Invesco India Gilt Fund Direct- Growth

Q: What are the returns of Invesco India Gilt Fund?

The Invesco India Gilt Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 7.84% since inception. Invesco India Gilt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 11.02% 9.11% 6.21% 7.79% 7.84%

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹3184.7407+0.07% 1 day change	7.84% p.a.	#NA View Ranked Funds	₹636 Crs

Historical NAV & returns

NAV: ₹3184.7407 as on Jun 05, 2025

This fund Category average

Invesco India Gilt Fund overview

Expense ratio	0.46% as on May 31, 2025
Exit load	0%
AUM (Fund size)	₹636 Crs
Lock-in	No Lockin
Age	12 yrs 5 m since Jan 01, 2013
Benchmark	NIFTY All Duration G-Sec
Min. investment	SIP ₹1000 & Lump. ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Invesco India Gilt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	0.31%	0.45%
3 Months	5.01%	4.73%
6 Months	5.86%	5.86%
1 Year	11.02%	10.95%
2 Years	9.82%	9.25%
3 Years	9.11%	9.1%
4 Years	7.12%	7.11%
5 Years	6.21%	6.61%
7 Years	7.96%	8.48%
10 Years	7.79%	8.33%

Asset allocationas on May 31, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 95.87%

Cash & Call Money 4.13%

Top Debt Holdings

GOI 90.79%

Maharashtra State 5.08%

Allocation by Instruments

GOI Securities 90.79%

State Development Loan 5.08%

Repo 2.65%

Net Receivables 1.48%

Other Holdings

Others 1.48%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Invesco India Gilt Fund	N.A.	₹636 Crs	12 yrs 5 m	0.46%
SBI Magnum Gilt Fund	N.A.	₹11,265 Crs	12 yrs 5 m	0.46%
PGIM India Gilt Fund	N.A.	₹115 Crs	12 yrs 5 m	0.55%
DSP Gilt Fund	N.A.	₹1,782 Crs	12 yrs 5 m	0.57%
Axis Gilt Fund	N.A.	₹836 Crs	12 yrs 5 m	0.41%
LIC MF Gilt Fund	N.A.	₹87 Crs	12 yrs 5 m	0.75%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Invesco India Gilt Fund	0.31%	5.86%	11.02%	9.11%	6.21%	7.79%
SBI Magnum Gilt Fund	0.44%	6.07%	11.11%	9.54%	7.06%	8.93%
PGIM India Gilt Fund	0.68%	6.05%	11.39%	9.01%	6.86%	7.93%
DSP Gilt Fund	0.28%	5.82%	11.49%	9.47%	7.03%	8.8%
Axis Gilt Fund	0.38%	6.06%	11.58%	9.19%	6.87%	8.22%
LIC MF Gilt Fund	0.16%	5.67%	10.62%	8.18%	6.19%	7.98%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Invesco India Gilt Fund	2.86	0.87	0.85	1.68
SBI Magnum Gilt Fund	2.39	0.71	1.19	2.29
PGIM India Gilt Fund	2.31	0.73	1.01	1.87
DSP Gilt Fund	2.88	0.9	0.96	1.9
Axis Gilt Fund	2.46	0.76	0.99	2.32
LIC MF Gilt Fund	2.56	0.78	0.63	1.25

View all Gilt funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.66 vs. 2.39 Underperformed at beating benchmark
Sharpe	0.85 vs. 2.7 Poor risk-adjusted returns
Beta	0.87 vs. 1.06 Less sensitive to market ups & downs
Standard deviation	2.86 vs. 1.92 More volatile performance

Compare Invesco India Gilt Fund in detail with

About this fund

About Invesco India Gilt Fund

Invesco India Gilt Fund Direct- Growth is a Gilt mutual fund scheme from Invesco Mutual Fund. This fund has been in existence for 12 yrs 5 m, having been launched on 01/01/2013. Invesco India Gilt Fund Direct- Growth has ₹636 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Invesco India Gilt Fund Direct- Growth as of 05/06/2025 is ₹3184.74. The fund has an expense ratio of 0.46%, which is close to what most other Gilt funds charge.

Invesco India Gilt Fund Direct- Growth returns of last 1-year are 11.26%. Since launch, it has delivered 7.84% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Invesco India Gilt Fund Direct- Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Maharashtra State.

...

Fund AUM	₹636 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Vikas Garg

Mr. Garg is CFA MBA Finance, B-Tech and M- Tech Prior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.

Krishna Venkat Cheemalapati

Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad. Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Investment objective

The scheme seeks to generate returns by investing predominantly in a portfolio of securities issued and guaranteed by Central and State Government across maturities.

Invesco Mutual Fund details

No. of schemes	39 view all schemes
Total AUM	₹1,06,703 Crs as on Mar 31, 2025
Address	2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai, 400013
Phone	022-67310000 / 1800-209-0007

More funds from Invesco Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Invesco India Credit Risk Fund	N.A.	₹150 Crs	12.31%	10.76%
Invesco India Medium Duration Fund	N.A.	₹169 Crs	10.47%	8.41%
Invesco India Corporate Bond Fund	N.A.	₹7,029 Crs	10.57%	8.15%
Invesco India Banking and PSU Fund	N.A.	₹105 Crs	10.3%	8.08%
Invesco India Short Duration Fund	N.A.	₹1,051 Crs	10.09%	7.92%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Invesco India Gilt Fund?

The current Net Asset Value (NAV) of the Invesco India Gilt Fund - Direct Growth plan is approximately ₹3184.7407 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The Invesco India Gilt Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 7.84% since inception.

Invesco India Gilt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
11.02%	9.11%	6.21%	7.79%	7.84%

How much does this mutual fund charge as expense ratio?

The Invesco India Gilt Fund - Direct Growth has an expense ratio of 0.46%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Invesco India Gilt Fund currently has assets under management (AUM) or fund size valued at approximately ₹636 Crs crore as of Mar 31, 2025.

To whom does Invesco India Gilt Fund lend to?

The top 3 debt holdings of Invesco India Gilt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	90.79%
Maharashtra State	5.08%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Invesco India Gilt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	95.87%
Cash & Call Money	4.13%

What is risk level of Invesco India Gilt Fund?

This is a Gilt fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Invesco India Gilt Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Invesco India Gilt Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Invesco India Gilt Fund is complete.

How can I redeem my investments in Invesco India Gilt Fund?

Redeeming your investments in Invesco India Gilt Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Invesco India Gilt Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Gilt

#NA

Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.