Q: What are the returns of this mutual fund scheme?

The Bajaj Finserv Liquid Fund Direct-Growth is a 2 yrs 3 m old fund and has delivered average annual returns of 7.1% since inception. Bajaj Finserv Liquid Fund Direct-Growth Returns 1-Year Since Inception 6.76% 7.1%

Question 1

What is the current NAV of Bajaj Finserv Liquid Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Bajaj Finserv Liquid Fund - Direct Growth plan is approximately ₹1171.5572 as of Oct 21, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Bajaj Finserv Liquid Fund Direct-Growth is a 2 yrs 3 m old fund and has delivered average annual returns of 7.1% since inception.

Bajaj Finserv Liquid Fund Direct-Growth Returns

1-Year	Since Inception
6.76%	7.1%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Bajaj Finserv Liquid Fund - Direct Growth has an expense ratio of 0.11%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Bajaj Finserv Liquid Fund currently has assets under management (AUM) or fund size valued at approximately 5,196 Cr as on Sep 30, 2025.

Question 5

To whom does Bajaj Finserv Liquid Fund lend to?

Accepted Answer

The top 3 debt holdings of Bajaj Finserv Liquid Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	20.42%
Punjab National Bank	6.19%
ICICI Securities Ltd.	5.22%

Question 6

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bajaj Finserv Liquid Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	75.31%
SOV	20.42%
AAA	3.46%

Question 7

What is risk level of Bajaj Finserv Liquid Fund?

Accepted Answer

This is a Liquid fund comes with Low to Moderate risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in Bajaj Finserv Liquid Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bajaj Finserv Liquid Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Bajaj Finserv Liquid Fund is complete.

Question 10

How can I redeem my investments in Bajaj Finserv Liquid Fund?

Accepted Answer

Redeeming your investments in the Bajaj Finserv Liquid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.11% as on Sep 30, 2025
Exit load	0.007% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.!
AUM (Fund size)	₹5,196 Cr
Lock-in Period	Nil
Age	2 yrs 3 m since Jun 29, 2023
Benchmark	NIFTY Liquid Index A-I
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.46%	0.46%
3 Months	1.41%	1.4%
6 Months	2.99%	2.98%
1 Year	6.76%	6.72%
2 Years	7.14%	7.07%

Fund AUM	5,196 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	15 view all schemes
Total AUM	29,226 Cr as on Sep 30, 2025
Address	S. No - 239/2, 11th Floor, Office No. 1101 A and 1101 B, Sky One Corporate Park, Lohegaon, Pune, Maharashtra Pune , 411032

Fund name	ETM Rank	AUM	1Y	3Y
Bajaj Finserv Money Market Fund	N.A.	5,178 Cr	7.79%	N.A.
Bajaj Finserv Banking and PSU Fund	N.A.	293 Cr	8.42%	N.A.
Bajaj Finserv Overnight Fund	N.A.	912 Cr	6.02%	N.A.
Bajaj Finserv Gilt Fund	N.A.	30 Cr	N.A.	N.A.

Bajaj Finserv Liquid Fund Direct-Growth

Historical NAV & returns

Bajaj Finserv Liquid Fund overview

Bajaj Finserv Liquid Fund Returns calculator

Trailing returns as on Oct 17, 2025

Asset allocationas on Sep 30, 2025

Key risk & return ratios Compared to other funds in the category

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About Bajaj Finserv Liquid Fund

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Bajaj Finserv Liquid Fund Direct-Growth Returns

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