Franklin India Balanced Advantage Fund

Q: What are the returns of this mutual fund scheme?

The Franklin India Balanced Advantage Fund is a 3 yrs 2 m old fund and has delivered average annual returns of 12.84% since inception. Franklin India Balanced Advantage Fund Returns 1-Year 3-Year Since Inception 6.3% 13.21% 12.84%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹14.5951+0.17% 1 day change	12.84% p.a.	App exclusive #NA View Ranked Funds	₹2,779 Cr

Historical NAV & returns

NAV: ₹14.5951 as on Oct 20, 2025

This fund Category average

Franklin India Balanced Advantage Fund overview

AUM (Fund size)	₹2,779 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
Lock-in Period	Nil
Age	3 yrs 2 m since Aug 16, 2022
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.93% as on Sep 30, 2025
Plan type	Regular
Risk	High

Franklin India Balanced Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 24, 2025

Period	This fund	Category average
1 Month	1.7%	2.11%
3 Months	1.56%	2.3%
6 Months	4.95%	6.06%
1 Year	6.3%	5.89%
2 Years	14.47%	14.34%
3 Years	13.21%	12.61%

Asset allocationas on Sep 30, 2025

Large Cap 39.07%

Mid Cap 3.97%

Small Cap 6.75%

Other Cap 0%

Top holdings

HDFC Bank Ltd.6.66%

ICICI Bank Ltd.5.53%

Bharti Airtel Ltd.4.32%

Larsen & Toubro Ltd.3.19%

Top sectors

Financial 17.459999999999997%

Energy 7.510000000000001%

Services 6.209999999999999%

Technology 4.98%

Cash 16.48628262%

AAA 13.73237566%

AA 8.38051848%

SOV 6.44672114%

Top Debt Holdings

GOI 4.49%

Summit Digitel Infrastructure Pvt. Ltd. 1.88%

Poonawalla Fincorp Ltd. 1.86%

Embassy Office Parks REIT 1.63%

Allocation by Instruments

Cash Margin 16.48628262%

Debenture 14.617555549999999%

Non Convertible Debenture 5.70121822%

GOI Securities 4.50581238%

Other Holdings

Others 16.49%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Franklin India Balanced Advantage Fund	1.7%	4.95%	6.3%	13.21%	N.A.	N.A.
ICICI Prudential Balanced Advantage Fund	2.09%	7.76%	10.3%	13.59%	14.75%	11.22%
Franklin India Dynamic Asset Allocation Active FoF	1.71%	4.91%	6.0%	13.46%	18.46%	10.2%
Tata Balanced Advantage Fund	2.22%	5.3%	4.9%	11.27%	12.72%	7.62%
Nippon India Balanced Advantage Fund	1.56%	5.9%	7.11%	12.69%	13.88%	10.42%
Axis Balanced Advantage Fund	2.63%	5.04%	6.55%	14.41%	13.13%	7.86%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Franklin India Balanced Advantage Fund	6.5	0.64	0.94	1.33
ICICI Prudential Balanced Advantage Fund	5.46	0.55	1.16	1.69
Franklin India Dynamic Asset Allocation Active FoF	6.43	0.63	1.02	1.55
Tata Balanced Advantage Fund	6.51	0.67	0.64	0.97
Nippon India Balanced Advantage Fund	6.93	0.72	0.81	1.21
Axis Balanced Advantage Fund	7.44	0.74	0.93	1.48

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Franklin India Balanced Advantage Fund	N.A.	2,779 Cr	3 yrs 2 m	1.93%
ICICI Prudential Balanced Advantage Fund	N.A.	66,751 Cr	18 yrs 11 m	1.44%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,285 Cr	22 yrs	2.08%
Tata Balanced Advantage Fund	N.A.	9,749 Cr	6 yrs 9 m	1.72%
Nippon India Balanced Advantage Fund	N.A.	9,480 Cr	21 yrs	1.75%
Axis Balanced Advantage Fund	N.A.	3,591 Cr	8 yrs 3 m	1.92%

View all Dynamic Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.89 vs. 3.23 Underperformed at beating benchmark
Sharpe	0.94 vs. 3.06 Poor risk-adjusted returns
Beta	0.64 vs. 0.66 Less sensitive to market ups & downs
Standard deviation	6.5 vs. 5.56 More volatile performance

Compare Franklin India Balanced Advantage Fund in detail with

About this fund

About Franklin India Balanced Advantage Fund

Franklin India Balanced Advantage Fund is a Dynamic Asset Allocation mutual fund scheme from Franklin Templeton Mutual Fund. This fund has been in existence for 3 yrs 2 m, having been launched on 16/08/2022. Franklin India Balanced Advantage Fund has ₹2,779 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Franklin India Balanced Advantage Fund as of 20/10/2025 is ₹14.60. The fund has an expense ratio of 1.93%, which is higher than what most other Dynamic Asset Allocation funds charge. Currently, the fund has a 49.79% allocation to equity and 29.29% to Debt.

Franklin India Balanced Advantage Fund returns of last 1-year are 4.77%. Since launch, it has delivered 12.87% average annual returns.
Franklin India Balanced Advantage Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's equity portion is primarily invested in Financial, Energy, Services, Technology, Communication sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., GOI, Bharti Airtel Ltd., Larsen & Toubro Ltd..

...

Fund AUM	2,779 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Rajasa Kakulavarapu

Ms. Kakulavarapu has done B.Tech and MBA. Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

Rahul Goswami

Mr. Goswami is a B. Sc (Mathematics and MBA (Finance) Prior to joining Franklin Templeton Mutual Fund, he has worked with ICICI Prudential AMC , UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.

Anuj Tagra

Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.

Chandni Gupta

She holds B.E. degree in IT and CFA degree from CFA Institute, USA. Prior to joining Franklin India Mutual Fund, she has worked with ICICI Prudential Asset Management Company Limited Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.

Venkatesh Sanjeevi

Mr. Sanjeevi is a PGDM (IIM- Ahmedabad), CA, B.Com Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Pictet Asset Management, London, ICICI Prudential AMC, Edelweiss Asset Mgmt. Ltd., Edelweiss Securities Ltd. and Hindustan Unilever Ltd.

Investment objective

The scheme seeks to generate long-term capital appreciation and income generation by investing in a dynamically managed portfolio of equity & equity related instruments and fixed income and money market instruments.

Franklin Templeton Mutual Fund details

No. of schemes	34 view all schemes
Total AUM	1,23,581 Cr as on Sep 30, 2025
Address	Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai, 400013
Phone	1800-425-4255 / 60004255

More funds from Franklin Templeton Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,285 Cr	6.0%	18.46%
Franklin India Income Plus Arbitrage Active FoF	N.A.	76 Cr	12.82%	15.08%
Franklin India Equity Savings Fund	N.A.	657 Cr	6.22%	9.97%
Franklin India Arbitrage Fund	N.A.	479 Cr	N.A.	N.A.
Franklin India Multi Asset Allocation Fund	N.A.	2,086 Cr	N.A.	N.A.

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Franklin India Balanced Advantage Fund?

The current Net Asset Value (NAV) of the Franklin India Balanced Advantage Fund plan is approximately ₹14.5951 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Franklin India Balanced Advantage Fund is a 3 yrs 2 m old fund and has delivered average annual returns of 12.84% since inception.

Franklin India Balanced Advantage Fund Returns

1-Year	3-Year	Since Inception
6.3%	13.21%	12.84%

How much does this mutual fund charge as expense ratio?

The Franklin India Balanced Advantage Fund has an expense ratio of 1.93%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Franklin India Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 2,779 Cr as on Sep 30, 2025.

What are the top stock holdings of Franklin India Balanced Advantage Fund?

The Franklin India Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	6.66%
ICICI Bank Ltd.	5.53%
Bharti Airtel Ltd.	4.32%
Larsen & Toubro Ltd.	3.19%
Reliance Industries Ltd.	3.08%
Infosys Ltd.	2.91%
Axis Bank Ltd.	2.73%
GAIL (India) Ltd.	2.24%
HCL Technologies Ltd.	2.07%
Ultratech Cement Ltd.	1.8%

What are the top sectors Franklin India Balanced Advantage Fund has invested in?

The Franklin India Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	17.459999999999997%
Energy	7.510000000000001%
Services	6.209999999999999%
Technology	4.98%
Communication	4.78%
Healthcare	4.49%
Construction	3.73%
Consumer Staples	3.22%
Automobile	2.89%
Capital Goods	2.37%

To whom does Franklin India Balanced Advantage Fund lend to?

The top 3 debt holdings of Franklin India Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	4.49%
Summit Digitel Infrastructure Pvt. Ltd.	1.88%
Poonawalla Fincorp Ltd.	1.86%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Franklin India Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash	16.48628262%
AAA	13.73237566%
AA	8.38051848%

What is risk level of Franklin India Balanced Advantage Fund?

This is a Dynamic Asset Allocation fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Franklin India Balanced Advantage Fund?

Redeeming your investments in the Franklin India Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Asset Allocation

#NA

Return Outperformance: This fund has generated highest return amongst Dynamic Asset Allocation funds in the last 3 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.