Franklin India Conservative Hybrid Fund

Q: What are the returns of this mutual fund scheme?

The Franklin India Conservative Hybrid Fund is a 25 yrs 1 m old fund and has delivered average annual returns of 9.27% since inception. Franklin India Conservative Hybrid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.98% 9.74% 8.95% 7.52% 9.27%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹92.1663+0.05% 1 day change	9.27% p.a.	App exclusive #NA View Ranked Funds	₹203 Cr

Historical NAV & returns

NAV: ₹92.1663 as on Oct 20, 2025

This fund Category average

Franklin India Conservative Hybrid Fund overview

AUM (Fund size)	₹203 Cr
Exit load	0%
Lock-in Period	Nil
Age	25 yrs 1 m since Sep 11, 2000
Benchmark	CRISIL Hybrid 85+15 Conservative Index
Min. investment	This scheme is currently not buyable
Expense ratio	1.42% as on Sep 30, 2025
Plan type	Regular
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Franklin India Conservative Hybrid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	1.24%	1.08%
3 Months	1.02%	1.29%
6 Months	3.53%	3.31%
1 Year	6.98%	6.41%
2 Years	10.82%	10.14%
3 Years	9.74%	9.25%
4 Years	7.73%	7.67%
5 Years	8.95%	9.12%
7 Years	8.38%	8.42%
10 Years	7.52%	7.66%

Asset allocationas on Sep 30, 2025

Large Cap 16.99%

Mid Cap 2.08%

Small Cap 3.88%

Other Cap 0%

Top holdings

HDFC Bank Ltd.2.34%

ICICI Bank Ltd.1.79%

Larsen & Toubro Ltd.1.08%

Bharti Airtel Ltd.1.05%

Top sectors

Financial 6.22%

Services 2.45%

Energy 2.06%

Technology 1.67%

AAA 44.23992294%

SOV 14.77943434%

AA 9.38334219%

Cash & Call Money 8.28719841%

Top Debt Holdings

GOI 14.58%

Bajaj Finance Ltd. 7.88%

REC Ltd. 5.5%

Mahindra Rural Housing Finance Ltd. 5.22%

Allocation by Instruments

Debenture 35.43809459%

GOI Securities 14.58063413%

Bonds 13.08071365%

Cash/Net Current Assets 8.28719841%

Other Holdings

Others 0.36%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Franklin India Conservative Hybrid Fund	1.24%	3.53%	6.98%	9.74%	8.95%	7.52%
ICICI Prudential Regular Savings Fund	0.83%	4.91%	8.44%	10.41%	9.94%	9.38%
SBI Conservative Hybrid Fund	1.06%	4.05%	6.59%	10.05%	11.0%	9.01%
HDFC Hybrid Debt Fund	1.37%	2.1%	5.41%	10.46%	11.19%	8.8%
Nippon India Conservative Hybrid Fund	1.19%	5.08%	9.09%	9.24%	8.94%	5.62%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Franklin India Conservative Hybrid Fund	3.49	0.9	0.84	1.28
ICICI Prudential Regular Savings Fund	2.94	0.75	1.2	1.74
SBI Conservative Hybrid Fund	3.34	0.82	1.0	1.67
HDFC Hybrid Debt Fund	3.95	0.98	0.95	1.6
Nippon India Conservative Hybrid Fund	1.9	0.45	1.27	2.13

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Franklin India Conservative Hybrid Fund	N.A.	203 Cr	25 yrs 1 m	1.42%
ICICI Prudential Regular Savings Fund	N.A.	3,264 Cr	21 yrs 8 m	1.72%
SBI Conservative Hybrid Fund	N.A.	9,859 Cr	24 yrs 8 m	1.54%
HDFC Hybrid Debt Fund	N.A.	3,348 Cr	21 yrs 11 m	1.75%
Nippon India Conservative Hybrid Fund	N.A.	902 Cr	21 yrs 10 m	1.88%

View all Conservative Hybrid funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.14 vs. 2.91 Underperformed at beating benchmark
Sharpe	0.84 vs. 2.94 Poor risk-adjusted returns
Beta	0.9 vs. 1.03 Less sensitive to market ups & downs
Standard deviation	3.49 vs. 3.47 More volatile performance

Compare Franklin India Conservative Hybrid Fund in detail with

About this fund

About Franklin India Conservative Hybrid Fund

Franklin India Conservative Hybrid Fund is a Conservative Hybrid mutual fund scheme from Franklin Templeton Mutual Fund. This fund has been in existence for 25 yrs 1 m, having been launched on 11/09/2000. Franklin India Conservative Hybrid Fund has ₹203 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Franklin India Conservative Hybrid Fund as of 20/10/2025 is ₹92.17. The fund has an expense ratio of 1.42%, which is higher than what most other Conservative Hybrid funds charge. Currently, the fund has a 22.95% allocation to equity and 68.76% to Debt.

Franklin India Conservative Hybrid Fund returns of last 1-year are 6.18%. Since launch, it has delivered 9.26% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Franklin India Conservative Hybrid Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Financial, Services, Energy, Technology, Healthcare sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The debt portion of the fund has moderate credit quality indicating the quality of borrowers it has lent it to is good.
The fund's top 5 holdings are in GOI, Bajaj Finance Ltd., REC Ltd., Mahindra Rural Housing Finance Ltd., Small Industries Devp. Bank of India Ltd..

...

Fund AUM	203 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Rajasa Kakulavarapu

Ms. Kakulavarapu has done B.Tech and MBA. Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

Rahul Goswami

Mr. Goswami is a B. Sc (Mathematics and MBA (Finance) Prior to joining Franklin Templeton Mutual Fund, he has worked with ICICI Prudential AMC , UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.

Pallab Roy

Mr. Roy is a M.Com and MBA (Finance). He has been associated with Franklin Templeton Investments since 2001.

Venkatesh Sanjeevi

Mr. Sanjeevi is a PGDM (IIM- Ahmedabad), CA, B.Com Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Pictet Asset Management, London, ICICI Prudential AMC, Edelweiss Asset Mgmt. Ltd., Edelweiss Securities Ltd. and Hindustan Unilever Ltd.

Rohan Maru

Mr. Maru is M.Com and MBA in Finance. Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.

Investment objective

The Scheme seeks to provide regular income through a portfolio of predominantly fixed income securities with a maximum with a maximum exposure of 20% to equities. exposure of 25% to equities.

Franklin Templeton Mutual Fund details

No. of schemes	34 view all schemes
Total AUM	1,23,581 Cr as on Sep 30, 2025
Address	Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai, 400013
Phone	1800-425-4255 / 60004255

More funds from Franklin Templeton Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,285 Cr	6.0%	18.46%
Franklin India Income Plus Arbitrage Active FoF	N.A.	76 Cr	12.82%	15.08%
Franklin India Equity Savings Fund	N.A.	657 Cr	6.22%	9.97%
Franklin India Balanced Advantage Fund	N.A.	2,779 Cr	6.3%	N.A.
Franklin India Arbitrage Fund	N.A.	479 Cr	N.A.	N.A.
Franklin India Multi Asset Allocation Fund	N.A.	2,086 Cr	N.A.	N.A.

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Franklin India Conservative Hybrid Fund?

The current Net Asset Value (NAV) of the Franklin India Conservative Hybrid Fund plan is approximately ₹92.1663 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Franklin India Conservative Hybrid Fund is a 25 yrs 1 m old fund and has delivered average annual returns of 9.27% since inception.

Franklin India Conservative Hybrid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.98%	9.74%	8.95%	7.52%	9.27%

How much does this mutual fund charge as expense ratio?

The Franklin India Conservative Hybrid Fund has an expense ratio of 1.42%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Franklin India Conservative Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately 203 Cr as on Sep 30, 2025.

What are the top stock holdings of Franklin India Conservative Hybrid Fund?

The Franklin India Conservative Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	2.34%
ICICI Bank Ltd.	1.79%
Larsen & Toubro Ltd.	1.08%
Bharti Airtel Ltd.	1.05%
Axis Bank Ltd.	1.0%
Infosys Ltd.	0.99%
Eternal Ltd.	0.77%
Reliance Industries Ltd.	0.74%
HCL Technologies Ltd.	0.68%
NTPC Ltd.	0.56%

What are the top sectors Franklin India Conservative Hybrid Fund has invested in?

The Franklin India Conservative Hybrid Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	6.22%
Services	2.45%
Energy	2.06%
Technology	1.67%
Healthcare	1.6400000000000001%
Automobile	1.4500000000000002%
Construction	1.34%
Communication	1.27%
Consumer Staples	1.22%
Capital Goods	0.8900000000000001%

To whom does Franklin India Conservative Hybrid Fund lend to?

The top 3 debt holdings of Franklin India Conservative Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
GOI	14.58%
Bajaj Finance Ltd.	7.88%
REC Ltd.	5.5%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Franklin India Conservative Hybrid Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	44.23992294%
SOV	14.77943434%
AA	9.38334219%

What is risk level of Franklin India Conservative Hybrid Fund?

This is a Conservative Hybrid fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Franklin India Conservative Hybrid Fund?

Redeeming your investments in the Franklin India Conservative Hybrid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Conservative Hybrid

#NA

Return Outperformance: This fund has generated highest return amongst Conservative Hybrid funds in the last 5 Years.
Chance: This fund has generated a 7.47% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.