Sundaram Balanced Advantage Fund

Q: What are the returns of this mutual fund scheme?

The Sundaram Balanced Advantage Fund is a 15 yrs 2 m old fund and has delivered average annual returns of 9.67% since inception. Sundaram Balanced Advantage Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.85% 10.45% 9.28% 9.7% 9.67%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹35.198-0.49% 1 day change	9.67% p.a.	App exclusive #NA View Ranked Funds	₹1,737 Cr

Historical NAV & returns

NAV: ₹35.198 as on Feb 02, 2026

This fund Category average

Sundaram Balanced Advantage Fund overview

AUM (Fund size)	₹1,737 Cr
Exit load	1.0% For units in excess of 25% of the investment,1% will be charged for redemption within 365 days!
Lock-in Period	Nil
Age	15 yrs 2 m since Nov 26, 2010
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	2.06% as on Feb 02, 2026
Plan type	Regular
Risk	High

Sundaram Balanced Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-2.67%	-2.78%
3 Months	-2.27%	-2.21%
6 Months	0.46%	0.4%
1 Year	5.85%	5.64%
2 Years	7.06%	6.8%
3 Years	10.45%	11.19%
4 Years	8.53%	9.03%
5 Years	9.28%	9.51%
7 Years	10.3%	10.25%
10 Years	9.7%	9.99%

Asset allocationas on Dec 31, 2025

Large Cap 45.6%

Mid Cap 7.38%

Small Cap 2.67%

Other Cap 0%

Top holdings

HDFC Bank Ltd.6.07%

ICICI Bank Ltd.5.62%

Reliance Industries Ltd.4.62%

Bharti Airtel Ltd.4.6%

Top sectors

Financial 25.450000000000003%

Services 7.199999999999999%

Energy 6.52%

Automobile 5.07%

SOV 13.945558%

Cash 13.30823289%

AAA 6.433881%

Cash & Call Money 4.97316988%

Top Debt Holdings

GOI 13.43%

National Bank For Agriculture & Rural Development 2.61%

REC Ltd. 2.05%

LIC Housing Finance Ltd. 1.18%

Allocation by Instruments

GOI Securities 13.441994999999999%

Cash Margin 13.30823289%

Debenture 7.5120920899999994%

Repo 4.169147%

Other Holdings

Others 4.17%

Embassy Office Parks REIT 2.69%

Sundaram Liquid Direct-Growth 1.44%

Brookfield India Real Estate Trust REIT 0.69%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Sundaram Balanced Advantage Fund	-2.67%	0.46%	5.85%	10.45%	9.28%	9.7%
ICICI Prudential Balanced Advantage Fund	-2.3%	3.64%	10.16%	13.1%	11.69%	11.91%
Franklin India Dynamic Asset Allocation Active FoF	-2.57%	-0.02%	5.51%	12.65%	14.0%	10.49%
Axis Balanced Advantage Fund	-2.62%	1.83%	5.74%	13.92%	10.53%	7.71%
Tata Balanced Advantage Fund	-2.85%	1.02%	5.5%	10.42%	9.73%	7.47%
DSP Dynamic Asset Allocation Fund	-1.4%	2.34%	8.1%	12.24%	8.8%	9.47%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Sundaram Balanced Advantage Fund	7.25	0.75	0.6	0.92
ICICI Prudential Balanced Advantage Fund	5.47	0.56	1.22	1.74
Franklin India Dynamic Asset Allocation Active FoF	6.27	0.63	1.01	1.53
Axis Balanced Advantage Fund	7.26	0.73	1.06	1.73
Tata Balanced Advantage Fund	6.51	0.68	0.67	0.99
DSP Dynamic Asset Allocation Fund	5.63	0.55	1.04	2.05

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Sundaram Balanced Advantage Fund	N.A.	1,737 Cr	15 yrs 2 m	2.06%
ICICI Prudential Balanced Advantage Fund	N.A.	70,535 Cr	19 yrs 2 m	1.43%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,301 Cr	22 yrs 3 m	2.14%
Axis Balanced Advantage Fund	N.A.	3,816 Cr	8 yrs 6 m	1.91%
Tata Balanced Advantage Fund	N.A.	9,691 Cr	7 yrs	1.73%
DSP Dynamic Asset Allocation Fund	N.A.	3,709 Cr	12 yrs	1.88%

View all Dynamic Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.79 vs. 3.26 Underperformed at beating benchmark
Sharpe	0.6 vs. 3.04 Poor risk-adjusted returns
Beta	0.75 vs. 0.68 More sensitive to market's ups & downs
Standard deviation	7.25 vs. 5.55 More volatile performance

Compare Sundaram Balanced Advantage Fund in detail with

About this fund

About Sundaram Balanced Advantage Fund

Sundaram Balanced Advantage Fund is a Dynamic Asset Allocation mutual fund scheme from Sundaram Mutual Fund. This fund has been in existence for 15 yrs 2 m, having been launched on 26/11/2010. Sundaram Balanced Advantage Fund has ₹1,737 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Sundaram Balanced Advantage Fund as of 02/02/2026 is ₹35.20. The fund has an expense ratio of 2.06%, which is higher than what most other Dynamic Asset Allocation funds charge. Currently, the fund has a 55.65% allocation to equity and 22.68% to Debt.

Sundaram Balanced Advantage Fund returns of last 1-year are 5.41%. Since launch, it has delivered 9.68% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Sundaram Balanced Advantage Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Financial, Services, Energy, Construction, Automobile sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Bharti Airtel Ltd..

...

Fund AUM	1,737 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Dwijendra Srivastava

Mr. Srivastava is B.Tech , PGDM (Finance) and CFA. Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Bharath S.

Mr. Bharath is a B Com (H), MBA and ICWA. Prior to joining Sundaram Mutual Fund he has worked with Navia Markets Ltd.

Clyton Richard Fernandes

Mr. Fernandes has done B.E and MBA Prior to joining Sundaram Mutual Fund, he has worked with Canara HSBC Life, Mahindra Manulife AMC, Bank of Baroda Capital Markets and Systematix Shares & Stocks

Investment objective

The scheme seeks to generate long term capital appreciation with relatively lower volatility by allocation of funds into equity assets based on Price Earning Ratio (PE Ratio) levels. When the markets become expensive in terms of 'Price to Earnings' Ratio'; the scheme will reduce its allocation to equities and move assets into debt and/or money market instruments and vice versa.

Sundaram Mutual Fund details

No. of schemes	31 view all schemes
Total AUM	76,570 Cr as on Dec 31, 2025
Address	Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road, Royapettah Chennai, 600014
Phone	1860-425-7237

More funds from Sundaram Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Sundaram Aggressive Hybrid Fund	N.A.	7,846 Cr	6.24%	11.49%
Sundaram Equity Savings Fund	N.A.	1,207 Cr	5.81%	9.11%
Sundaram Conservative Hybrid Fund	N.A.	20 Cr	3.53%	7.07%
Sundaram Multi Asset Allocation Fund	N.A.	3,090 Cr	18.51%	N.A.
Sundaram Arbitrage Fund	N.A.	321 Cr	6.0%	5.45%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Sundaram Balanced Advantage Fund?

The current Net Asset Value (NAV) of the Sundaram Balanced Advantage Fund plan is approximately ₹35.198 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Sundaram Balanced Advantage Fund is a 15 yrs 2 m old fund and has delivered average annual returns of 9.67% since inception.

Sundaram Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.85%	10.45%	9.28%	9.7%	9.67%

How much does this mutual fund charge as expense ratio?

The Sundaram Balanced Advantage Fund has an expense ratio of 2.06%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Sundaram Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 1,737 Cr as on Dec 31, 2025.

What are the top stock holdings of Sundaram Balanced Advantage Fund?

The Sundaram Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	6.07%
ICICI Bank Ltd.	5.62%
Reliance Industries Ltd.	4.62%
Bharti Airtel Ltd.	4.6%
Kotak Mahindra Bank Ltd.	3.73%
Larsen & Toubro Ltd.	2.52%
Mahindra & Mahindra Ltd.	2.24%
Bajaj Finance Ltd.	1.71%
Bank Of Baroda	1.59%
HCL Technologies Ltd.	1.57%

What are the top sectors Sundaram Balanced Advantage Fund has invested in?

The Sundaram Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	25.450000000000003%
Services	7.199999999999999%
Energy	6.52%
Automobile	5.07%
Communication	4.6%
Technology	4.06%
Capital Goods	3.87%
Consumer Staples	3.04%
Construction	2.97%
Healthcare	1.9100000000000001%

To whom does Sundaram Balanced Advantage Fund lend to?

The top 3 debt holdings of Sundaram Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	13.43%
National Bank For Agriculture & Rural Development	2.61%
REC Ltd.	2.05%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Sundaram Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	13.945558%
Cash	13.30823289%
AAA	6.433881%

What is risk level of Sundaram Balanced Advantage Fund?

This is a Dynamic Asset Allocation fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Sundaram Balanced Advantage Fund?

Redeeming your investments in the Sundaram Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Asset Allocation

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: For units in excess of 25% of the investment,1% will be charged for redemption within 365 days