Bandhan Conservative Hybrid Passive FoF Direct- Growth

Previously called: Bandhan Asset Allocation Conservative Direct- Growth

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹36.8412-0.25% 1 day change	8.71% p.a.	App exclusive #NA View Ranked Funds	₹6 Cr

Historical NAV & returns

NAV: ₹36.8412 as on Feb 02, 2026

This fund Category average

Bandhan Conservative Hybrid Passive FoF overview

Expense ratio	0.1% as on Feb 02, 2026
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹6 Cr
Lock-in Period	Nil
Age	13 yrs 1 m since Jan 01, 2013
Benchmark	CRISIL Hybrid 85+15 Conservative Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Conservative Hybrid Passive FoF Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.73%	-0.89%
3 Months	0.31%	-0.27%
6 Months	2.33%	1.19%
1 Year	7.78%	7.16%
2 Years	8.0%	8.56%
3 Years	9.6%	9.78%
4 Years	7.66%	8.38%
5 Years	7.7%	8.46%
7 Years	8.18%	9.06%
10 Years	8.26%	8.94%

Asset allocationas on Dec 31, 2025

Large Cap 21.11%

Mid Cap 2.5%

Small Cap 1.8%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 37.336292%

A1+ 17.246076%

SOV 15.250264%

Cash & Call Money 3.71041%

Top Debt Holdings

Others 0.01%

Allocation by Instruments

Mutual Fund 98.96%

Reverse Repo 1.01%

Net Current Assets 0.02%

Margin Money 0.01%

Other Holdings

Bandhan Short Duration Fund Direct-Growth 37.86%

Bandhan Low Duration Fund Direct-Growth 34.43%

Bandhan Large Cap Fund Direct-Growth 25.49%

Bandhan Liquid Fund Direct Plan-Growth 1.18%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Conservative Hybrid Passive FoF	-0.73%	2.33%	7.78%	9.6%	7.7%	8.26%
ICICI Prudential Regular Savings Fund	-0.8%	2.31%	8.03%	10.88%	9.61%	10.49%
SBI Conservative Hybrid Fund	-1.24%	1.28%	6.77%	10.01%	9.63%	9.69%
HDFC Hybrid Debt Fund	-0.94%	0.95%	5.68%	10.04%	9.78%	9.81%
Nippon India Conservative Hybrid Fund	-0.26%	3.91%	9.85%	9.89%	9.07%	6.83%
DSP Regular Savings Fund	-0.77%	1.64%	7.47%	10.38%	8.9%	8.56%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Conservative Hybrid Passive FoF	3.14	0.83	1.07	1.6
ICICI Prudential Regular Savings Fund	2.91	0.74	1.49	2.25
SBI Conservative Hybrid Fund	3.46	0.85	1.06	1.69
HDFC Hybrid Debt Fund	3.88	0.97	0.96	1.65
Nippon India Conservative Hybrid Fund	1.9	0.45	1.81	3.08
DSP Regular Savings Fund	3.22	0.81	1.24	2.34

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Conservative Hybrid Passive FoF	N.A.	6 Cr	13 yrs 1 m	0.1%
ICICI Prudential Regular Savings Fund	N.A.	3,359 Cr	13 yrs 1 m	1.0%
SBI Conservative Hybrid Fund	N.A.	9,851 Cr	13 yrs 1 m	1.05%
HDFC Hybrid Debt Fund	N.A.	3,354 Cr	13 yrs 1 m	1.21%
Nippon India Conservative Hybrid Fund	N.A.	933 Cr	13 yrs 1 m	1.09%
DSP Regular Savings Fund	N.A.	184 Cr	13 yrs 1 m	0.53%

View all Conservative Hybrid funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.77 vs. 3.45 Underperformed at beating benchmark
Sharpe	1.07 vs. 3.51 Poor risk-adjusted returns
Beta	0.83 vs. 1.23 Less sensitive to market ups & downs
Standard deviation	3.14 vs. 3.47 More stable returns

About this fund

About Bandhan Conservative Hybrid Passive FoF

Bandhan Conservative Hybrid Passive FoF Direct- Growth is a Conservative Hybrid mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 13 yrs 1 m, having been launched on 01/01/2013. Bandhan Conservative Hybrid Passive FoF Direct- Growth has ₹6 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Conservative Hybrid Passive FoF Direct- Growth as of 02/02/2026 is ₹36.84. The fund has an expense ratio of 0.1%, which is less than what most other Conservative Hybrid funds charge. Currently, the fund has a 25.41% allocation to equity and 70.80% to Debt.

Bandhan Conservative Hybrid Passive FoF Direct- Growth returns of last 1-year are 7.99%. Since launch, it has delivered 8.71% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Bandhan Conservative Hybrid Passive FoF Direct- Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Unclassified sectors. It has taken less exposure in Unclassified sectors compared to other funds in the category.
The debt portion of the fund has moderate credit quality indicating the quality of borrowers it has lent it to is good.
The fund's top 5 holdings are in Bandhan Short Duration Fund Direct-Growth, Bandhan Low Duration Fund Direct-Growth, Bandhan Large Cap Fund Direct-Growth, Bandhan Liquid Fund Direct Plan-Growth.

...

Fund AUM	6 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Viraj Kulkarni

Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance). Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

Investment objective

The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity passive funds and debt passive funds of Bandhan Mutual Fund based on a defined asset allocation model.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,99,722 Cr as on Dec 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bandhan Aggressive Hybrid Fund	N.A.	1,576 Cr	12.78%	14.77%
Bandhan Aggressive Hybrid Passive FoF	N.A.	19 Cr	5.55%	11.29%
Bandhan Multi-Asset Passive FoF	N.A.	19 Cr	9.22%	10.32%
Bandhan Balanced Advantage Fund	N.A.	2,309 Cr	7.01%	9.99%
Bandhan Equity Savings Fund	N.A.	399 Cr	6.11%	7.69%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Conservative Hybrid Passive FoF Direct- Growth?

The current Net Asset Value (NAV) of the Bandhan Conservative Hybrid Passive FoF - Direct Growth plan is approximately ₹36.8412 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Bandhan Conservative Hybrid Passive FoF Direct- Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 8.71% since inception.

Bandhan Conservative Hybrid Passive FoF Direct- Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.78%	9.6%	7.7%	8.26%	8.71%

How much does this mutual fund charge as expense ratio?

The Bandhan Conservative Hybrid Passive FoF - Direct Growth has an expense ratio of 0.1%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Conservative Hybrid Passive FoF currently has assets under management (AUM) or fund size valued at approximately 6 Cr as on Dec 31, 2025.

To whom does Bandhan Conservative Hybrid Passive FoF lend to?

The top 3 debt holdings of Bandhan Conservative Hybrid Passive FoF are as follows

Holding Name	Percentage of Portfolio
Others	0.01%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Conservative Hybrid Passive FoF's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	37.336292%
A1+	17.246076%
SOV	15.250264%

What is risk level of Bandhan Conservative Hybrid Passive FoF?

This is a Conservative Hybrid fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bandhan Conservative Hybrid Passive FoF Direct- Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bandhan Conservative Hybrid Passive FoF - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Bandhan Conservative Hybrid Passive FoF is complete.

How can I redeem my investments in Bandhan Conservative Hybrid Passive FoF?

Redeeming your investments in the Bandhan Conservative Hybrid Passive FoF is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Conservative Hybrid

#NA

Return Outperformance: This fund has generated highest return amongst Conservative Hybrid funds in the last 1 Year.
Expense Ratio: This fund has the lowest expense ratio amongst actively/passively managed Conservative Hybrid funds.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Chance: This fund has generated only 7.75% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.