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NAV as of Jul 21, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
---|---|---|---|
₹12.927+0.32% 1 day change | 15.68% p.a. | ₹180 Cr |
Expense ratio | 0.7% as on May 31, 2025 |
Exit load | 0% |
AUM (Fund size) | ₹180 Cr |
Lock-in Period | 5 Years |
Age | 1 yrs 9 m since Sep 28, 2023 |
Benchmark | CRISIL Hybrid 50+50 Moderate Index |
Min. investment | This scheme is currently not buyable |
Risk | Very High |
Period | This fund | Category average |
---|---|---|
1 Month | -0.53% | 0.19% |
3 Months | 3.57% | 4.04% |
6 Months | 7.86% | 7.19% |
1 Year | 5.29% | 6.88% |
Large Cap 44.79%
Mid Cap 7.66%
Small Cap 3.32%
Other Cap 0%
Financial 20.06%
Energy 7.03%
Technology 6.4%
Services 5.9%
SOV 23.50263277%
Cash 17.33931498%
Cash & Call Money 3.38418583%
Others 5.541E-5%
GOI 23.5%
GOI Securities 23.50263277%
Cash Margin 17.33931498%
Net Receivables 3.37349073%
Rights 0.01097218%
Others 0.01%
Fund name | ETM Rank | AUM | Fund age | Expense ratio |
---|---|---|---|---|
Bandhan Retirement Fund | N.A. | 180 Cr | 1 yrs 9 m | 0.7% |
UTI Retirement Fund | N.A. | 4,725 Cr | 12 yrs 6 m | 1.02% |
HDFC Retirement Savings Fund - Hybrid Debt Plan | N.A. | 163 Cr | 9 yrs 5 m | 1.02% |
HDFC Retirement Savings Fund - Hybrid Equity Plan | N.A. | 1,657 Cr | 9 yrs 5 m | 0.9% |
ICICI Prudential Retirement Fund - Hybrid Conservative Plan | N.A. | 82 Cr | 6 yrs 5 m | 0.78% |
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | N.A. | 790 Cr | 6 yrs 5 m | 0.81% |
Fund name | 1M | 6M | 1Y | 3Y | 5Y | 10Y |
---|---|---|---|---|---|---|
Bandhan Retirement Fund | -0.53% | 7.86% | 5.29% | N.A. | N.A. | N.A. |
UTI Retirement Fund | 0.41% | 6.34% | 7.52% | 14.11% | 14.94% | 10.23% |
HDFC Retirement Savings Fund - Hybrid Debt Plan | 0.35% | 5.27% | 6.91% | 11.02% | 10.34% | 9.34% |
HDFC Retirement Savings Fund - Hybrid Equity Plan | -0.33% | 7.6% | 4.8% | 17.93% | 20.12% | 16.02% |
ICICI Prudential Retirement Fund - Hybrid Conservative Plan | 0.85% | 7.78% | 9.4% | 12.79% | 10.66% | 6.62% |
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | 1.18% | 14.07% | 9.85% | 23.91% | 22.93% | 11.27% |
Fund name | Std. deviation | Beta | Sharpe | Sortino |
---|---|---|---|---|
Bandhan Retirement Fund | N.A. | N.A. | N.A. | N.A. |
UTI Retirement Fund | 5.78 | 0.6 | 1.41 | 1.94 |
HDFC Retirement Savings Fund - Hybrid Debt Plan | 3.6 | 0.87 | 1.33 | 2.09 |
HDFC Retirement Savings Fund - Hybrid Equity Plan | 8.95 | 0.75 | 1.39 | 2.08 |
ICICI Prudential Retirement Fund - Hybrid Conservative Plan | 4.26 | 0.97 | 1.47 | 1.99 |
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | 12.62 | 1.02 | 1.4 | 2.07 |
Risk ratios are based on three-year data. The required data is unavailable for the scheme.
Fund AUM | 180 Cr as on May 31, 2025 |
Scheme document | View Scheme Document |
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals.
No. of schemes | 66 view all schemes |
Total AUM | 1,77,378 Cr as on Jun 30, 2025 |
Address | One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013 |
Fund name | ETM Rank | AUM | 1Y | 5Y |
---|---|---|---|---|
Bandhan Aggressive Hybrid Fund | N.A. | 904 Cr | 12.43% | 20.98% |
Bandhan Asset Allocation Aggressive | N.A. | 19 Cr | 5.71% | 16.5% |
Bandhan Asset Allocation Moderate | N.A. | 19 Cr | 7.11% | 12.76% |
Bandhan Balanced Advantage Fund | N.A. | 2,263 Cr | 7.05% | 12.56% |
Bandhan Equity Savings Fund | N.A. | 303 Cr | 6.58% | 9.48% |
Bandhan Asset Allocation Conservative | N.A. | 6 Cr | 7.3% | 8.82% |
The current Net Asset Value (NAV) of the Bandhan Retirement Fund - Direct Growth plan is approximately ₹12.927 as of Jul 21, 2025.
The Bandhan Retirement Fund is a 1 yrs 9 m old fund and has delivered average annual returns of 15.68% since inception.
1-Year | Since Inception |
---|---|
5.29% | 15.68% |
The Bandhan Retirement Fund - Direct Growth has an expense ratio of 0.7%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.
The Bandhan Retirement Fund currently has assets under management (AUM) or fund size valued at approximately 180 Cr as on May 31, 2025.
The Bandhan Retirement Fund's equity portion has been invested in the stocks of the following companies
Company | Percentage of Portfolio |
---|---|
Reliance Industries Ltd. | 5.69% |
Bharti Airtel Ltd. | 5.62% |
ICICI Bank Ltd. | 5.39% |
Larsen & Toubro Ltd. | 3.49% |
HDFC Bank Ltd. | 3.35% |
Titan Company Ltd. | 2.74% |
Axis Bank Ltd. | 2.24% |
Kotak Mahindra Bank Ltd. | 2.02% |
HCL Technologies Ltd. | 1.9% |
Info Edge (India) Ltd. | 1.85% |
The Bandhan Retirement Fund's equity portion is primarily invested in the following sectors -
Sector | Percentage of Portfolio |
---|---|
Financial | 20.06% |
Energy | 7.03% |
Technology | 6.4% |
Services | 5.9% |
Communication | 5.8100000000000005% |
Automobile | 5.260000000000001% |
Construction | 4.3999999999999995% |
Metals & Mining | 3.1000000000000005% |
Consumer Staples | 3.0599999999999996% |
Consumer Discretionary | 2.74% |
The top 3 debt holdings of Bandhan Retirement Fund are as follows
Holding Name | Percentage of Portfolio |
GOI | 23.5% |
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The Bandhan Retirement Fund's debt portion's allocation by credit quality is given belowCredit Quality | Percentage of Portfolio |
SOV | 23.50263277% |
Cash | 17.33931498% |
Cash & Call Money | 3.38418583% |
This is a Retirement Solutions fund comes with Very High risk.
Yes, this fund comes with a mandatory lock-in period of 5 years.
It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:
For the Desktop Version:
For the Mobile Version:
All set! Your investment in Bandhan Retirement Fund is complete.
Redeeming your investments in Bandhan Retirement Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in Bandhan Retirement Fund from anywhere else, you can go to the fund house website and put a request through it.