SBI PSU Direct Plan-Growth

Q: What are the returns of SBI PSU Fund?

The SBI PSU Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 12.13% since inception. SBI PSU Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 3.25% 36.45% 31.92% 14.16% 12.13%

Q: How much does SBI PSU Fund charge as the expense ratio?

The SBI PSU Fund - Direct Growth has an expense ratio of 0.81% , which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹35.101+0.13% 1 day change	12.13% p.a.	#NA View Ranked Funds	₹5,035 Crs

Historical NAV & returns

NAV: ₹35.101 as on Jun 05, 2025

This fund Category average

SBI PSU Fund overview

Expense ratio	0.81% as on May 31, 2025
Exit load	0.5% Exit load of 0.50% if redeemed within 30 days.!
AUM (Fund size)	₹5,035 Crs
Lock-in	No Lockin
Age	12 yrs 5 m since Jan 01, 2013
Benchmark	BSE PSU TRI
Min. investment	SIP ₹500 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

SBI PSU Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	5.65%	5.81%
3 Months	13.95%	14.61%
6 Months	-2.32%	-2.87%
1 Year	3.25%	1.04%
2 Years	41.88%	39.49%
3 Years	36.45%	36.14%
4 Years	27.79%	28.11%
5 Years	31.92%	32.18%
7 Years	18.09%	19.9%
10 Years	14.16%	16.45%

View returns in detail

Asset allocationas on Apr 30, 2025

Large Cap 71.80127999999999%

Mid Cap 21.64824%

Small Cap 2.85048%

Other Cap 0.0%

Top holdings

State Bank of India13.43%

GAIL (India) Ltd.9.67%

Power Grid Corporation Of India Ltd.9.24%

NTPC Ltd.8.55%

Top sectors

Energy 44.76%

Financial 28.02%

Capital Goods 8.47%

Insurance 7.58%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.1%

Allocation by Instruments

Repo 3.91%

Treasury Bills 0.1%

Other Holdings

Others 3.91%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
SBI PSU Fund	N.A.	₹5,035 Crs	12 yrs 5 m	0.81%
Aditya Birla Sun Life PSU Equity Fund	N.A.	₹5,391 Crs	5 yrs 5 m	0.53%
Invesco India PSU Equity Fund	N.A.	₹1,394 Crs	12 yrs 5 m	0.94%
ICICI Prudential PSU Equity Fund	N.A.	₹2,031 Crs	2 yrs 9 m	0.86%
Quant PSU Fund	N.A.	₹717 Crs	1 yrs 4 m	0.96%

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI PSU Fund	5.65%	-2.32%	3.25%	36.45%	31.92%	14.16%
Aditya Birla Sun Life PSU Equity Fund	5.24%	-2.97%	-0.3%	33.94%	33.38%	13.6%
Invesco India PSU Equity Fund	9.21%	0.18%	3.93%	38.02%	31.23%	18.73%
ICICI Prudential PSU Equity Fund	5.12%	-3.39%	3.64%	28.68%	16.33%	7.86%
Quant PSU Fund	3.84%	-5.87%	-5.34%	1.7%	1.02%	0.51%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI PSU Fund	22.76	0.97	1.21	2.21
Aditya Birla Sun Life PSU Equity Fund	22.39	0.97	1.14	2.07
Invesco India PSU Equity Fund	22.97	0.97	1.24	2.15
ICICI Prudential PSU Equity Fund	N.A.	N.A.	N.A.	N.A.
Quant PSU Fund	N.A.	N.A.	N.A.	N.A.

View all Thematic-psu funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.37 vs. 13.39 Underperformed at beating benchmark
Sharpe	1.21 vs. 0.58 Better risk-adjusted return
Beta	0.97 vs. 0.8 More sensitive to market's ups & downs
Standard deviation	22.76 vs. 13.63 More volatile performance

Compare SBI PSU Fund in detail with

About this fund

About SBI PSU Fund

SBI PSU Direct Plan-Growth is a Thematic-PSU mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 12 yrs 5 m, having been launched on 01/01/2013. SBI PSU Direct Plan-Growth has ₹5,035 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of SBI PSU Direct Plan-Growth as of 05/06/2025 is ₹35.10. The fund has an expense ratio of 0.81%, which is close to what most other Thematic-psu funds charge.

SBI PSU Direct Plan-Growth returns of last 1-year are 6.89%. Since launch, it has delivered 12.14% average annual returns. The fund has doubled the money invested in it every 2 yrs.
SBI PSU Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Energy, Financial, Capital Goods, Insurance, Metals & Mining sectors. It has taken less exposure in Energy, Financial sectors compared to other funds in the category.
The fund's top 5 holdings are in State Bank of India, GAIL (India) Ltd., Power Grid Corporation Of India Ltd., NTPC Ltd., Bharat Electronics Ltd..

...

Fund AUM	₹5,035 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Rohit Shimpi

Mr. Shimpi is a B. Com., PGDBM (Finance), CFA. Prior to joining SBI Mutual Fund, he has worked with CNBC TV18, JP Morgans offshore research centre and HDFC Standard Life Insurance.

Investment objective

The scheme seeks to provide opportunities for long-term growth through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs and others.

SBI Mutual Fund details

No. of schemes	67 view all schemes
Total AUM	₹10,76,364 Crs as on Mar 31, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
SBI Contra Fund	N.A.	₹44,069 Crs	6.83%	34.48%
SBI Magnum Midcap Fund	N.A.	₹21,512 Crs	7.42%	31.43%
SBI Infrastructure Fund	N.A.	₹4,872 Crs	3.0%	30.88%
SBI Small Cap Fund	N.A.	₹31,790 Crs	3.73%	30.18%
SBI Long Term Equity Fund	N.A.	₹28,506 Crs	10.01%	29.06%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of SBI PSU Fund?

The current Net Asset Value (NAV) of the SBI PSU Fund - Direct Growth plan is approximately ₹35.101 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The SBI PSU Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 12.13% since inception.

SBI PSU Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
3.25%	36.45%	31.92%	14.16%	12.13%

How much does this mutual fund charge as expense ratio?

The SBI PSU Fund - Direct Growth has an expense ratio of 0.81%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The SBI PSU Fund currently has assets under management (AUM) or fund size valued at approximately ₹5,035 Crs crore as of Mar 31, 2025.

What are the top stock holdings of SBI PSU Fund?

The SBI PSU Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
State Bank of India	13.43%
GAIL (India) Ltd.	9.67%
Power Grid Corporation Of India Ltd.	9.24%
NTPC Ltd.	8.55%
Bharat Electronics Ltd.	8.47%
Bharat Petroleum Corporation Ltd.	5.97%
Bank Of Baroda	5.46%
NMDC Ltd.	3.59%
General Insurance Corporation of India	3.44%
Oil India Ltd.	3.14%

What are the top sectors SBI PSU Fund has invested in?

The SBI PSU Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Energy	44.76%
Financial	28.02%
Capital Goods	8.47%
Insurance	7.58%
Metals & Mining	5.14%
Materials	1.19%
Construction	1.14%

What is risk level of SBI PSU Fund?

This is a Thematic-psu fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in SBI PSU Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for SBI PSU Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in SBI PSU Fund is complete.

How can I redeem my investments in SBI PSU Fund?

Redeeming your investments in SBI PSU Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI PSU Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Thematic-PSU

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-PSU funds in the last 5 Years.
Age: This is the 2nd oldest Thematic-PSU fund.
Expense Ratio: This fund has the 2nd lowest expense ratio amongst actively/passively managed Thematic-PSU funds.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.50% if redeemed within 30 days.