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Bandhan Equity Savings Fund Direct-Growth
| NAV as of Oct 20, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹35.235+0.06% 1 day change | 7.71% | App exclusive   | ₹355 Cr |
Historical NAV & returns
NAV: ₹35.235 as on Oct 20, 2025
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Bandhan Equity Savings Fund overview
| Expense ratio | 0.19% as on Sep 30, 2025 |
| Exit load | 0.25% Exit Load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days.! |
| AUM (Fund size) | ₹355 Cr |
| Lock-in Period | Nil |
| Age | 12 yrs 9 m since Jan 01, 2013 |
| Benchmark | CRISIL Equity Saving |
| Min. investment | SIP: ₹500 & Lumpsum: ₹1000 |
| Risk | Low to Moderate |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Bandhan Equity Savings Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Oct 25, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 0.89% | 1.34% |
| 3 Months | 1.64% | 2.4% |
| 6 Months | 3.47% | 5.38% |
| 1 Year | 6.89% | 7.78% |
| 2 Years | 9.19% | 12.11% |
| 3 Years | 8.85% | 11.22% |
| 4 Years | 7.5% | 9.07% |
| 5 Years | 9.2% | 11.61% |
| 7 Years | 8.7% | 10.16% |
| 10 Years | 7.59% | 9.11% |
Asset allocationas on Sep 30, 2025
Large Cap 10.25%
Mid Cap 1.02%
Small Cap 0%
Other Cap 0%
Top holdings
Top sectors
Financial 20.7%
Consumer Staples 7.28%
Automobile 5.88%
Energy 5.449999999999999%
Cash 55.71143869%
SOV 15.30731219%
AAA 10.00109635%
A1+ 6.793225%
Top Debt Holdings
Gujarat State 5.82%
Indian Railway Finance Corporation Ltd. 4.3%
GOI 4.27%
Tata Capital Ltd. 2.87%
Allocation by Instruments
Cash Margin 55.71143869%
State Development Loan 9.79187972%
Mutual Fund 7.57496093%
Non Convertible Debenture 5.7033932499999995%
Other Holdings
Bandhan Money Manager Fund Direct-Growth 7.57%
Others 1.73%
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Bandhan Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
- Expense Ratio: This fund has the lowest expense ratio amongst actively/passively managed Equity Savings funds.
- Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit Load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days.