Invesco India Banking and PSU Fund

Q: What are the returns of this mutual fund scheme?

The Invesco India Banking and PSU Fund is a 13 yrs 1 m old fund and has delivered average annual returns of 6.64% since inception. Invesco India Banking and PSU Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.38% 7.09% 5.42% 6.39% 6.64%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹2325.2942-0.01% 1 day change	6.64% p.a.	App exclusive #NA View Ranked Funds	₹171 Cr

Historical NAV & returns

NAV: ₹2325.2942 as on Feb 02, 2026

This fund Category average

Invesco India Banking and PSU Fund overview

AUM (Fund size)	₹171 Cr
Exit load	0%
Lock-in Period	Nil
Age	13 yrs 1 m since Dec 10, 2012
Benchmark	Nifty Banking & PSU Debt Index A-II
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.63% as on Feb 02, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Invesco India Banking and PSU Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.0%	0.0%
3 Months	0.52%	0.53%
6 Months	1.62%	1.68%
1 Year	6.38%	6.56%
2 Years	7.15%	7.17%
3 Years	7.09%	7.14%
4 Years	5.99%	6.33%
5 Years	5.42%	5.84%
7 Years	6.34%	6.83%
10 Years	6.39%	6.98%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 50.68%

A1+ 22.14%

SOV 17.55%

Cash & Call Money 9.39%

Top Debt Holdings

GOI 17.55%

Indian Bank 8.74%

Kotak Mahindra Bank Ltd. 5.85%

Export-Import Bank Of India 5.06%

Allocation by Instruments

Debenture 24.840000000000003%

Certificate of Deposit 22.14%

GOI Securities 17.55%

Non Convertible Debenture 12.79%

Other Holdings

Others 2.34%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Invesco India Banking and PSU Fund	0.0%	1.62%	6.38%	7.09%	5.42%	6.39%
ICICI Prudential Banking & PSU Debt Fund	-0.02%	2.01%	6.86%	7.41%	6.27%	7.39%
ITI Banking & PSU Debt Fund	0.14%	1.8%	6.24%	6.75%	5.88%	2.95%
Axis Banking & PSU Debt Fund	-0.03%	1.74%	6.66%	6.96%	5.8%	7.11%
Bandhan Banking and PSU Fund	0.06%	1.71%	6.37%	6.94%	5.8%	7.05%
Sundaram Banking & PSU Fund	-0.05%	1.73%	6.68%	7.22%	5.6%	6.52%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Invesco India Banking and PSU Fund	1.37	1.48	0.57	0.98
ICICI Prudential Banking & PSU Debt Fund	0.93	1.08	1.17	1.58
ITI Banking & PSU Debt Fund	0.87	0.96	0.5	0.86
Axis Banking & PSU Debt Fund	1.08	1.31	0.62	0.93
Bandhan Banking and PSU Fund	1.0	1.23	0.62	0.99
Sundaram Banking & PSU Fund	1.17	1.43	0.78	1.29

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Invesco India Banking and PSU Fund	N.A.	171 Cr	13 yrs 1 m	0.63%
ICICI Prudential Banking & PSU Debt Fund	N.A.	9,728 Cr	16 yrs 1 m	0.73%
ITI Banking & PSU Debt Fund	N.A.	37 Cr	5 yrs 3 m	0.7%
Axis Banking & PSU Debt Fund	N.A.	13,574 Cr	13 yrs 8 m	0.62%
Bandhan Banking and PSU Fund	N.A.	12,651 Cr	12 yrs 11 m	0.66%
Sundaram Banking & PSU Fund	N.A.	377 Cr	21 yrs 1 m	0.44%

View all Banking And Psu funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.55 vs. 3.19 Higher outperformance against benchmark
Sharpe	0.57 vs. 3.7 Poor risk-adjusted returns
Beta	1.48 vs. 1.12 More sensitive to market's ups & downs
Standard deviation	1.37 vs. 1.13 More volatile performance

Compare Invesco India Banking and PSU Fund in detail with

About this fund

About Invesco India Banking and PSU Fund

Invesco India Banking and PSU Fund is a Banking and PSU mutual fund scheme from Invesco Mutual Fund. This fund has been in existence for 13 yrs 1 m, having been launched on 10/12/2012. Invesco India Banking and PSU Fund has ₹171 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Invesco India Banking and PSU Fund as of 02/02/2026 is ₹2325.29. The fund has an expense ratio of 0.63%, which is higher than what most other Banking And Psu funds charge.

Invesco India Banking and PSU Fund returns of last 1-year are 6.46%. Since launch, it has delivered 6.65% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Invesco India Banking and PSU Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Indian Bank, Kotak Mahindra Bank Ltd., Export-Import Bank Of India, National Bank For Agriculture & Rural Development.

...

Fund AUM	171 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Vikas Garg

Mr. Garg is CFA MBA Finance, B-Tech and M- Tech Prior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.

Krishna Venkat Cheemalapati

Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad. Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Investment objective

The fund generates returns by investing primarily in debt & Money Market Instruments issued by Banks, Public Financial Institutions (PFIs), Public Sector Undertakings (PSUs) and Municipal Bonds.

Invesco Mutual Fund details

No. of schemes	41 view all schemes
Total AUM	1,40,294 Cr as on Dec 31, 2025
Address	B-1001, B Wing, 10th Floor, Marathon Futurex, N. M. Joshi Marg, Lower Parel, Mumbai, Maharashtra Mumbai, 400013
Phone	+91 022-67310000

More funds from Invesco Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Invesco India Credit Risk Fund	N.A.	156 Cr	8.6%	9.19%
Invesco India Nifty G-sec Sep 2032 Index Fund	N.A.	47 Cr	6.61%	N.A.
Invesco India Nifty G-sec Jul 2027 Index Fund	N.A.	76 Cr	7.38%	N.A.
Invesco India Corporate Bond Fund	N.A.	7,307 Cr	6.51%	7.15%
Invesco India Money Market Fund	N.A.	5,215 Cr	6.9%	7.14%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Invesco India Banking and PSU Fund?

The current Net Asset Value (NAV) of the Invesco India Banking and PSU Fund plan is approximately ₹2325.2942 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Invesco India Banking and PSU Fund is a 13 yrs 1 m old fund and has delivered average annual returns of 6.64% since inception.

Invesco India Banking and PSU Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.38%	7.09%	5.42%	6.39%	6.64%

How much does this mutual fund charge as expense ratio?

The Invesco India Banking and PSU Fund has an expense ratio of 0.63%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Invesco India Banking and PSU Fund currently has assets under management (AUM) or fund size valued at approximately 171 Cr as on Dec 31, 2025.

To whom does Invesco India Banking and PSU Fund lend to?

The top 3 debt holdings of Invesco India Banking and PSU Fund are as follows

Holding Name	Percentage of Portfolio
GOI	17.55%
Indian Bank	8.74%
Kotak Mahindra Bank Ltd.	5.85%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Invesco India Banking and PSU Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	50.68%
A1+	22.14%
SOV	17.55%

What is risk level of Invesco India Banking and PSU Fund?

This is a Banking And Psu fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Invesco India Banking and PSU Fund?

Redeeming your investments in the Invesco India Banking and PSU Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Banking and PSU

#NA

Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.