Sundaram Short Duration Fund

Q: What are the returns of this mutual fund scheme?

The Sundaram Short Duration Fund is a 22 yrs 5 m old fund and has delivered average annual returns of 7.18% since inception. Sundaram Short Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.69% 7.53% 7.14% 6.22% 7.18%

Q: How much does this mutual fund charge as expense ratio?

The Sundaram Short Duration Fund has an expense ratio of 0.89% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹45.1779+0.05% 1 day change	7.18% p.a.	App exclusive #NA View Ranked Funds	₹195 Cr

Historical NAV & returns

NAV: ₹45.1779 as on Oct 20, 2025

This fund Category average

Sundaram Short Duration Fund overview

AUM (Fund size)	₹195 Cr
Exit load	0%
Lock-in Period	Nil
Age	22 yrs 5 m since May 13, 2003
Benchmark	NIFTY SD Debt Index A-II
Min. investment	This scheme is currently not buyable
Expense ratio	0.89% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Sundaram Short Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.57%	0.63%
3 Months	1.18%	1.2%
6 Months	2.97%	3.07%
1 Year	7.69%	7.95%
2 Years	7.98%	7.97%
3 Years	7.53%	7.57%
4 Years	6.29%	6.44%
5 Years	7.14%	6.07%
7 Years	6.06%	6.7%
10 Years	6.22%	6.73%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 42.059376%

SOV 35.417162%

AA+ 17.150347%

Cash & Call Money 5.055761%

Top Debt Holdings

GOI 32.82%

Power Finance Corporation Ltd. 5.24%

National Bank For Agriculture & Rural Development 5.24%

Export-Import Bank Of India 5.22%

Allocation by Instruments

Debenture 44.61424999999999%

GOI Securities 32.821692%

Bonds 13.042768%

Cash/Net Current Assets 2.798663%

Other Holdings

Others 0.32%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Sundaram Short Duration Fund	0.57%	2.97%	7.69%	7.53%	7.14%	6.22%
UTI Short Duration Fund	0.62%	3.1%	7.79%	7.58%	6.91%	6.26%
ICICI Prudential Short Term Fund	0.64%	3.32%	8.2%	7.82%	6.37%	7.43%
SBI Short Term Debt Fund	0.63%	3.28%	8.23%	7.63%	5.76%	6.94%
Aditya Birla Sun Life Short Term Fund	0.73%	3.14%	8.1%	7.64%	6.16%	7.33%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Sundaram Short Duration Fund	1.02	2.5	0.88	1.59
UTI Short Duration Fund	0.89	2.25	1.04	1.95
ICICI Prudential Short Term Fund	0.78	1.79	1.5	2.53
SBI Short Term Debt Fund	0.96	2.45	0.99	1.81
Aditya Birla Sun Life Short Term Fund	0.96	2.35	0.97	1.58

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Sundaram Short Duration Fund	N.A.	195 Cr	22 yrs 5 m	0.89%
UTI Short Duration Fund	N.A.	3,231 Cr	18 yrs 1 m	0.82%
ICICI Prudential Short Term Fund	N.A.	22,387 Cr	24 yrs	1.05%
SBI Short Term Debt Fund	N.A.	16,277 Cr	18 yrs 3 m	0.82%
Aditya Birla Sun Life Short Term Fund	N.A.	10,696 Cr	22 yrs 6 m	0.99%

View all Short Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.39 vs. 4.2 Higher outperformance against benchmark
Sharpe	0.88 vs. 3.83 Poor risk-adjusted returns
Beta	2.5 vs. 1.92 More sensitive to market's ups & downs
Standard deviation	1.02 vs. 1.01 More volatile performance

Compare Sundaram Short Duration Fund in detail with

About this fund

About Sundaram Short Duration Fund

Sundaram Short Duration Fund is a Short Duration mutual fund scheme from Sundaram Mutual Fund. This fund has been in existence for 22 yrs 5 m, having been launched on 13/05/2003. Sundaram Short Duration Fund has ₹195 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Sundaram Short Duration Fund as of 20/10/2025 is ₹45.18. The fund has an expense ratio of 0.89%, which is higher than what most other Short Duration funds charge.

Sundaram Short Duration Fund returns of last 1-year are 7.73%. Since launch, it has delivered 7.22% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Sundaram Short Duration Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Power Finance Corporation Ltd., National Bank For Agriculture & Rural Development, Export-Import Bank Of India, PNB Housing Finance Ltd..

...

Fund AUM	195 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Dwijendra Srivastava

Mr. Srivastava is B.Tech , PGDM (Finance) and CFA. Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Sandeep Agarwal

Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS. Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Investment objective

The fund aims to generate income and capital appreciation from a portfolio of debt and money market instruments. The fund can be slotted between a cash fund and a bond fund.

Sundaram Mutual Fund details

No. of schemes	31 view all schemes
Total AUM	74,005 Cr as on Sep 30, 2025
Address	Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road, Royapettah Chennai, 600014
Phone	1860-425-7237

Frequently asked questions

What is the current NAV of Sundaram Short Duration Fund?

The current Net Asset Value (NAV) of the Sundaram Short Duration Fund plan is approximately ₹45.1779 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Sundaram Short Duration Fund is a 22 yrs 5 m old fund and has delivered average annual returns of 7.18% since inception.

Sundaram Short Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.69%	7.53%	7.14%	6.22%	7.18%

How much does this mutual fund charge as expense ratio?

The Sundaram Short Duration Fund has an expense ratio of 0.89%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Sundaram Short Duration Fund currently has assets under management (AUM) or fund size valued at approximately 195 Cr as on Sep 30, 2025.

To whom does Sundaram Short Duration Fund lend to?

The top 3 debt holdings of Sundaram Short Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	32.82%
Power Finance Corporation Ltd.	5.24%
National Bank For Agriculture & Rural Development	5.24%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Sundaram Short Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	42.059376%
SOV	35.417162%
AA+	17.150347%

What is risk level of Sundaram Short Duration Fund?

This is a Short Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Sundaram Short Duration Fund?

Redeeming your investments in the Sundaram Short Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Short Duration

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Short Duration funds in the last 5 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.