Q: What are the returns of this mutual fund scheme?

The Sundaram Balanced Advantage Fund Direct-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 11.88% since inception. Sundaram Balanced Advantage Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.38% 12.76% 13.92% 11.03% 11.88%

Question 1

What is the current NAV of Sundaram Balanced Advantage Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Sundaram Balanced Advantage Fund - Direct Growth plan is approximately ₹42.4029 as of Oct 20, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Sundaram Balanced Advantage Fund Direct-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 11.88% since inception.

Sundaram Balanced Advantage Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.38%	12.76%	13.92%	11.03%	11.88%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Sundaram Balanced Advantage Fund - Direct Growth has an expense ratio of 0.6%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Sundaram Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 1,678 Cr as on Sep 30, 2025.

Question 5

What are the top stock holdings of Sundaram Balanced Advantage Fund?

Accepted Answer

The Sundaram Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
ICICI Bank Ltd.	6.19%
HDFC Bank Ltd.	5.74%
Reliance Industries Ltd.	4.5%
Bharti Airtel Ltd.	4.37%
Kotak Mahindra Bank Ltd.	3.61%
Larsen & Toubro Ltd.	2.14%
State Bank of India	2.05%
Bajaj Finance Ltd.	1.81%
Eternal Ltd.	1.73%
Mahindra & Mahindra Ltd.	1.7%

Question 6

What are the top sectors Sundaram Balanced Advantage Fund has invested in?

Accepted Answer

The Sundaram Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
ICICI Bank Ltd.	6.19%
HDFC Bank Ltd.	5.74%
Reliance Industries Ltd.	4.5%
Bharti Airtel Ltd.	4.37%
Kotak Mahindra Bank Ltd.	3.61%
Larsen & Toubro Ltd.	2.14%
State Bank of India	2.05%
Bajaj Finance Ltd.	1.81%
Eternal Ltd.	1.73%
Mahindra & Mahindra Ltd.	1.7%

Question 7

To whom does Sundaram Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of Sundaram Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	12.57%
National Bank For Agriculture & Rural Development	2.7%
REC Ltd.	2.12%

Question 8

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Sundaram Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	12.57%
National Bank For Agriculture & Rural Development	2.7%
REC Ltd.	2.12%

Question 9

What is risk level of Sundaram Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with High risk.

Question 10

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Sundaram Balanced Advantage Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Sundaram Balanced Advantage Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Sundaram Balanced Advantage Fund is complete.

Question 12

How can I redeem my investments in Sundaram Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in the Sundaram Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.6% as on Sep 30, 2025
Exit load	1.0% For units in excess of 25% of the investment,1% will be charged for redemption within 365 days!
AUM (Fund size)	₹1,678 Cr
Lock-in Period	Nil
Age	12 yrs 9 m since Jan 01, 2013
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	High

Period	This fund	Category average
1 Month	2.5%	2.21%
3 Months	2.83%	2.61%
6 Months	6.27%	6.71%
1 Year	6.38%	7.18%
2 Years	15.01%	15.77%
3 Years	12.76%	14.01%
4 Years	10.93%	11.38%
5 Years	13.92%	14.61%
7 Years	12.68%	12.65%
10 Years	11.03%	11.29%

Alpha	0.59 vs. 3.9 Underperformed at beating benchmark
Sharpe	0.76 vs. 3.73 Poor risk-adjusted returns
Beta	0.75 vs. 0.76 Less sensitive to market ups & downs
Standard deviation	7.33 vs. 5.57 More volatile performance

Fund AUM	1,678 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	31 view all schemes
Total AUM	74,005 Cr as on Sep 30, 2025
Address	Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road, Royapettah Chennai, 600014
Phone	1860-425-7237

Sundaram Balanced Advantage Fund Direct-Growth

Historical NAV & returns

Sundaram Balanced Advantage Fund overview

Sundaram Balanced Advantage Fund Returns calculator

Trailing returns as on Oct 25, 2025

Asset allocationas on Sep 30, 2025

Key risk & return ratios Compared to other funds in the category

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About Sundaram Balanced Advantage Fund

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Sundaram Balanced Advantage Fund Direct-Growth Returns

ET Money rank

Fund name	ETM Rank	AUM	1Y	5Y
Sundaram Aggressive Hybrid Fund	N.A.	6,944 Cr	6.03%	17.57%
Sundaram Equity Savings Fund	N.A.	1,153 Cr	8.56%	13.21%
Sundaram Conservative Hybrid Fund	N.A.	21 Cr	4.67%	9.27%
Sundaram Multi Asset Allocation Fund	N.A.	2,799 Cr	17.48%	N.A.
Sundaram Arbitrage Fund	N.A.	316 Cr	7.06%	5.94%

Sector	Percentage of Portfolio
Financial	27.91%
Energy	6.3%
Services	6.24%
Communication	4.57%
Automobile	4.5%
Healthcare	4.409999999999999%
Capital Goods	4.16%
Consumer Staples	3.9000000000000004%
Technology	3.55%
Construction	2.62%

Credit Quality	Percentage of Portfolio
Cash	15.23547029%
SOV	12.878102%
AAA	7.256119%