Franklin India Equity Savings Fund

Q: What are the returns of this mutual fund scheme?

The Franklin India Equity Savings Fund is a 7 yrs 6 m old fund and has delivered average annual returns of 7.17% since inception. Franklin India Equity Savings Fund Returns 1-Year 3-Year 5-Year Since Inception 5.88% 8.4% 7.7% 7.17%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.7408-0.25% 1 day change	7.17% p.a.	App exclusive #NA View Ranked Funds	₹685 Cr

Historical NAV & returns

NAV: ₹16.7408 as on Feb 02, 2026

This fund Category average

Franklin India Equity Savings Fund overview

AUM (Fund size)	₹685 Cr
Exit load	0%
Lock-in Period	Nil
Age	7 yrs 6 m since Aug 03, 2018
Benchmark	NIFTY Equity Savings TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.12% as on Jan 31, 2026
Plan type	Regular
Risk	Moderate
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Franklin India Equity Savings Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.49%	-1.17%
3 Months	0.42%	-0.56%
6 Months	2.19%	1.52%
1 Year	5.88%	5.89%
2 Years	6.78%	6.4%
3 Years	8.4%	8.78%
4 Years	6.65%	7.06%
5 Years	7.7%	7.46%
7 Years	7.81%	7.9%

Asset allocationas on Dec 31, 2025

Large Cap 15.26%

Mid Cap 1.16%

Small Cap 0.57%

Other Cap 0%

Top holdings

Axis Bank Ltd.5.07%

Reliance Industries Ltd.4.81%

Bharti Airtel Ltd.4.13%

HDFC Bank Ltd.3.85%

Top sectors

Financial 23.09%

Energy 10.579999999999998%

Communication 6.55%

Automobile 3.86%

Cash 48.78053059%

SOV 16.38713756%

AAA 9.50903825%

AA 4.89419993%

Top Debt Holdings

GOI 9.55%

Uttarakhand State 3.7%

Embassy Office Parks REIT 3.65%

Bajaj Finance Ltd. 3.16%

Allocation by Instruments

Cash Margin 48.78053059%

Debenture 12.455064830000001%

GOI Securities 9.55898807%

State Development Loan 6.8281494899999995%

Other Holdings

Others 1.57%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Franklin India Equity Savings Fund	-0.49%	2.19%	5.88%	8.4%	7.7%	N.A.
Kotak Equity Savings Fund	-2.82%	2.25%	6.3%	10.64%	9.78%	9.42%
Edelweiss Equity Savings Fund	-1.26%	2.49%	7.48%	10.96%	9.05%	9.26%
UTI Equity Savings Fund	-1.04%	3.88%	7.36%	10.58%	9.7%	6.56%
ICICI Prudential Equity Savings Fund	-0.69%	2.52%	6.93%	8.46%	7.93%	8.71%
Tata Equity Savings Fund	-1.14%	1.71%	5.98%	9.74%	8.0%	7.91%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Franklin India Equity Savings Fund	2.36	0.29	0.9	1.38
Kotak Equity Savings Fund	5.2	0.69	0.86	1.04
Edelweiss Equity Savings Fund	3.47	0.44	1.34	1.86
UTI Equity Savings Fund	4.04	0.55	1.09	1.56
ICICI Prudential Equity Savings Fund	2.39	0.29	0.89	1.33
Tata Equity Savings Fund	3.38	0.45	1.02	1.76

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Franklin India Equity Savings Fund	N.A.	685 Cr	7 yrs 6 m	1.12%
Kotak Equity Savings Fund	N.A.	9,651 Cr	11 yrs 4 m	1.75%
Edelweiss Equity Savings Fund	N.A.	1,195 Cr	11 yrs 4 m	1.58%
UTI Equity Savings Fund	N.A.	810 Cr	7 yrs 5 m	1.67%
ICICI Prudential Equity Savings Fund	N.A.	18,060 Cr	11 yrs 2 m	0.98%
Tata Equity Savings Fund	N.A.	278 Cr	28 yrs 10 m	1.14%

View all Equity Savings funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.75 vs. 3.25 Underperformed at beating benchmark
Sharpe	0.9 vs. 3.24 Poor risk-adjusted returns
Beta	0.29 vs. 0.77 Less sensitive to market ups & downs
Standard deviation	2.36 vs. 3.72 More stable returns

Compare Franklin India Equity Savings Fund in detail with

About this fund

About Franklin India Equity Savings Fund

Franklin India Equity Savings Fund is a Equity Savings mutual fund scheme from Franklin Templeton Mutual Fund. This fund has been in existence for 7 yrs 6 m, having been launched on 03/08/2018. Franklin India Equity Savings Fund has ₹685 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Franklin India Equity Savings Fund as of 02/02/2026 is ₹16.74. The fund has an expense ratio of 1.12%, which is higher than what most other Equity Savings funds charge. Currently, the fund has a 16.99% allocation to equity and 32.66% to Debt.

Franklin India Equity Savings Fund returns of last 1-year are 5.77%. Since launch, it has delivered 7.17% average annual returns.
Franklin India Equity Savings Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's equity portion is primarily invested in Financial, Energy, Communication, Automobile, Technology sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, Axis Bank Ltd., Reliance Industries Ltd., Bharti Airtel Ltd., HDFC Bank Ltd..

...

Fund AUM	685 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Rajasa Kakulavarapu

Ms. Kakulavarapu has done B.Tech and MBA. Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

Anuj Tagra

Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.

Venkatesh Sanjeevi

Mr. Sanjeevi is a PGDM (IIM- Ahmedabad), CA, B.Com Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Pictet Asset Management, London, ICICI Prudential AMC, Edelweiss Asset Mgmt. Ltd., Edelweiss Securities Ltd. and Hindustan Unilever Ltd.

Rohan Maru

Mr. Maru is M.Com and MBA in Finance. Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.

Investment objective

The Scheme intends to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments. The Scheme also intends to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies.

Franklin Templeton Mutual Fund details

No. of schemes	34 view all schemes
Total AUM	1,28,113 Cr as on Dec 31, 2025
Address	Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai, 400013
Phone	1800-425-4255 / 60004255

More funds from Franklin Templeton Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,301 Cr	5.51%	14.0%
Franklin India Income Plus Arbitrage Active FoF	N.A.	108 Cr	12.53%	12.7%
Franklin India Aggressive Hybrid Fund	N.A.	2,380 Cr	4.21%	11.98%
Franklin India Retirement Fund	N.A.	517 Cr	4.38%	7.93%
Franklin India Conservative Hybrid Fund	N.A.	214 Cr	5.34%	7.47%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Franklin India Equity Savings Fund?

The current Net Asset Value (NAV) of the Franklin India Equity Savings Fund plan is approximately ₹16.7408 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Franklin India Equity Savings Fund is a 7 yrs 6 m old fund and has delivered average annual returns of 7.17% since inception.

Franklin India Equity Savings Fund Returns

1-Year	3-Year	5-Year	Since Inception
5.88%	8.4%	7.7%	7.17%

How much does this mutual fund charge as expense ratio?

The Franklin India Equity Savings Fund has an expense ratio of 1.12%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Franklin India Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately 685 Cr as on Dec 31, 2025.

What are the top stock holdings of Franklin India Equity Savings Fund?

The Franklin India Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Axis Bank Ltd.	5.07%
Reliance Industries Ltd.	4.81%
Bharti Airtel Ltd.	4.13%
HDFC Bank Ltd.	3.85%
Kotak Mahindra Bank Ltd.	3.53%
ICICI Bank Ltd.	3.47%
NTPC Ltd.	3.41%
Mahindra & Mahindra Ltd.	3.25%
Hindustan Aeronautics Ltd.	2.98%
Larsen & Toubro Ltd.	2.13%

What are the top sectors Franklin India Equity Savings Fund has invested in?

The Franklin India Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	23.09%
Energy	10.579999999999998%
Communication	6.55%
Automobile	3.86%
Technology	3.67%
Capital Goods	3.13%
Healthcare	2.7399999999999998%
Construction	2.63%
Consumer Discretionary	2.4299999999999997%
Consumer Staples	1.9699999999999998%

To whom does Franklin India Equity Savings Fund lend to?

The top 3 debt holdings of Franklin India Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
GOI	9.55%
Uttarakhand State	3.7%
Embassy Office Parks REIT	3.65%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Franklin India Equity Savings Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash	48.78053059%
SOV	16.38713756%
AAA	9.50903825%

What is risk level of Franklin India Equity Savings Fund?

This is a Equity Savings fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Franklin India Equity Savings Fund?

Redeeming your investments in the Franklin India Equity Savings Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Equity Savings

#NA

Return Outperformance: This fund has generated highest return amongst Equity Savings funds in the last 5 Years.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.