Sundaram Equity Savings Fund

Q: What are the returns of this mutual fund scheme?

The Sundaram Equity Savings Fund is a 23 yrs 5 m old fund and has delivered average annual returns of 8.29% since inception. Sundaram Equity Savings Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 2.63% 11.39% 11.34% 8.4% 8.29%

Q: How much does this mutual fund charge as expense ratio?

The Sundaram Equity Savings Fund has an expense ratio of 2.15% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Sep 29, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹70.4623+0.1% 1 day change	8.29% p.a.	App exclusive #NA View Ranked Funds	₹1,140 Cr

Historical NAV & returns

NAV: ₹70.4623 as on Sep 29, 2025

This fund Category average

Sundaram Equity Savings Fund overview

AUM (Fund size)	₹1,140 Cr
Exit load	0.5% Exit load of 0.5% if redeemed within 7 days.!
Lock-in Period	Nil
Age	23 yrs 5 m since Apr 22, 2002
Benchmark	NIFTY Equity Savings TRI
Min. investment	This scheme is currently not buyable
Expense ratio	2.15% as on Aug 31, 2025
Plan type	Regular
Risk	Moderate
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Sundaram Equity Savings Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 30, 2025

Period	This fund	Category average
1 Month	0.33%	0.41%
3 Months	-0.5%	0.33%
6 Months	4.43%	4.6%
1 Year	2.63%	3.47%
2 Years	10.78%	9.75%
3 Years	11.39%	10.0%
4 Years	9.02%	7.81%
5 Years	11.34%	10.47%
7 Years	9.11%	8.47%
10 Years	8.4%	7.96%

Asset allocationas on Aug 31, 2025

Large Cap 34.83%

Mid Cap 2.78%

Small Cap 0.77%

Other Cap 0%

Top holdings

Bharti Airtel Ltd.8.84%

Reliance Industries Ltd.7.89%

ICICI Bank Ltd.6.05%

Infosys Ltd.4.82%

Top sectors

Financial 23.1%

Energy 9.52%

Communication 9.04%

Technology 5.970000000000001%

Cash 33.87367467%

SOV 11.165713%

AAA 7.052762%

Cash & Call Money 5.21267317%

Top Debt Holdings

GOI 9.0%

LIC Housing Finance Ltd. 2.19%

Canara Bank 2.16%

Reserve Bank of India 2.16%

Allocation by Instruments

Cash Margin 33.87367467%

GOI Securities 9.007819999999999%

Repo 4.931706%

Certificate of Deposit 4.311695%

Other Holdings

Others 0.28%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Sundaram Equity Savings Fund	0.33%	4.43%	2.63%	11.39%	11.34%	8.4%
Edelweiss Equity Savings Fund	0.45%	5.55%	5.97%	11.33%	10.85%	8.99%
Kotak Equity Savings Fund	1.3%	6.66%	3.67%	11.91%	11.6%	9.34%
UTI Equity Savings Fund	0.61%	3.2%	2.7%	10.82%	11.91%	6.2%
HSBC Equity Savings Fund	0.45%	9.14%	3.63%	13.43%	13.57%	8.96%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Sundaram Equity Savings Fund	5.35	0.66	0.75	1.41
Edelweiss Equity Savings Fund	3.74	0.47	1.08	1.55
Kotak Equity Savings Fund	5.08	0.65	0.86	1.14
UTI Equity Savings Fund	4.35	0.57	0.8	1.28
HSBC Equity Savings Fund	7.31	0.61	0.87	0.85

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Sundaram Equity Savings Fund	N.A.	1,140 Cr	23 yrs 5 m	2.15%
Edelweiss Equity Savings Fund	N.A.	843 Cr	11 yrs	1.56%
Kotak Equity Savings Fund	N.A.	8,254 Cr	11 yrs	1.76%
UTI Equity Savings Fund	N.A.	714 Cr	7 yrs 1 m	1.64%
HSBC Equity Savings Fund	N.A.	624 Cr	14 yrs	1.52%

View all Equity Savings funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.68 vs. 3.05 Underperformed at beating benchmark
Sharpe	0.75 vs. 3.03 Poor risk-adjusted returns
Beta	0.66 vs. 0.67 Less sensitive to market ups & downs
Standard deviation	5.35 vs. 3.88 More volatile performance

Compare Sundaram Equity Savings Fund in detail with

About this fund

About Sundaram Equity Savings Fund

Sundaram Equity Savings Fund is a Equity Savings mutual fund scheme from Sundaram Mutual Fund. This fund has been in existence for 23 yrs 5 m, having been launched on 22/04/2002. Sundaram Equity Savings Fund has ₹1,140 Crores worth of assets under management (AUM) as on 31/08/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Sundaram Equity Savings Fund as of 29/09/2025 is ₹70.46. The fund has an expense ratio of 2.15%, which is higher than what most other Equity Savings funds charge. Currently, the fund has a 38.38% allocation to equity and 22.53% to Debt.

Sundaram Equity Savings Fund returns of last 1-year are 2.16%. Since launch, it has delivered 8.30% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Sundaram Equity Savings Fund scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is above average.
The fund's equity portion is primarily invested in Financial, Energy, Communication, Technology, Consumer Staples sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, Bharti Airtel Ltd., Reliance Industries Ltd., ICICI Bank Ltd., Infosys Ltd..

...

Fund AUM	1,140 Cr as on Aug 31, 2025
Scheme document	View Scheme Document

Fund managers

Dwijendra Srivastava

Mr. Srivastava is B.Tech , PGDM (Finance) and CFA. Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Rohit Seksaria

Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.

Clyton Richard Fernandes

Mr. Fernandes has done B.E and MBA Prior to joining Sundaram Mutual Fund, he has worked with Canara HSBC Life, Mahindra Manulife AMC, Bank of Baroda Capital Markets and Systematix Shares & Stocks

Investment objective

The scheme aims to provide capital appreciation and income distribution by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.

Sundaram Mutual Fund details

No. of schemes	31 view all schemes
Total AUM	69,421 Cr as on Jun 30, 2025
Address	Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road, Royapettah Chennai, 600014
Phone	1860-425-7237

More funds from Sundaram Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Sundaram Aggressive Hybrid Fund	N.A.	6,680 Cr	-3.09%	16.03%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Sundaram Equity Savings Fund?

The current Net Asset Value (NAV) of the Sundaram Equity Savings Fund plan is approximately ₹70.4623 as of Sep 29, 2025.

What are the returns of this mutual fund scheme?

The Sundaram Equity Savings Fund is a 23 yrs 5 m old fund and has delivered average annual returns of 8.29% since inception.

Sundaram Equity Savings Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
2.63%	11.39%	11.34%	8.4%	8.29%

How much does this mutual fund charge as expense ratio?

The Sundaram Equity Savings Fund has an expense ratio of 2.15%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Sundaram Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately 1,140 Cr as on Aug 31, 2025.

What are the top stock holdings of Sundaram Equity Savings Fund?

The Sundaram Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Bharti Airtel Ltd.	8.84%
Reliance Industries Ltd.	7.89%
ICICI Bank Ltd.	6.05%
Infosys Ltd.	4.82%
HDFC Bank Ltd.	4.35%
State Bank of India	3.74%
Larsen & Toubro Ltd.	2.37%
Kotak Mahindra Bank Ltd.	2.19%
Axis Bank Ltd.	2.08%
Hindustan Unilever Ltd.	1.69%

What are the top sectors Sundaram Equity Savings Fund has invested in?

The Sundaram Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	23.1%
Energy	9.52%
Communication	9.04%
Technology	5.970000000000001%
Consumer Staples	4.5600000000000005%
Automobile	3.47%
Construction	2.68%
Healthcare	2.6599999999999997%
Services	2.4899999999999998%
Capital Goods	2.2399999999999998%

To whom does Sundaram Equity Savings Fund lend to?

The top 3 debt holdings of Sundaram Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
GOI	9.0%
LIC Housing Finance Ltd.	2.19%
Canara Bank	2.16%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Sundaram Equity Savings Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash	33.87367467%
SOV	11.165713%
AAA	7.052762%

What is risk level of Sundaram Equity Savings Fund?

This is a Equity Savings fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Sundaram Equity Savings Fund?

Redeeming your investments in the Sundaram Equity Savings Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Equity Savings

#NA

Return Outperformance: This fund has generated highest return amongst Equity Savings funds in the last 10 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.5% if redeemed within 7 days.