Baroda BNP Paribas Equity Savings Fund

Q: What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Equity Savings Fund is a 6 yrs 3 m old fund and has delivered average annual returns of 8.77% since inception. Baroda BNP Paribas Equity Savings Fund Returns 1-Year 3-Year 5-Year Since Inception 6.91% 10.25% 8.55% 8.77%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.9657+0.43% 1 day change	8.77% p.a.	App exclusive #NA View Ranked Funds	₹265 Cr

Historical NAV & returns

NAV: ₹16.9657 as on Oct 20, 2025

This fund Category average

Baroda BNP Paribas Equity Savings Fund overview

AUM (Fund size)	₹265 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 30 days.!
Lock-in Period	Nil
Age	6 yrs 3 m since Jul 04, 2019
Benchmark	NIFTY Equity Savings TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.5% as on Sep 30, 2025
Plan type	Regular
Risk	Moderately High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Baroda BNP Paribas Equity Savings Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 24, 2025

Period	This fund	Category average
1 Month	2.0%	1.26%
3 Months	2.13%	2.14%
6 Months	5.34%	4.86%
1 Year	6.91%	6.75%
2 Years	11.86%	11.04%
3 Years	10.25%	10.14%
4 Years	8.29%	7.98%
5 Years	8.55%	10.48%

Asset allocationas on Sep 30, 2025

Large Cap 30.55%

Mid Cap 6.83%

Small Cap 3.68%

Other Cap 0%

Top holdings

HDFC Bank Ltd.5.72%

Bharti Airtel Ltd.3.77%

Reliance Industries Ltd.3.55%

Tata Power Company Ltd.3.09%

Top sectors

Financial 18.13%

Energy 8.540000000000001%

Services 8.14%

Construction 4.4399999999999995%

Cash 25.93435443%

SOV 16.6549484%

AAA 7.6664036%

Cash & Call Money 1.84827319%

Top Debt Holdings

GOI 16.66%

National Bank For Agriculture & Rural Development 2.64%

Jamnagar Utilities and Power Pvt. Ltd. 1.93%

Small Industries Devp. Bank of India Ltd. 1.91%

Allocation by Instruments

Cash Margin 25.93435443%

GOI Securities 16.654948400000002%

Bonds 5.32762554%

Debenture 4.35355924%

Other Holdings

Brookfield India Real Estate Trust REIT 3.65%

IndiGrid Infrastructure Trust 1.17%

Others 0.44%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Baroda BNP Paribas Equity Savings Fund	2.0%	5.34%	6.91%	10.25%	8.55%	N.A.
Kotak Equity Savings Fund	0.94%	6.3%	8.15%	11.82%	11.63%	9.4%
UTI Equity Savings Fund	1.72%	3.73%	6.44%	10.88%	11.89%	6.41%
Edelweiss Equity Savings Fund	1.47%	6.12%	9.28%	11.47%	11.03%	9.07%
Tata Equity Savings Fund	1.05%	3.36%	6.57%	10.04%	9.86%	7.58%
ICICI Prudential Equity Savings Fund	1.14%	4.4%	7.47%	9.03%	9.83%	8.2%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Baroda BNP Paribas Equity Savings Fund	4.92	0.65	0.64	0.89
Kotak Equity Savings Fund	5.05	0.66	1.02	1.29
UTI Equity Savings Fund	4.21	0.56	0.98	1.48
Edelweiss Equity Savings Fund	3.63	0.46	1.25	1.69
Tata Equity Savings Fund	3.57	0.47	0.91	1.51
ICICI Prudential Equity Savings Fund	2.32	0.28	1.0	1.66

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Baroda BNP Paribas Equity Savings Fund	N.A.	265 Cr	6 yrs 3 m	2.5%
Kotak Equity Savings Fund	N.A.	8,782 Cr	11 yrs 1 m	1.76%
UTI Equity Savings Fund	N.A.	733 Cr	7 yrs 2 m	1.64%
Edelweiss Equity Savings Fund	N.A.	947 Cr	11 yrs 1 m	1.58%
Tata Equity Savings Fund	N.A.	270 Cr	28 yrs 7 m	1.13%
ICICI Prudential Equity Savings Fund	N.A.	16,487 Cr	10 yrs 11 m	0.98%

View all Equity Savings funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.24 vs. 3.22 Underperformed at beating benchmark
Sharpe	0.64 vs. 3.22 Poor risk-adjusted returns
Beta	0.65 vs. 0.73 Less sensitive to market ups & downs
Standard deviation	4.92 vs. 3.8 More volatile performance

Compare Baroda BNP Paribas Equity Savings Fund in detail with

About this fund

About Baroda BNP Paribas Equity Savings Fund

Baroda BNP Paribas Equity Savings Fund is a Equity Savings mutual fund scheme from Baroda Bnp Paribas Mutual Fund. This fund has been in existence for 6 yrs 3 m, having been launched on 04/07/2019. Baroda BNP Paribas Equity Savings Fund has ₹265 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Baroda BNP Paribas Equity Savings Fund as of 20/10/2025 is ₹16.97. The fund has an expense ratio of 2.5%, which is higher than what most other Equity Savings funds charge. Currently, the fund has a 41.06% allocation to equity and 27.75% to Debt.

Baroda BNP Paribas Equity Savings Fund returns of last 1-year are 5.59%. Since launch, it has delivered 8.83% average annual returns.
Baroda BNP Paribas Equity Savings Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's equity portion is primarily invested in Financial, Energy, Services, Construction, Communication sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, HDFC Bank Ltd., Bharti Airtel Ltd., Brookfield India Real Estate Trust REIT, Reliance Industries Ltd..

...

Fund AUM	265 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Pratish Krishnan

Mr. Krishnan has done MMS in Finance Prior to joining Baroda BNP Paribas Mutual Fund he has worked with Antique Stock Broking as Sr Analyst- IT, Telecom & Media, DSP Merrill Lynch as Vice President- Research, SBI Capital Markets as Sr. research Analyst, Cholamandalam DBS Finance LTD as Research Analyst.

Gurvinder Singh Wasan

Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University. Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.

Neeraj Saxena

He is PGDBA finance and Masters in Organic Chemistry Prior to joining Baroda BNP Paribas AMC, he has worked with Stratcap Securities, Karvy Stock Broking and Iden Investment Advisors

Ankeet Pandya

MBA Finance Prior to joining Baroda BNP Paribas Mutual Fund, he was working with InCred Asset management Private Ltd, Motilal Oswal Securities Ltd and Elara Capital India Private Ltd.

Investment objective

The Scheme seeks to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.

Baroda BNP Paribas Mutual Fund details

No. of schemes	41 view all schemes
Total AUM	50,753 Cr as on Sep 30, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

More funds from Baroda BNP Paribas Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Baroda BNP Paribas Aggressive Hybrid Fund	N.A.	1,228 Cr	2.97%	16.52%
Baroda BNP Paribas Balanced Advantage Fund	N.A.	4,362 Cr	7.95%	14.29%
Baroda BNP Paribas Multi Asset Fund	N.A.	1,204 Cr	9.28%	N.A.
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	812 Cr	6.28%	7.76%
Baroda BNP Paribas Arbitrage Fund	N.A.	1,269 Cr	6.01%	5.54%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Baroda BNP Paribas Equity Savings Fund?

The current Net Asset Value (NAV) of the Baroda BNP Paribas Equity Savings Fund plan is approximately ₹16.9657 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Equity Savings Fund is a 6 yrs 3 m old fund and has delivered average annual returns of 8.77% since inception.

Baroda BNP Paribas Equity Savings Fund Returns

1-Year	3-Year	5-Year	Since Inception
6.91%	10.25%	8.55%	8.77%

How much does this mutual fund charge as expense ratio?

The Baroda BNP Paribas Equity Savings Fund has an expense ratio of 2.5%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Baroda BNP Paribas Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately 265 Cr as on Sep 30, 2025.

What are the top stock holdings of Baroda BNP Paribas Equity Savings Fund?

The Baroda BNP Paribas Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.72%
Bharti Airtel Ltd.	3.77%
Reliance Industries Ltd.	3.55%
Tata Power Company Ltd.	3.09%
Larsen & Toubro Ltd.	2.69%
Mahindra & Mahindra Ltd.	2.39%
ICICI Bank Ltd.	1.99%
Tata Steel Ltd.	1.96%
Ambuja Cements Ltd.	1.94%
DLF Ltd.	1.75%

What are the top sectors Baroda BNP Paribas Equity Savings Fund has invested in?

The Baroda BNP Paribas Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	18.13%
Energy	8.540000000000001%
Services	8.14%
Construction	4.4399999999999995%
Communication	3.77%
Automobile	3.6799999999999997%
Metals & Mining	3.46%
Materials	3.19%
Technology	3.15%
Healthcare	2.69%

To whom does Baroda BNP Paribas Equity Savings Fund lend to?

The top 3 debt holdings of Baroda BNP Paribas Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
GOI	16.66%
National Bank For Agriculture & Rural Development	2.64%
Jamnagar Utilities and Power Pvt. Ltd.	1.93%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Baroda BNP Paribas Equity Savings Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash	25.93435443%
SOV	16.6549484%
AAA	7.6664036%

What is risk level of Baroda BNP Paribas Equity Savings Fund?

This is a Equity Savings fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Baroda BNP Paribas Equity Savings Fund?

Redeeming your investments in the Baroda BNP Paribas Equity Savings Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Equity Savings

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 30 days.