Baroda BNP Paribas Conservative Hybrid Fund

Q: What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Conservative Hybrid Fund is a 21 yrs 5 m old fund and has delivered average annual returns of 7.3% since inception. Baroda BNP Paribas Conservative Hybrid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.18% 8.13% 6.43% 7.44% 7.3%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹45.1491-0.38% 1 day change	7.3% p.a.	App exclusive #NA View Ranked Funds	₹833 Cr

Historical NAV & returns

NAV: ₹45.1491 as on Feb 02, 2026

This fund Category average

Baroda BNP Paribas Conservative Hybrid Fund overview

AUM (Fund size)	₹833 Cr
Exit load	1.0% Exit load of 1% if redeemed within 6 months!
Lock-in Period	Nil
Age	21 yrs 5 m since Aug 09, 2004
Benchmark	CRISIL Hybrid 85+15 Conservative Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.99% as on Feb 02, 2026
Plan type	Regular
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Baroda BNP Paribas Conservative Hybrid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-1.34%	-0.96%
3 Months	-0.55%	-0.44%
6 Months	0.83%	0.8%
1 Year	5.18%	6.29%
2 Years	6.25%	7.64%
3 Years	8.13%	8.86%
4 Years	6.79%	7.44%
5 Years	6.43%	7.5%
7 Years	7.2%	8.09%
10 Years	7.44%	7.93%

Asset allocationas on Dec 31, 2025

Large Cap 15.14%

Mid Cap 5.73%

Small Cap 2.9%

Other Cap 0%

Top holdings

HDFC Bank Ltd.1.87%

ICICI Bank Ltd.1.19%

Reliance Industries Ltd.1.13%

Larsen & Toubro Ltd.0.74%

Top sectors

Financial 7.650000000000001%

Services 3.61%

Technology 2.32%

Automobile 1.75%

AAA 42.33%

SOV 21.51230561%

AA+ 4.74%

Cash & Call Money 3.15%

Top Debt Holdings

GOI 20.89%

Jamnagar Utilities and Power Pvt. Ltd. 3.67%

NTPC Ltd. 3.58%

National Bank For Agriculture & Rural Development 2.66%

Allocation by Instruments

Debenture 22.91%

GOI Securities 20.892305609999998%

Bonds 15.670000000000002%

Non Convertible Debenture 9.12%

Other Holdings

Others 0.28%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Baroda BNP Paribas Conservative Hybrid Fund	-1.34%	0.83%	5.18%	8.13%	6.43%	7.44%
ICICI Prudential Regular Savings Fund	-0.85%	1.94%	7.25%	10.05%	8.75%	9.65%
SBI Conservative Hybrid Fund	-1.28%	1.03%	6.26%	9.47%	9.06%	8.96%
HDFC Hybrid Debt Fund	-0.98%	0.66%	5.07%	9.44%	9.23%	9.25%
Nippon India Conservative Hybrid Fund	-0.32%	3.51%	9.0%	9.04%	8.28%	6.02%
DSP Regular Savings Fund	-0.83%	1.27%	6.75%	9.67%	8.01%	7.45%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Baroda BNP Paribas Conservative Hybrid Fund	3.38	0.86	0.6	0.79
ICICI Prudential Regular Savings Fund	2.91	0.74	1.23	1.87
SBI Conservative Hybrid Fund	3.46	0.85	0.92	1.47
HDFC Hybrid Debt Fund	3.88	0.97	0.82	1.41
Nippon India Conservative Hybrid Fund	1.89	0.45	1.4	2.36
DSP Regular Savings Fund	3.22	0.81	1.04	1.97

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	833 Cr	21 yrs 5 m	1.99%
ICICI Prudential Regular Savings Fund	N.A.	3,359 Cr	21 yrs 11 m	1.72%
SBI Conservative Hybrid Fund	N.A.	9,851 Cr	24 yrs 11 m	1.54%
HDFC Hybrid Debt Fund	N.A.	3,354 Cr	22 yrs 2 m	1.76%
Nippon India Conservative Hybrid Fund	N.A.	933 Cr	22 yrs 1 m	1.87%
DSP Regular Savings Fund	N.A.	184 Cr	21 yrs 9 m	1.21%

View all Conservative Hybrid funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.65 vs. 2.77 Underperformed at beating benchmark
Sharpe	0.6 vs. 2.91 Poor risk-adjusted returns
Beta	0.86 vs. 1.05 Less sensitive to market ups & downs
Standard deviation	3.38 vs. 3.47 More stable returns

Compare Baroda BNP Paribas Conservative Hybrid Fund in detail with

About this fund

About Baroda BNP Paribas Conservative Hybrid Fund

Baroda BNP Paribas Conservative Hybrid Fund is a Conservative Hybrid mutual fund scheme from Baroda Bnp Paribas Mutual Fund. This fund has been in existence for 21 yrs 5 m, having been launched on 09/08/2004. Baroda BNP Paribas Conservative Hybrid Fund has ₹833 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Baroda BNP Paribas Conservative Hybrid Fund as of 02/02/2026 is ₹45.15. The fund has an expense ratio of 1.99%, which is higher than what most other Conservative Hybrid funds charge. Currently, the fund has a 23.77% allocation to equity and 73.98% to Debt.

Baroda BNP Paribas Conservative Hybrid Fund returns of last 1-year are 5.20%. Since launch, it has delivered 7.15% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Baroda BNP Paribas Conservative Hybrid Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Financial, Services, Technology, Automobile, Capital Goods sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The debt portion of the fund has moderate credit quality indicating the quality of borrowers it has lent it to is good.
The fund's top 5 holdings are in GOI, Jamnagar Utilities and Power Pvt. Ltd., NTPC Ltd., National Bank For Agriculture & Rural Development, Indian Railway Finance Corporation Ltd..

...

Fund AUM	833 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Pratish Krishnan

Mr. Krishnan has done MMS in Finance Prior to joining Baroda BNP Paribas Mutual Fund he has worked with Antique Stock Broking as Sr Analyst- IT, Telecom & Media, DSP Merrill Lynch as Vice President- Research, SBI Capital Markets as Sr. research Analyst, Cholamandalam DBS Finance LTD as Research Analyst.

Prashant R Pimple

Mr. Pimple is a MBA (Finance) and CTM. Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual Fund, Nippon India Mutual Fund, Fidelity Mutual Fund, ICICI Bank, Bank of Bahrain & Kuwait, Saraswat Co-op Bank Ltd. and SIDBI.

Gurvinder Singh Wasan

Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University. Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.

Ankeet Pandya

MBA Finance Prior to joining Baroda BNP Paribas Mutual Fund, he was working with InCred Asset management Private Ltd, Motilal Oswal Securities Ltd and Elara Capital India Private Ltd.

Investment objective

The scheme aims to generate regular returns through investment primarily in debt and money market instruments. It would also invest a portion of its assets in equity and equity related securities to generate long term appreciation.

Baroda BNP Paribas Mutual Fund details

No. of schemes	41 view all schemes
Total AUM	53,480 Cr as on Dec 31, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

More funds from Baroda BNP Paribas Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Baroda BNP Paribas Aggressive Hybrid Fund	N.A.	1,269 Cr	5.19%	11.81%
Baroda BNP Paribas Balanced Advantage Fund	N.A.	4,748 Cr	9.16%	11.36%
Baroda BNP Paribas Multi Asset Fund	N.A.	1,321 Cr	14.65%	N.A.
Baroda BNP Paribas Equity Savings Fund	N.A.	279 Cr	6.51%	7.72%
Baroda BNP Paribas Arbitrage Fund	N.A.	1,322 Cr	6.03%	5.68%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Baroda BNP Paribas Conservative Hybrid Fund?

The current Net Asset Value (NAV) of the Baroda BNP Paribas Conservative Hybrid Fund plan is approximately ₹45.1491 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Conservative Hybrid Fund is a 21 yrs 5 m old fund and has delivered average annual returns of 7.3% since inception.

Baroda BNP Paribas Conservative Hybrid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.18%	8.13%	6.43%	7.44%	7.3%

How much does this mutual fund charge as expense ratio?

The Baroda BNP Paribas Conservative Hybrid Fund has an expense ratio of 1.99%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Baroda BNP Paribas Conservative Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately 833 Cr as on Dec 31, 2025.

What are the top stock holdings of Baroda BNP Paribas Conservative Hybrid Fund?

The Baroda BNP Paribas Conservative Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	1.87%
ICICI Bank Ltd.	1.19%
Reliance Industries Ltd.	1.13%
Larsen & Toubro Ltd.	0.74%
Tech Mahindra Ltd.	0.7%
Infosys Ltd.	0.67%
Bharat Heavy Electricals Ltd.	0.65%
State Bank of India	0.61%
Sagility Ltd.	0.58%
Bharti Airtel Ltd.	0.58%

What are the top sectors Baroda BNP Paribas Conservative Hybrid Fund has invested in?

The Baroda BNP Paribas Conservative Hybrid Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	7.650000000000001%
Services	3.61%
Technology	2.32%
Automobile	1.75%
Capital Goods	1.5100000000000002%
Healthcare	1.19%
Energy	1.13%
Consumer Staples	1.02%
Communication	0.8799999999999999%
Consumer Discretionary	0.8%

To whom does Baroda BNP Paribas Conservative Hybrid Fund lend to?

The top 3 debt holdings of Baroda BNP Paribas Conservative Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
GOI	20.89%
Jamnagar Utilities and Power Pvt. Ltd.	3.67%
NTPC Ltd.	3.58%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Baroda BNP Paribas Conservative Hybrid Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	42.33%
SOV	21.51230561%
AA+	4.74%

What is risk level of Baroda BNP Paribas Conservative Hybrid Fund?

This is a Conservative Hybrid fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Baroda BNP Paribas Conservative Hybrid Fund?

Redeeming your investments in the Baroda BNP Paribas Conservative Hybrid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Conservative Hybrid

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 6 months