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ICICI Prudential Banking and Financial Services Direct Plan-Growth
| NAV as of Jul 21, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹153.11+1.16% 1 day change | 16.13% |   | ₹9,375 Cr |
Historical NAV & returns
NAV: ₹153.11 as on Jul 21, 2025
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ICICI Prudential Banking and Financial Services Fund overview
| Expense ratio | 1.01% as on May 31, 2025 |
| Exit load | 1.0% Exit load of 1% if redeemed within 15 days! |
| AUM (Fund size) | ₹9,375 Cr |
| Lock-in Period | Nil |
| Age | 12 yrs 6 m since Jan 01, 2013 |
| Benchmark | NIFTY Financial Services TRI |
| Min. investment | SIP: ₹100 & Lumpsum: ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
ICICI Prudential Banking and Financial Services Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Jul 22, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -0.07% | -0.09% |
| 3 Months | 4.68% | 5.13% |
| 6 Months | 17.43% | 18.68% |
| 1 Year | 13.72% | 13.48% |
| 2 Years | 17.13% | 20.17% |
| 3 Years | 19.6% | 22.37% |
| 4 Years | 14.34% | 17.06% |
| 5 Years | 22.37% | 23.7% |
| 7 Years | 13.51% | 14.43% |
| 10 Years | 14.49% | 14.74% |
Asset allocationas on Apr 30, 2025
Large Cap 66.18%
Mid Cap 13.83%
Small Cap 9.09%
Other Cap 0%
Top holdings
Top sectors
Financial 75.79999999999998%
Insurance 13.01%
Services 2.19%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Reserve Bank of India 1.32%
Allocation by Instruments
Repo 9.9210196%
Cash Margin 1.78735724%
Treasury Bills 1.3991736000000001%
Other Holdings
Others 2.05%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from ICICI Prudential Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Outperformance: This fund has generated highest return amongst Sectoral-Banking funds in the last 10 Years.
- Age: This is the oldest Sectoral-Banking fund.
- Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1% if redeemed within 15 days