%, which is higher than what most other Money Market funds charge.

Sundaram Money Market Fund returns of last 1-year are 7.58%. Since launch, it has delivered 6.20% average annual returns.
Sundaram Money Market Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in National Bank For Agriculture & Rural Development, Reserve Bank of India, Indian Bank, Kotak Mahindra Bank Ltd., Export-Import Bank Of India.

...

Fund AUM	1,761 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Sandeep Agarwal

Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS. Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Dwijendra Srivastava

Mr. Srivastava is B.Tech , PGDM (Finance) and CFA. Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Investment objective

The scheme seeks to generate income by investing in a porfolio comprising of Money Market instruments having maturity up to one year.

Sundaram Mutual Fund details

No. of schemes	31 view all schemes
Total AUM	74,005 Cr as on Sep 30, 2025
Address	Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road, Royapettah Chennai, 600014
Phone	1860-425-7237

Frequently asked questions

What is the current NAV of Sundaram Money Market Fund?

The current Net Asset Value (NAV) of the Sundaram Money Market Fund plan is approximately ₹15.3048 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Sundaram Money Market Fund is a 7 yrs 1 m old fund and has delivered average annual returns of 6.19% since inception.

Sundaram Money Market Fund Returns

1-Year	3-Year	5-Year	Since Inception
7.53%	7.31%	5.86%	6.19%

How much does this mutual fund charge as expense ratio?

The Sundaram Money Market Fund has an expense ratio of 0.29%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Sundaram Money Market Fund currently has assets under management (AUM) or fund size valued at approximately 1,761 Cr as on Sep 30, 2025.

To whom does Sundaram Money Market Fund lend to?

The top 3 debt holdings of Sundaram Money Market Fund are as follows

Holding Name	Percentage of Portfolio
National Bank For Agriculture & Rural Development	9.16%
Reserve Bank of India	8.88%
Kotak Mahindra Bank Ltd.	6.92%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Sundaram Money Market Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	92.752353%
SOV	15.488062%
Others	0.207471%

What is risk level of Sundaram Money Market Fund?

This is a Money Market fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Sundaram Money Market Fund?

Redeeming your investments in the Sundaram Money Market Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Money Market

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.