SBI Multi Asset Allocation Fund

Q: What are the returns of this mutual fund scheme?

The SBI Multi Asset Allocation Fund is a 19 yrs 10 m old fund and has delivered average annual returns of 9.56% since inception. SBI Multi Asset Allocation Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.1% 16.61% 15.03% 11.25% 9.56%

NAV as of Sep 29, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹60.9517+0.75% 1 day change	9.56% p.a.	App exclusive #NA View Ranked Funds	₹8,395 Cr

Historical NAV & returns

NAV: ₹60.9517 as on Sep 29, 2025

This fund Category average

SBI Multi Asset Allocation Fund overview

AUM (Fund size)	₹8,395 Cr
Exit load	1.0% For units in excess of 10% of the investment, 1% will be charged for redemption within 12 months!
Lock-in Period	Nil
Age	19 yrs 10 m since Nov 09, 2005
Benchmark	NA
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	1.42% as on Aug 31, 2025
Plan type	Regular
Risk	Very High

SBI Multi Asset Allocation Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 30, 2025

Period	This fund	Category average
1 Month	3.47%	1.86%
3 Months	2.2%	1.72%
6 Months	10.4%	9.06%
1 Year	7.1%	5.59%
2 Years	16.51%	16.65%
3 Years	16.61%	16.28%
4 Years	13.21%	12.65%
5 Years	15.03%	16.65%
7 Years	13.22%	13.37%
10 Years	11.25%	11.93%

Asset allocationas on May 31, 2025

Large Cap 21.88%

Mid Cap 5.19%

Small Cap 15.4%

Other Cap 0%

Top holdings

HDFC Bank Ltd.2.85%

Reliance Industries Ltd.2.53%

Restaurant Brands Asia Ltd.1.77%

ITC Ltd.1.66%

Top sectors

Financial 11.709999999999999%

Services 8.0%

Energy 5.819999999999999%

Technology 4.0600000000000005%

AA+ 12.85%

SOV 6.83%

AA- 6.47%

AAA 6.09%

Top Debt Holdings

GOI 5.85%

Bharti Telecom Ltd. 2.22%

Tata Power Renewable Energy Ltd. 2.17%

Aditya Birla Renewables Ltd. 2.16%

Allocation by Instruments

Debenture 14.080000000000002%

Mutual Fund 12.329999999999998%

Non Convertible Debenture 8.720000000000002%

GOI Securities 5.85%

Other Holdings

SBI Silver ETF-Growth 5.96%

Others 3.78%

SBI Gold ETF 3.34%

Nippon India Silver ETF - Growth 3.03%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Multi Asset Allocation Fund	3.47%	10.4%	7.1%	16.61%	15.03%	11.25%
ICICI Prudential Asset Allocator Fund (FOF)	0.16%	6.14%	5.01%	14.06%	15.46%	12.11%
Kotak Multi Asset Omni FoF	1.44%	10.15%	4.96%	19.69%	19.72%	14.67%
ICICI Prudential Multi Asset Fund	1.51%	7.53%	6.53%	20.01%	24.87%	15.99%
Nippon India Multi Asset Allocation Fund	2.22%	12.3%	8.37%	20.43%	18.25%	8.5%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Multi Asset Allocation Fund	6.71	0.67	1.22	2.28
ICICI Prudential Asset Allocator Fund (FOF)	5.19	0.54	1.29	1.93
Kotak Multi Asset Omni FoF	8.28	0.87	1.28	1.82
ICICI Prudential Multi Asset Fund	7.05	0.7	1.59	2.82
Nippon India Multi Asset Allocation Fund	8.15	0.85	1.28	2.24

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Multi Asset Allocation Fund	N.A.	8,395 Cr	19 yrs 10 m	1.42%
ICICI Prudential Asset Allocator Fund (FOF)	N.A.	27,258 Cr	21 yrs 10 m	1.27%
Kotak Multi Asset Omni FoF	N.A.	1,877 Cr	21 yrs 2 m	1.01%
ICICI Prudential Multi Asset Fund	N.A.	64,770 Cr	22 yrs 11 m	1.38%
Nippon India Multi Asset Allocation Fund	N.A.	6,959 Cr	5 yrs 1 m	1.44%

View all Multi Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.84 vs. 2.81 Higher outperformance against benchmark
Sharpe	1.22 vs. 3.23 Poor risk-adjusted returns
Beta	0.67 vs. 0.61 More sensitive to market's ups & downs
Standard deviation	6.71 vs. 3.51 More volatile performance

Compare SBI Multi Asset Allocation Fund in detail with

About this fund

About SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund is a Multi Asset Allocation mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 19 yrs 10 m, having been launched on 09/11/2005. SBI Multi Asset Allocation Fund has ₹8,395 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of SBI Multi Asset Allocation Fund as of 29/09/2025 is ₹60.95. The fund has an expense ratio of 1.42%, which is higher than what most other Multi Asset Allocation funds charge. Currently, the fund has a 42.47% allocation to equity and 37.75% to Debt.

SBI Multi Asset Allocation Fund returns of last 1-year are 6.81%. Since launch, it has delivered 9.57% average annual returns. The fund has doubled the money invested in it every 5 yrs.
SBI Multi Asset Allocation Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's equity portion is primarily invested in Unclassified, Financial, Services, Energy, Construction sectors. It has taken less exposure in Unclassified, Financial sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in SBI Silver ETF-Growth, GOI, SBI Gold ETF, Nippon India Silver ETF - Growth, HDFC Bank Ltd..

...

Fund AUM	8,395 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Dinesh Balachandran

Mr.Dinesh is a B.Tech from IIT-B, M.S. from MIT USA and CFA. Prior to joining SBI Funds Management Pvt. Ltd. he has worked with Fidelity Investments, USA.

Mansi Sajeja

Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management. Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.

Vandna Soni

Ms. Soni has done MBA Prior to joining SBI MF, she was working with SBICAP Sec. Ltd. ,Antique Stock Broking and CRISIL GR&A

Investment objective

The scheme seeks to provide the investors an opportunity to invest in an actively managed portfolio of multiple asset classes.

SBI Mutual Fund details

No. of schemes	72 view all schemes
Total AUM	11,45,315 Cr as on Jun 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
SBI Equity Hybrid Fund	N.A.	77,256 Cr	3.97%	16.69%
SBI Equity Savings Fund	N.A.	5,703 Cr	2.88%	11.74%
SBI Conservative Hybrid Fund	N.A.	9,643 Cr	4.08%	11.23%
SBI Arbitrage Opportunities Fund	N.A.	41,552 Cr	6.71%	5.82%
SBI Dynamic Asset Allocation Active FoF	N.A.	NA	N.A.	N.A.

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of SBI Multi Asset Allocation Fund?

The current Net Asset Value (NAV) of the SBI Multi Asset Allocation Fund plan is approximately ₹60.9517 as of Sep 29, 2025.

What are the returns of this mutual fund scheme?

The SBI Multi Asset Allocation Fund is a 19 yrs 10 m old fund and has delivered average annual returns of 9.56% since inception.

SBI Multi Asset Allocation Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.1%	16.61%	15.03%	11.25%	9.56%

How much does this mutual fund charge as expense ratio?

The SBI Multi Asset Allocation Fund has an expense ratio of 1.42%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The SBI Multi Asset Allocation Fund currently has assets under management (AUM) or fund size valued at approximately 8,395 Cr as on May 31, 2025.

What are the top stock holdings of SBI Multi Asset Allocation Fund?

The SBI Multi Asset Allocation Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	2.85%
Reliance Industries Ltd.	2.53%
Restaurant Brands Asia Ltd.	1.77%
ITC Ltd.	1.66%
Privi Speciality Chemicals Ltd.	1.65%
Vishal Mega Mart Ltd.	1.48%
The Federal Bank Ltd.	1.39%
Bandhan Bank Ltd.	1.34%
VRL Logistics Ltd.	1.23%
HCL Technologies Ltd.	1.21%

What are the top sectors SBI Multi Asset Allocation Fund has invested in?

The SBI Multi Asset Allocation Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	11.709999999999999%
Services	8.0%
Energy	5.819999999999999%
Technology	4.0600000000000005%
Consumer Staples	4.04%
Chemicals	2.4499999999999997%
Insurance	1.13%
Healthcare	1.11%
Construction	1.05%
Textiles	0.95%

To whom does SBI Multi Asset Allocation Fund lend to?

The top 3 debt holdings of SBI Multi Asset Allocation Fund are as follows

Holding Name	Percentage of Portfolio
GOI	5.85%
Bharti Telecom Ltd.	2.22%
Tata Power Renewable Energy Ltd.	2.17%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The SBI Multi Asset Allocation Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AA+	12.85%
SOV	6.83%
AA-	6.47%

What is risk level of SBI Multi Asset Allocation Fund?

This is a Multi Asset Allocation fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in SBI Multi Asset Allocation Fund?

Redeeming your investments in the SBI Multi Asset Allocation Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Multi Asset Allocation

#NA

Return Outperformance: This fund has generated highest return amongst Multi Asset Allocation funds in the last 10 Years.
Chance: This fund has generated a 8.33% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: For units in excess of 10% of the investment, 1% will be charged for redemption within 12 months