Invesco India Gilt Fund

Q: What are the returns of this mutual fund scheme?

The Invesco India Gilt Fund is a 18 yrs old fund and has delivered average annual returns of 5.9% since inception. Invesco India Gilt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 2.49% 6.2% 4.78% 6.39% 5.9%

Q: How much does this mutual fund charge as expense ratio?

The Invesco India Gilt Fund has an expense ratio of 1.25% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹2817.3807-0.82% 1 day change	5.9% p.a.	App exclusive #NA View Ranked Funds	₹297 Cr

Historical NAV & returns

NAV: ₹2817.3807 as on Feb 02, 2026

This fund Category average

Invesco India Gilt Fund overview

AUM (Fund size)	₹297 Cr
Exit load	0%
Lock-in Period	Nil
Age	18 yrs since Jan 30, 2008
Benchmark	NIFTY All Duration G-Sec Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.25% as on Feb 02, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Invesco India Gilt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.76%	-0.45%
3 Months	-0.45%	-0.2%
6 Months	-1.2%	-0.9%
1 Year	2.49%	2.85%
2 Years	5.0%	5.33%
3 Years	6.2%	6.1%
4 Years	5.81%	5.56%
5 Years	4.78%	4.94%
7 Years	5.83%	6.51%
10 Years	6.39%	7.0%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 82.39%

Cash & Call Money 17.61%

Top Debt Holdings

GOI 82.39%

Allocation by Instruments

GOI Securities 82.39%

Net Receivables 12.81%

Repo 4.8%

Other Holdings

Others 12.81%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Invesco India Gilt Fund	-0.76%	-1.2%	2.49%	6.2%	4.78%	6.39%
SBI Gilt Fund	0.08%	-0.16%	3.72%	6.64%	5.78%	7.73%
SBI Gilt Fund	0.08%	-0.16%	3.72%	6.64%	5.78%	7.73%
Axis Gilt Fund	-0.3%	-0.07%	4.1%	6.95%	5.35%	7.08%
SBI Gilt Fund	0.08%	-0.14%	3.75%	6.65%	5.78%	7.73%
ICICI Prudential Gilt Fund	-0.25%	0.61%	5.7%	7.47%	6.18%	8.12%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Invesco India Gilt Fund	3.5	0.96	0.1	0.14
SBI Gilt Fund	3.08	0.84	0.2	0.29
SBI Gilt Fund	3.08	0.84	0.2	0.29
Axis Gilt Fund	3.0	0.82	0.3	0.46
SBI Gilt Fund	3.08	0.84	0.2	0.29
ICICI Prudential Gilt Fund	1.91	0.49	0.71	0.83

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Invesco India Gilt Fund	N.A.	297 Cr	18 yrs	1.25%
SBI Gilt Fund	N.A.	10,817 Cr	25 yrs 1 m	0.96%
SBI Gilt Fund	N.A.	10,817 Cr	22 yrs 2 m	0.96%
Axis Gilt Fund	N.A.	686 Cr	14 yrs	0.82%
SBI Gilt Fund	N.A.	10,817 Cr	22 yrs 2 m	0.96%
ICICI Prudential Gilt Fund	N.A.	9,181 Cr	26 yrs 6 m	1.1%

View all Gilt funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.09 vs. 1.57 Underperformed at beating benchmark
Sharpe	0.1 vs. 1.85 Poor risk-adjusted returns
Beta	0.96 vs. 0.43 More sensitive to market's ups & downs
Standard deviation	3.5 vs. 2.74 More volatile performance

Compare Invesco India Gilt Fund in detail with

About this fund

About Invesco India Gilt Fund

Invesco India Gilt Fund is a Gilt mutual fund scheme from Invesco Mutual Fund. This fund has been in existence for 18 yrs, having been launched on 30/01/2008. Invesco India Gilt Fund has ₹297 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Invesco India Gilt Fund as of 02/02/2026 is ₹2817.38. The fund has an expense ratio of 1.25%, which is higher than what most other Gilt funds charge.

Invesco India Gilt Fund returns of last 1-year are 2.45%. Since launch, it has delivered 5.93% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Invesco India Gilt Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI.

...

Fund AUM	297 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Vikas Garg

Mr. Garg is CFA MBA Finance, B-Tech and M- Tech Prior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.

Krishna Venkat Cheemalapati

Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad. Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Investment objective

The scheme seeks to generate returns by investing predominantly in a portfolio of securities issued and guaranteed by Central and State Government across maturities.

Invesco Mutual Fund details

No. of schemes	41 view all schemes
Total AUM	1,40,294 Cr as on Dec 31, 2025
Address	B-1001, B Wing, 10th Floor, Marathon Futurex, N. M. Joshi Marg, Lower Parel, Mumbai, Maharashtra Mumbai, 400013
Phone	+91 022-67310000

More funds from Invesco Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Invesco India Credit Risk Fund	N.A.	156 Cr	8.6%	9.19%
Invesco India Nifty G-sec Sep 2032 Index Fund	N.A.	47 Cr	6.61%	N.A.
Invesco India Nifty G-sec Jul 2027 Index Fund	N.A.	76 Cr	7.38%	N.A.
Invesco India Corporate Bond Fund	N.A.	7,307 Cr	6.51%	7.15%
Invesco India Money Market Fund	N.A.	5,215 Cr	6.9%	7.14%
Invesco India Banking and PSU Fund	N.A.	171 Cr	6.38%	7.09%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Invesco India Gilt Fund?

The current Net Asset Value (NAV) of the Invesco India Gilt Fund plan is approximately ₹2817.3807 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Invesco India Gilt Fund is a 18 yrs old fund and has delivered average annual returns of 5.9% since inception.

Invesco India Gilt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
2.49%	6.2%	4.78%	6.39%	5.9%

How much does this mutual fund charge as expense ratio?

The Invesco India Gilt Fund has an expense ratio of 1.25%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Invesco India Gilt Fund currently has assets under management (AUM) or fund size valued at approximately 297 Cr as on Dec 31, 2025.

To whom does Invesco India Gilt Fund lend to?

The top 3 debt holdings of Invesco India Gilt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	82.39%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Invesco India Gilt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	82.39%
Cash & Call Money	17.61%

What is risk level of Invesco India Gilt Fund?

This is a Gilt fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Invesco India Gilt Fund?

Redeeming your investments in the Invesco India Gilt Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Gilt

#NA

Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.