ICICI Prudential Banking and Financial Services Fund

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹137.74+0.01% 1 day change	16.47% p.a.	App exclusive #NA View Ranked Funds	₹10,021 Cr

Historical NAV & returns

NAV: ₹137.74 as on Oct 20, 2025

This fund Category average

ICICI Prudential Banking and Financial Services Fund overview

AUM (Fund size)	₹10,021 Cr
Exit load	1.0% Exit load of 1% if redeemed within 15 days!
Lock-in Period	Nil
Age	17 yrs 3 m since Jul 09, 2008
Benchmark	NIFTY Financial Services TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.81% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

ICICI Prudential Banking and Financial Services Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	3.97%	4.91%
3 Months	2.29%	3.57%
6 Months	7.15%	8.93%
1 Year	12.88%	14.88%
2 Years	18.94%	21.06%
3 Years	16.31%	18.03%
4 Years	10.89%	12.39%
5 Years	21.37%	21.91%
7 Years	14.47%	15.68%
10 Years	14.25%	14.4%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 72.57%

Mid Cap 12.02%

Small Cap 12.11%

Other Cap 0%

Top holdings

HDFC Bank Ltd.20.01%

State Bank of India8.26%

Axis Bank Ltd.7.78%

SBI Life Insurance Company Ltd.5.55%

Top sectors

Financial 79.57000000000002%

Insurance 13.879999999999999%

Services 3.27%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.66%

Allocation by Instruments

Repo 3.10967222%

Treasury Bills 0.65528052%

Cash Margin 0.24191483%

Other Holdings

Others 0.24%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
ICICI Prudential Banking and Financial Services Fund	3.97%	7.15%	12.88%	16.31%	21.37%	14.25%
Sundaram Financial Services Opportunities Fund	5.97%	4.68%	10.64%	18.52%	21.97%	14.36%
Nippon India Banking & Financial Services Fund	4.64%	6.8%	14.29%	18.38%	25.83%	13.97%
SBI Banking & Financial Services Fund	4.81%	11.41%	18.61%	19.31%	21.55%	16.75%
Invesco India Financial Services Fund	5.05%	9.6%	13.34%	20.89%	21.83%	15.32%
Tata Banking and Financial Services Fund	5.79%	7.55%	15.2%	18.32%	20.07%	16.13%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ICICI Prudential Banking and Financial Services Fund	11.0	0.77	0.83	1.75
Sundaram Financial Services Opportunities Fund	13.09	0.91	0.88	1.67
Nippon India Banking & Financial Services Fund	12.0	0.84	0.92	1.76
SBI Banking & Financial Services Fund	11.71	0.81	1.03	1.88
Invesco India Financial Services Fund	12.65	0.82	1.04	1.66
Tata Banking and Financial Services Fund	13.0	0.9	0.85	2.04

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ICICI Prudential Banking and Financial Services Fund	N.A.	10,021 Cr	17 yrs 3 m	1.81%
Sundaram Financial Services Opportunities Fund	N.A.	1,514 Cr	17 yrs 6 m	2.1%
Nippon India Banking & Financial Services Fund	N.A.	7,185 Cr	22 yrs 5 m	1.84%
SBI Banking & Financial Services Fund	N.A.	8,693 Cr	10 yrs 8 m	1.78%
Invesco India Financial Services Fund	N.A.	1,422 Cr	17 yrs 5 m	2.13%
Tata Banking and Financial Services Fund	N.A.	2,917 Cr	9 yrs 10 m	1.91%

View all Sectoral-banking funds

Key risk & return ratios Compared to other funds in the category

Alpha	4.08 vs. 5.12 Underperformed at beating benchmark
Sharpe	0.83 vs. 3.91 Poor risk-adjusted returns
Beta	0.77 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	11.0 vs. 7.62 More volatile performance

Compare ICICI Prudential Banking and Financial Services Fund in detail with

About this fund

About ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is a Sectoral-Banking mutual fund scheme from Icici Prudential Mutual Fund. This fund has been in existence for 17 yrs 3 m, having been launched on 09/07/2008. ICICI Prudential Banking and Financial Services Fund has ₹10,021 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of ICICI Prudential Banking and Financial Services Fund as of 20/10/2025 is ₹137.74. The fund has an expense ratio of 1.81%, which is higher than what most other Sectoral-banking funds charge.

ICICI Prudential Banking and Financial Services Fund returns of last 1-year are 10.58%. Since launch, it has delivered 16.50% average annual returns. The fund has doubled the money invested in it every 5 yrs.
ICICI Prudential Banking and Financial Services Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Insurance, Services sectors. It has taken less exposure in Financial, Insurance sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., State Bank of India, Axis Bank Ltd., SBI Life Insurance Company Ltd., Kotak Mahindra Bank Ltd..

...

Fund AUM	10,021 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Roshan Chutkey

Roshan Chutkey did his engineering from IIT Madras, MBA from IIM Lucknow and has a Masters in Finance degree from London Business School. He is associated with ICICI Prudential AMC from February 2015 and has 12 years of overall experience in the industry.

Investment objective

The scheme seeks to maximize long term capital gains by investing in equity and equity related securities of banking, financial and non-banking financial companies that form a part of Banking and Financial Services Industry. A large share of the assets of the scheme will be invested in the stocks comprising the benchmark, BSE Bankex Index.

ICICI Prudential Mutual Fund details

No. of schemes	103 view all schemes
Total AUM	10,60,747 Cr as on Sep 30, 2025
Address	One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai, 400051

More funds from ICICI Prudential Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
ICICI Prudential Infrastructure Fund	N.A.	7,863 Cr	7.36%	37.42%
ICICI Prudential BHARAT 22 FOF Scheme	N.A.	2,354 Cr	3.93%	35.65%
ICICI Prudential India Opportunities Fund	N.A.	30,802 Cr	8.97%	32.63%
ICICI Prudential Commodities Fund	N.A.	3,059 Cr	12.0%	31.64%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,936 Cr	7.93%	29.89%
ICICI Prudential Manufacturing Fund	N.A.	6,608 Cr	7.1%	29.79%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of ICICI Prudential Banking and Financial Services Fund?

The current Net Asset Value (NAV) of the ICICI Prudential Banking and Financial Services Fund plan is approximately ₹137.74 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The ICICI Prudential Banking and Financial Services Fund is a 17 yrs 3 m old fund and has delivered average annual returns of 16.47% since inception.

ICICI Prudential Banking and Financial Services Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
12.88%	16.31%	21.37%	14.25%	16.47%

How much does this mutual fund charge as expense ratio?

The ICICI Prudential Banking and Financial Services Fund has an expense ratio of 1.81%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ICICI Prudential Banking and Financial Services Fund currently has assets under management (AUM) or fund size valued at approximately 10,021 Cr as on Sep 30, 2025.

What are the top stock holdings of ICICI Prudential Banking and Financial Services Fund?

The ICICI Prudential Banking and Financial Services Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	20.01%
State Bank of India	8.26%
Axis Bank Ltd.	7.78%
SBI Life Insurance Company Ltd.	5.55%
Kotak Mahindra Bank Ltd.	5.25%
HDFC Life Insurance Co Ltd.	3.85%
Max Financial Services Ltd.	2.59%
ICICI Lombard General Insurance Company Ltd.	2.56%
LIC Housing Finance Ltd.	1.95%
Medi Assist Healthcare Services Ltd.	1.4%

What are the top sectors ICICI Prudential Banking and Financial Services Fund has invested in?

The ICICI Prudential Banking and Financial Services Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	79.57000000000002%
Insurance	13.879999999999999%
Services	3.27%

What is risk level of ICICI Prudential Banking and Financial Services Fund?

This is a Sectoral-banking fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in ICICI Prudential Banking and Financial Services Fund?

Redeeming your investments in the ICICI Prudential Banking and Financial Services Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Sectoral-Banking

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Sectoral-Banking funds in the last 10 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 15 days