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Franklin India Equity Savings Fund Direct - Growth
| NAV as of Oct 20, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹18.26+0.09% 1 day change | 8.77% | App exclusive   | ₹657 Cr |
Historical NAV & returns
NAV: ₹18.26 as on Oct 20, 2025
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Franklin India Equity Savings Fund overview
| Expense ratio | 0.29% as on Sep 30, 2025 |
| Exit load | 0% |
| AUM (Fund size) | ₹657 Cr |
| Lock-in Period | Nil |
| Age | 7 yrs 2 m since Aug 03, 2018 |
| Benchmark | NIFTY Equity Savings TRI |
| Min. investment | SIP: ₹500 & Lumpsum: ₹5000 |
| Risk | Moderate |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Franklin India Equity Savings Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Oct 17, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 1.06% | 1.34% |
| 3 Months | 1.98% | 2.4% |
| 6 Months | 4.13% | 5.38% |
| 1 Year | 7.07% | 7.78% |
| 2 Years | 9.76% | 12.11% |
| 3 Years | 9.3% | 11.22% |
| 4 Years | 7.63% | 9.07% |
| 5 Years | 11.15% | 11.61% |
| 7 Years | 9.5% | 10.16% |
Asset allocationas on Sep 30, 2025
Large Cap 14.99%
Mid Cap 1.35%
Small Cap 0.2%
Other Cap 0%
Top holdings
Top sectors
Financial 19.849999999999998%
Energy 13.270000000000001%
Communication 5.389999999999999%
Technology 5.17%
Cash 48.82795479%
SOV 9.7221156%
AAA 9.06999578%
Cash & Call Money 8.17016738%
Top Debt Holdings
GOI 6.5%
Embassy Office Parks REIT 3.82%
Bajaj Finance Ltd. 3.25%
Jammu & Kashmir State 3.16%
Allocation by Instruments
Cash Margin 48.82795479%
Debenture 12.40319838%
Cash/Net Current Assets 8.17016738%
GOI Securities 6.49821556%
Other Holdings
Others 48.83%
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Franklin Templeton Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Outperformance: This fund has generated highest return amongst Equity Savings funds in the last 5 Years.
- Expense Ratio: This fund has the 2nd lowest expense ratio amongst actively/passively managed Equity Savings funds.
- Exit Load: This fund has no exit load.
- Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
- Return/Risk: The fund is performing poorly than its category.