Baroda BNP Paribas Equity Savings Fund

Q: What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Equity Savings Fund is a 6 yrs 6 m old fund and has delivered average annual returns of 8.32% since inception. Baroda BNP Paribas Equity Savings Fund Returns 1-Year 3-Year 5-Year Since Inception 6.51% 9.79% 7.72% 8.32%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.8709-0.5% 1 day change	8.32% p.a.	App exclusive #NA View Ranked Funds	₹279 Cr

Historical NAV & returns

NAV: ₹16.8709 as on Feb 02, 2026

This fund Category average

Baroda BNP Paribas Equity Savings Fund overview

AUM (Fund size)	₹279 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 30 days.!
Lock-in Period	Nil
Age	6 yrs 6 m since Jul 04, 2019
Benchmark	NIFTY Equity Savings TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.5% as on Feb 02, 2026
Plan type	Regular
Risk	Moderately High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Baroda BNP Paribas Equity Savings Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-1.8%	-1.17%
3 Months	-0.74%	-0.56%
6 Months	1.85%	1.52%
1 Year	6.51%	5.89%
2 Years	7.59%	6.4%
3 Years	9.79%	8.78%
4 Years	8.04%	7.06%
5 Years	7.72%	7.46%

Asset allocationas on Dec 31, 2025

Large Cap 30.23%

Mid Cap 6.11%

Small Cap 3.09%

Other Cap 0%

Top holdings

HDFC Bank Ltd.5.56%

Bharti Airtel Ltd.4.01%

Reliance Industries Ltd.3.89%

Larsen & Toubro Ltd.2.86%

Top sectors

Financial 19.38%

Energy 7.4%

Services 7.13%

Construction 4.6899999999999995%

Cash & Call Money 29.68%

AAA 14.8%

SOV 13.78%

AA+ 0.73%

Top Debt Holdings

GOI 13.78%

National Bank For Agriculture & Rural Development 4.32%

Jamnagar Utilities and Power Pvt. Ltd. 1.83%

National Housing Bank 1.77%

Allocation by Instruments

Net Receivables 27.98%

GOI Securities 13.780000000000001%

Bonds 7.890000000000001%

Debenture 4.8500000000000005%

Other Holdings

Others 27.98%

IndiGrid Infrastructure Trust 1.13%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Baroda BNP Paribas Equity Savings Fund	-1.8%	1.85%	6.51%	9.79%	7.72%	N.A.
Kotak Equity Savings Fund	-2.82%	2.25%	6.3%	10.64%	9.78%	9.42%
Edelweiss Equity Savings Fund	-1.26%	2.49%	7.48%	10.96%	9.05%	9.26%
UTI Equity Savings Fund	-1.04%	3.88%	7.36%	10.58%	9.7%	6.56%
ICICI Prudential Equity Savings Fund	-0.69%	2.52%	6.93%	8.46%	7.93%	8.71%
Tata Equity Savings Fund	-1.14%	1.71%	5.98%	9.74%	8.0%	7.91%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Baroda BNP Paribas Equity Savings Fund	4.94	0.66	0.77	1.08
Kotak Equity Savings Fund	5.2	0.69	0.86	1.04
Edelweiss Equity Savings Fund	3.47	0.44	1.34	1.86
UTI Equity Savings Fund	4.04	0.55	1.09	1.56
ICICI Prudential Equity Savings Fund	2.39	0.29	0.89	1.33
Tata Equity Savings Fund	3.38	0.45	1.02	1.76

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Baroda BNP Paribas Equity Savings Fund	N.A.	279 Cr	6 yrs 6 m	2.5%
Kotak Equity Savings Fund	N.A.	9,651 Cr	11 yrs 4 m	1.75%
Edelweiss Equity Savings Fund	N.A.	1,195 Cr	11 yrs 4 m	1.58%
UTI Equity Savings Fund	N.A.	810 Cr	7 yrs 5 m	1.67%
ICICI Prudential Equity Savings Fund	N.A.	18,060 Cr	11 yrs 2 m	0.98%
Tata Equity Savings Fund	N.A.	278 Cr	28 yrs 10 m	1.14%

View all Equity Savings funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.71 vs. 3.25 Underperformed at beating benchmark
Sharpe	0.77 vs. 3.24 Poor risk-adjusted returns
Beta	0.66 vs. 0.77 Less sensitive to market ups & downs
Standard deviation	4.94 vs. 3.72 More volatile performance

Compare Baroda BNP Paribas Equity Savings Fund in detail with

About this fund

About Baroda BNP Paribas Equity Savings Fund

Baroda BNP Paribas Equity Savings Fund is a Equity Savings mutual fund scheme from Baroda Bnp Paribas Mutual Fund. This fund has been in existence for 6 yrs 6 m, having been launched on 04/07/2019. Baroda BNP Paribas Equity Savings Fund has ₹279 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Baroda BNP Paribas Equity Savings Fund as of 02/02/2026 is ₹16.87. The fund has an expense ratio of 2.5%, which is higher than what most other Equity Savings funds charge. Currently, the fund has a 39.42% allocation to equity and 31.47% to Debt.

Baroda BNP Paribas Equity Savings Fund returns of last 1-year are 6.55%. Since launch, it has delivered 8.34% average annual returns.
Baroda BNP Paribas Equity Savings Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's equity portion is primarily invested in Financial, Energy, Services, Construction, Automobile sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, HDFC Bank Ltd., National Bank For Agriculture & Rural Development, Bharti Airtel Ltd., Reliance Industries Ltd..

...

Fund AUM	279 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Pratish Krishnan

Mr. Krishnan has done MMS in Finance Prior to joining Baroda BNP Paribas Mutual Fund he has worked with Antique Stock Broking as Sr Analyst- IT, Telecom & Media, DSP Merrill Lynch as Vice President- Research, SBI Capital Markets as Sr. research Analyst, Cholamandalam DBS Finance LTD as Research Analyst.

Gurvinder Singh Wasan

Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University. Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.

Neeraj Saxena

He is PGDBA finance and Masters in Organic Chemistry Prior to joining Baroda BNP Paribas AMC, he has worked with Stratcap Securities, Karvy Stock Broking and Iden Investment Advisors

Ankeet Pandya

MBA Finance Prior to joining Baroda BNP Paribas Mutual Fund, he was working with InCred Asset management Private Ltd, Motilal Oswal Securities Ltd and Elara Capital India Private Ltd.

Investment objective

The Scheme seeks to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.

Baroda BNP Paribas Mutual Fund details

No. of schemes	41 view all schemes
Total AUM	53,480 Cr as on Dec 31, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

More funds from Baroda BNP Paribas Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Baroda BNP Paribas Aggressive Hybrid Fund	N.A.	1,269 Cr	5.19%	11.81%
Baroda BNP Paribas Balanced Advantage Fund	N.A.	4,748 Cr	9.16%	11.36%
Baroda BNP Paribas Multi Asset Fund	N.A.	1,321 Cr	14.65%	N.A.
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	833 Cr	5.18%	6.43%
Baroda BNP Paribas Arbitrage Fund	N.A.	1,322 Cr	6.03%	5.68%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Baroda BNP Paribas Equity Savings Fund?

The current Net Asset Value (NAV) of the Baroda BNP Paribas Equity Savings Fund plan is approximately ₹16.8709 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Equity Savings Fund is a 6 yrs 6 m old fund and has delivered average annual returns of 8.32% since inception.

Baroda BNP Paribas Equity Savings Fund Returns

1-Year	3-Year	5-Year	Since Inception
6.51%	9.79%	7.72%	8.32%

How much does this mutual fund charge as expense ratio?

The Baroda BNP Paribas Equity Savings Fund has an expense ratio of 2.5%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Baroda BNP Paribas Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately 279 Cr as on Dec 31, 2025.

What are the top stock holdings of Baroda BNP Paribas Equity Savings Fund?

The Baroda BNP Paribas Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.56%
Bharti Airtel Ltd.	4.01%
Reliance Industries Ltd.	3.89%
Larsen & Toubro Ltd.	2.86%
Mahindra & Mahindra Ltd.	2.73%
Tata Power Company Ltd.	2.11%
Kotak Mahindra Bank Ltd.	2.02%
Tata Steel Ltd.	1.99%
DLF Ltd.	1.83%
Ambuja Cements Ltd.	1.8%

What are the top sectors Baroda BNP Paribas Equity Savings Fund has invested in?

The Baroda BNP Paribas Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	19.38%
Energy	7.4%
Services	7.13%
Construction	4.6899999999999995%
Automobile	4.35%
Technology	4.03%
Communication	4.01%
Materials	2.94%
Metals & Mining	2.88%
Capital Goods	2.7199999999999998%

To whom does Baroda BNP Paribas Equity Savings Fund lend to?

The top 3 debt holdings of Baroda BNP Paribas Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
GOI	13.78%
National Bank For Agriculture & Rural Development	4.32%
Jamnagar Utilities and Power Pvt. Ltd.	1.83%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Baroda BNP Paribas Equity Savings Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash & Call Money	29.68%
AAA	14.8%
SOV	13.78%

What is risk level of Baroda BNP Paribas Equity Savings Fund?

This is a Equity Savings fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Baroda BNP Paribas Equity Savings Fund?

Redeeming your investments in the Baroda BNP Paribas Equity Savings Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Equity Savings

#NA

Return Outperformance: This fund has generated highest return amongst Equity Savings funds in the last 5 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 30 days.