Baroda BNP Paribas Balanced Advantage Fund

Q: What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Balanced Advantage Fund is a 7 yrs old fund and has delivered average annual returns of 14.04% since inception. Baroda BNP Paribas Balanced Advantage Fund Returns 1-Year 3-Year 5-Year Since Inception 7.95% 14.63% 14.29% 14.04%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹24.9716+0.52% 1 day change	14.04% p.a.	App exclusive #NA View Ranked Funds	₹4,362 Cr

Historical NAV & returns

NAV: ₹24.9716 as on Oct 20, 2025

This fund Category average

Baroda BNP Paribas Balanced Advantage Fund overview

AUM (Fund size)	₹4,362 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
Lock-in Period	Nil
Age	7 yrs since Oct 22, 2018
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.88% as on Sep 30, 2025
Plan type	Regular
Risk	Very High

Baroda BNP Paribas Balanced Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 24, 2025

Period	This fund	Category average
1 Month	2.74%	2.11%
3 Months	1.94%	2.3%
6 Months	8.4%	6.06%
1 Year	7.95%	5.89%
2 Years	16.64%	14.34%
3 Years	14.63%	12.61%
4 Years	11.05%	10.06%
5 Years	14.29%	13.26%

Asset allocationas on Sep 30, 2025

Large Cap 45.43%

Mid Cap 23.33%

Small Cap 8%

Other Cap 0%

Top holdings

HDFC Bank Ltd.6.84%

ICICI Bank Ltd.4.71%

Reliance Industries Ltd.3.13%

Bharti Airtel Ltd.2.8%

Top sectors

Financial 21.19%

Services 10.5%

Capital Goods 6.74%

Healthcare 6.08%

SOV 7.06%

AAA 3.3%

AA 2.83%

Cash & Call Money 2.43%

Top Debt Holdings

GOI 6.72%

Piramal Finance Ltd. 2.29%

Others 2.26%

Sansar Trust 0.97%

Allocation by Instruments

GOI Securities 6.719999999999999%

Infrastructure Investment Trust 4.5%

Debenture 4.180000000000001%

Real Estate Investment Trusts 2.31%

Other Holdings

Embassy Office Parks REIT 1.35%

NXT-Infra Trust 1.15%

National Highways Infra Trust 1.13%

IndiGrid Infrastructure Trust 1.01%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Baroda BNP Paribas Balanced Advantage Fund	2.74%	8.4%	7.95%	14.63%	14.29%	N.A.
ICICI Prudential Balanced Advantage Fund	2.09%	7.76%	10.3%	13.59%	14.75%	11.22%
Franklin India Dynamic Asset Allocation Active FoF	1.71%	4.91%	6.0%	13.46%	18.46%	10.2%
Tata Balanced Advantage Fund	2.22%	5.3%	4.9%	11.27%	12.72%	7.62%
Nippon India Balanced Advantage Fund	1.56%	5.9%	7.11%	12.69%	13.88%	10.42%
Axis Balanced Advantage Fund	2.63%	5.04%	6.55%	14.41%	13.13%	7.86%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Baroda BNP Paribas Balanced Advantage Fund	9.31	0.93	0.77	1.08
ICICI Prudential Balanced Advantage Fund	5.46	0.55	1.16	1.69
Franklin India Dynamic Asset Allocation Active FoF	6.43	0.63	1.02	1.55
Tata Balanced Advantage Fund	6.51	0.67	0.64	0.97
Nippon India Balanced Advantage Fund	6.93	0.72	0.81	1.21
Axis Balanced Advantage Fund	7.44	0.74	0.93	1.48

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Baroda BNP Paribas Balanced Advantage Fund	N.A.	4,362 Cr	7 yrs	1.88%
ICICI Prudential Balanced Advantage Fund	N.A.	66,751 Cr	18 yrs 11 m	1.44%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,285 Cr	22 yrs	2.08%
Tata Balanced Advantage Fund	N.A.	9,749 Cr	6 yrs 9 m	1.72%
Nippon India Balanced Advantage Fund	N.A.	9,480 Cr	21 yrs	1.75%
Axis Balanced Advantage Fund	N.A.	3,591 Cr	8 yrs 3 m	1.92%

View all Dynamic Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.07 vs. 3.23 Underperformed at beating benchmark
Sharpe	0.77 vs. 3.06 Poor risk-adjusted returns
Beta	0.93 vs. 0.66 More sensitive to market's ups & downs
Standard deviation	9.31 vs. 5.56 More volatile performance

Compare Baroda BNP Paribas Balanced Advantage Fund in detail with

About this fund

About Baroda BNP Paribas Balanced Advantage Fund

Baroda BNP Paribas Balanced Advantage Fund is a Dynamic Asset Allocation mutual fund scheme from Baroda Bnp Paribas Mutual Fund. This fund has been in existence for 7 yrs, having been launched on 22/10/2018. Baroda BNP Paribas Balanced Advantage Fund has ₹4,362 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Baroda BNP Paribas Balanced Advantage Fund as of 20/10/2025 is ₹24.97. The fund has an expense ratio of 1.88%, which is higher than what most other Dynamic Asset Allocation funds charge. Currently, the fund has a 76.75% allocation to equity and 16.27% to Debt.

Baroda BNP Paribas Balanced Advantage Fund returns of last 1-year are 5.56%. Since launch, it has delivered 14.10% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Baroda BNP Paribas Balanced Advantage Fund scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Financial, Services, Construction, Capital Goods, Healthcare sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in HDFC Bank Ltd., GOI, ICICI Bank Ltd., Reliance Industries Ltd., Bharti Airtel Ltd..

...

Fund AUM	4,362 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Sanjay Chawla

Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS Pilani. Prior to joining Baroda BNP Paribas Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

Pratish Krishnan

Mr. Krishnan has done MMS in Finance Prior to joining Baroda BNP Paribas Mutual Fund he has worked with Antique Stock Broking as Sr Analyst- IT, Telecom & Media, DSP Merrill Lynch as Vice President- Research, SBI Capital Markets as Sr. research Analyst, Cholamandalam DBS Finance LTD as Research Analyst.

Gurvinder Singh Wasan

Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University. Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.

Neeraj Saxena

He is PGDBA finance and Masters in Organic Chemistry Prior to joining Baroda BNP Paribas AMC, he has worked with Stratcap Securities, Karvy Stock Broking and Iden Investment Advisors

Investment objective

The scheme seeks to generate capital appreciation by investing in a portfolio of equity or equity linked securities while the secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation.

Baroda BNP Paribas Mutual Fund details

No. of schemes	41 view all schemes
Total AUM	50,753 Cr as on Sep 30, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

More funds from Baroda BNP Paribas Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Baroda BNP Paribas Aggressive Hybrid Fund	N.A.	1,228 Cr	2.97%	16.52%
Baroda BNP Paribas Multi Asset Fund	N.A.	1,204 Cr	9.28%	N.A.
Baroda BNP Paribas Equity Savings Fund	N.A.	265 Cr	6.91%	8.55%
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	812 Cr	6.28%	7.76%
Baroda BNP Paribas Arbitrage Fund	N.A.	1,269 Cr	6.01%	5.54%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Baroda BNP Paribas Balanced Advantage Fund?

The current Net Asset Value (NAV) of the Baroda BNP Paribas Balanced Advantage Fund plan is approximately ₹24.9716 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Balanced Advantage Fund is a 7 yrs old fund and has delivered average annual returns of 14.04% since inception.

Baroda BNP Paribas Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	Since Inception
7.95%	14.63%	14.29%	14.04%

How much does this mutual fund charge as expense ratio?

The Baroda BNP Paribas Balanced Advantage Fund has an expense ratio of 1.88%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Baroda BNP Paribas Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 4,362 Cr as on Sep 30, 2025.

What are the top stock holdings of Baroda BNP Paribas Balanced Advantage Fund?

The Baroda BNP Paribas Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	6.84%
ICICI Bank Ltd.	4.71%
Reliance Industries Ltd.	3.13%
Bharti Airtel Ltd.	2.8%
Infosys Ltd.	2.64%
Larsen & Toubro Ltd.	2.52%
Hindustan Petroleum Corporation Ltd.	2.13%
Amber Enterprises India Ltd.	2.03%
Ultratech Cement Ltd.	1.89%
Sun Pharmaceutical Industries Ltd.	1.86%

What are the top sectors Baroda BNP Paribas Balanced Advantage Fund has invested in?

The Baroda BNP Paribas Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	21.19%
Services	10.5%
Capital Goods	6.74%
Healthcare	6.08%
Energy	5.26%
Consumer Staples	4.859999999999999%
Technology	4.38%
Communication	4.31%
Automobile	3.31%
Construction	2.52%

To whom does Baroda BNP Paribas Balanced Advantage Fund lend to?

The top 3 debt holdings of Baroda BNP Paribas Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	6.72%
Piramal Finance Ltd.	2.29%
Others	2.26%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Baroda BNP Paribas Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	7.06%
AAA	3.3%
AA	2.83%

What is risk level of Baroda BNP Paribas Balanced Advantage Fund?

This is a Dynamic Asset Allocation fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Baroda BNP Paribas Balanced Advantage Fund?

Redeeming your investments in the Baroda BNP Paribas Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Asset Allocation

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Dynamic Asset Allocation funds in the last 5 Years.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.