Sundaram Medium Duration Fund Direct-Growth

Q: What are the returns of this mutual fund scheme?

The Sundaram Medium Duration Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 6.78% since inception. Sundaram Medium Duration Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.67% 6.39% 5.02% 6.51% 6.78%

Previously called: Sundaram Medium Term Bond Direct-G

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹78.7261-0.11% 1 day change	6.78% p.a.	App exclusive #NA View Ranked Funds	₹36 Cr

Historical NAV & returns

NAV: ₹78.7261 as on Feb 02, 2026

This fund Category average

Sundaram Medium Duration Fund overview

Expense ratio	1.09% as on Feb 02, 2026
Exit load	1.0% Exit load of 1%, if redeemed within 12 months.!
AUM (Fund size)	₹36 Cr
Lock-in Period	Nil
Age	13 yrs 1 m since Jan 02, 2013
Benchmark	NIFTY Medium Duration Debt Index A-III
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Sundaram Medium Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.01%	0.06%
3 Months	0.48%	0.75%
6 Months	1.32%	2.05%
1 Year	5.67%	7.1%
2 Years	6.4%	7.81%
3 Years	6.39%	7.68%
4 Years	5.53%	6.96%
5 Years	5.02%	6.48%
7 Years	5.76%	7.29%
10 Years	6.51%	7.62%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 54.081099%

AAA 19.491442%

AA+ 15.374765%

Cash & Call Money 7.901788%

Top Debt Holdings

GOI 33.57%

Tamilnadu State 20.51%

Cholamandalam Investment and Finance Company Ltd. 5.56%

Power Finance Corporation Ltd. 5.53%

Allocation by Instruments

GOI Securities 33.571674%

Debenture 23.734406%

State Development Loan 20.509425%

Bonds 8.333636%

Other Holdings

Others 5.18%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Sundaram Medium Duration Fund	-0.01%	1.32%	5.67%	6.39%	5.02%	6.51%
ICICI Prudential Medium Term Bond Fund	0.2%	3.33%	8.78%	8.53%	7.52%	8.25%
Axis Strategic Bond Fund	0.15%	2.61%	8.16%	8.52%	7.4%	8.37%
SBI Medium Duration Fund	0.08%	2.26%	7.18%	7.92%	6.7%	8.69%
Aditya Birla Sun Life Medium Term Fund	-0.01%	4.41%	12.64%	10.62%	12.98%	9.46%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Sundaram Medium Duration Fund	1.43	0.76	0.14	0.25
ICICI Prudential Medium Term Bond Fund	1.05	0.54	2.02	3.45
Axis Strategic Bond Fund	1.21	0.65	1.79	3.26
SBI Medium Duration Fund	1.23	0.66	1.32	2.09
Aditya Birla Sun Life Medium Term Fund	1.81	0.39	2.25	4.65

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Sundaram Medium Duration Fund	N.A.	36 Cr	13 yrs 1 m	1.09%
ICICI Prudential Medium Term Bond Fund	N.A.	5,708 Cr	13 yrs 1 m	0.73%
Axis Strategic Bond Fund	N.A.	2,059 Cr	13 yrs 1 m	0.71%
SBI Medium Duration Fund	N.A.	6,889 Cr	13 yrs 1 m	0.71%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,905 Cr	13 yrs 1 m	0.81%

View all Medium Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.11 vs. 2.89 Underperformed at beating benchmark
Sharpe	0.14 vs. 3.2 Poor risk-adjusted returns
Beta	0.76 vs. 1.21 Less sensitive to market ups & downs
Standard deviation	1.43 vs. 1.45 More stable returns

About this fund

About Sundaram Medium Duration Fund

Sundaram Medium Duration Fund Direct-Growth is a Medium Duration mutual fund scheme from Sundaram Mutual Fund. This fund has been in existence for 13 yrs 1 m, having been launched on 02/01/2013. Sundaram Medium Duration Fund Direct-Growth has ₹36 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Sundaram Medium Duration Fund Direct-Growth as of 02/02/2026 is ₹78.73. The fund has an expense ratio of 1.09%, which is higher than what most other Medium Duration funds charge.

Sundaram Medium Duration Fund Direct-Growth returns of last 1-year are 5.76%. Since launch, it has delivered 6.78% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Sundaram Medium Duration Fund Direct-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Tamilnadu State, Cholamandalam Investment and Finance Company Ltd., Power Finance Corporation Ltd., Muthoot Finance Ltd..

...

Fund AUM	36 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Dwijendra Srivastava

Mr. Srivastava is B.Tech , PGDM (Finance) and CFA. Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Sandeep Agarwal

Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS. Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Investment objective

The scheme seeks to generate income and capital appreciation by investing in Fixed Income Securities and Money Market Instruments.

Sundaram Mutual Fund details

No. of schemes	31 view all schemes
Total AUM	76,570 Cr as on Dec 31, 2025
Address	Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road, Royapettah Chennai, 600014
Phone	1860-425-7237

More funds from Sundaram Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Sundaram Short Duration Fund	N.A.	190 Cr	7.26%	7.74%
Sundaram Low Duration Fund	N.A.	472 Cr	7.17%	7.5%
Sundaram Ultra Short Duration Fund	N.A.	1,996 Cr	6.96%	7.37%
Sundaram Banking & PSU Fund	N.A.	377 Cr	6.84%	7.36%
Sundaram Money Market Fund	N.A.	1,835 Cr	7.22%	7.34%
Sundaram Corporate Bond Fund	N.A.	768 Cr	6.88%	7.25%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Sundaram Medium Duration Fund Direct-Growth?

The current Net Asset Value (NAV) of the Sundaram Medium Duration Fund - Direct Growth plan is approximately ₹78.7261 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Sundaram Medium Duration Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 6.78% since inception.

Sundaram Medium Duration Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.67%	6.39%	5.02%	6.51%	6.78%

How much does this mutual fund charge as expense ratio?

The Sundaram Medium Duration Fund - Direct Growth has an expense ratio of 1.09%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Sundaram Medium Duration Fund currently has assets under management (AUM) or fund size valued at approximately 36 Cr as on Dec 31, 2025.

To whom does Sundaram Medium Duration Fund lend to?

The top 3 debt holdings of Sundaram Medium Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	33.57%
Tamilnadu State	20.51%
Cholamandalam Investment and Finance Company Ltd.	5.56%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Sundaram Medium Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	54.081099%
AAA	19.491442%
AA+	15.374765%

What is risk level of Sundaram Medium Duration Fund?

This is a Medium Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Sundaram Medium Duration Fund Direct-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Sundaram Medium Duration Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Sundaram Medium Duration Fund is complete.

How can I redeem my investments in Sundaram Medium Duration Fund?

Redeeming your investments in the Sundaram Medium Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium Duration

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 12 months.