WhiteOak Capital ELSS Tax Saver Fund

Q: What are the returns of this mutual fund scheme?

The WhiteOak Capital ELSS Tax Saver Fund is a 3 yrs 1 m old fund and has delivered average annual returns of 19.74% since inception. WhiteOak Capital ELSS Tax Saver Fund Returns 1-Year Since Inception -1.07% 19.74%

Previously called: WhiteOak Capital Tax Saver Reg-G

NAV as of Sep 29, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹17.131+0.08% 1 day change	19.74% p.a.	App exclusive #NA View Ranked Funds	₹407 Cr

Historical NAV & returns

NAV: ₹17.131 as on Sep 29, 2025

This fund Category average

WhiteOak Capital ELSS Tax Saver Fund overview

AUM (Fund size)	₹407 Cr
Exit load	0%
Lock-in Period	3 Years
Age	3 yrs 1 m since Aug 16, 2022
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	2.33% as on Aug 31, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

WhiteOak Capital ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 11, 2025

Period	This fund	Category average
1 Month	-0.97%	-0.08%
3 Months	-3.34%	-3.1%
6 Months	7.59%	6.69%
1 Year	-1.07%	-5.38%
2 Years	19.9%	15.77%

View returns in detail

Asset allocationas on Aug 31, 2025

Large Cap 51.41%

Mid Cap 11.05%

Small Cap 35.49%

Other Cap 0%

Top holdings

ICICI Bank Ltd.8.49%

HDFC Bank Ltd.6.89%

Bharti Airtel Ltd.2.93%

Eternal Ltd.2.87%

Top sectors

Financial 30.589999999999996%

Services 12.879999999999997%

Healthcare 9.610000000000001%

Capital Goods 8.149999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 1.99%

Allocation by Instruments

CBLO 1.99%

Net Receivables 0.06%

Other Holdings

Others 0.06%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
WhiteOak Capital ELSS Tax Saver Fund	-0.97%	7.59%	-1.07%	N.A.	N.A.	N.A.
Parag Parikh ELSS Tax Saver Fund	0.39%	5.09%	0.05%	18.28%	20.53%	12.18%
HDFC ELSS Tax Saver Fund	0.17%	7.97%	0.0%	22.02%	25.53%	14.2%
SBI ELSS Tax Saver Fund	0.71%	4.78%	-5.97%	24.14%	24.83%	14.44%
DSP ELSS Tax Saver Fund	0.49%	4.27%	-5.29%	19.51%	23.36%	15.79%
Kotak ELSS Tax Saver Fund	-0.06%	6.83%	-7.2%	16.03%	20.33%	14.03%

Fund name	Std. deviation	Beta	Sharpe	Sortino
WhiteOak Capital ELSS Tax Saver Fund	N.A.	N.A.	N.A.	N.A.
Parag Parikh ELSS Tax Saver Fund	9.79	0.67	1.09	1.74
HDFC ELSS Tax Saver Fund	11.49	0.84	1.18	2.04
SBI ELSS Tax Saver Fund	13.47	0.96	1.12	1.91
DSP ELSS Tax Saver Fund	13.34	0.96	0.84	1.73
Kotak ELSS Tax Saver Fund	12.9	0.92	0.65	0.9

Fund name	ETM Rank	AUM	Fund age	Expense ratio
WhiteOak Capital ELSS Tax Saver Fund	N.A.	407 Cr	3 yrs 1 m	2.33%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,524 Cr	6 yrs 2 m	1.72%
HDFC ELSS Tax Saver Fund	N.A.	16,525 Cr	29 yrs 9 m	1.7%
SBI ELSS Tax Saver Fund	N.A.	29,937 Cr	18 yrs 4 m	1.58%
DSP ELSS Tax Saver Fund	N.A.	16,974 Cr	18 yrs 10 m	1.63%
Kotak ELSS Tax Saver Fund	N.A.	6,266 Cr	20 yrs	1.76%

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare WhiteOak Capital ELSS Tax Saver Fund in detail with

About this fund

About WhiteOak Capital ELSS Tax Saver Fund

WhiteOak Capital ELSS Tax Saver Fund is a ELSS mutual fund scheme from Whiteoak Capital Mutual Fund. This fund has been in existence for 3 yrs 1 m, having been launched on 16/08/2022. WhiteOak Capital ELSS Tax Saver Fund has ₹407 Crores worth of assets under management (AUM) as on 31/08/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of WhiteOak Capital ELSS Tax Saver Fund as of 29/09/2025 is ₹17.13. The fund has an expense ratio of 2.33%, which is higher than what most other Elss funds charge.

WhiteOak Capital ELSS Tax Saver Fund returns of last 1-year are -1.78%. Since launch, it has delivered 19.93% average annual returns.
The fund has the majority of its money invested in Financial, Services, Healthcare, Capital Goods, Technology sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., Bharti Airtel Ltd., Eternal Ltd., Mahindra & Mahindra Ltd..

...

Fund AUM	407 Cr as on Aug 31, 2025
Scheme document	View Scheme Document

Fund managers

Piyush Baranwal

Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA. Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).

Ramesh Mantri

Mr. Mantri is an MBA, CFA and CA Prior to joining WhiteOak Capital Mutual Fund, he has worked with WhiteOak Capital Management, Ashoka Capital Advisers, Smith Management, and CRISIL.

Trupti Agrawal

Ms. Agrawal has done B.Com and CA. Prior to joining WhiteOak Capital Mutual Fund, she has worked with L&T Infrastructure Finance Co. Ltd. and Ernst & Young.

Dheeresh Pathak

Mr. Pathak has done B.E in Electronics Engineering and a PGDBM from MDI Gurgaon Prior to joining WhiteOak Capital Mutual Fund, he has worked with Goldman Sachs

Ashish Agrawal

PGDBM in Finance from Institute of Management Technology, Ghaziabad and Bachelor of Commerce from University of Lucknow Prior to joining Whiteoak Capital AMC, he was working with Motilal Owal Asset Management Co. Ltd from 2016 till date. Citigroup Global Markets Ltd from 2010 to 2016

Investment objective

The scheme seeks to generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments.

WhiteOak Capital Mutual Fund details

No. of schemes	19 view all schemes
Total AUM	20,286 Cr as on Jun 30, 2025
Address	Unit No. B4, 6th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi Mumbai, 400025
Phone	180030003060

More funds from WhiteOak Capital Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
WhiteOak Capital Mid Cap Fund	N.A.	3,582 Cr	0.09%	N.A.
WhiteOak Capital Flexi Cap Fund	N.A.	5,744 Cr	-1.85%	N.A.
WhiteOak Capital Large Cap Fund	N.A.	1,014 Cr	-2.35%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of WhiteOak Capital ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the WhiteOak Capital ELSS Tax Saver Fund plan is approximately ₹17.131 as of Sep 29, 2025.

What are the returns of this mutual fund scheme?

The WhiteOak Capital ELSS Tax Saver Fund is a 3 yrs 1 m old fund and has delivered average annual returns of 19.74% since inception.

WhiteOak Capital ELSS Tax Saver Fund Returns

1-Year	Since Inception
-1.07%	19.74%

How much does this mutual fund charge as expense ratio?

The WhiteOak Capital ELSS Tax Saver Fund has an expense ratio of 2.33%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The WhiteOak Capital ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 407 Cr as on Aug 31, 2025.

What are the top stock holdings of WhiteOak Capital ELSS Tax Saver Fund?

The WhiteOak Capital ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	8.49%
HDFC Bank Ltd.	6.89%
Bharti Airtel Ltd.	2.93%
Eternal Ltd.	2.87%
Mahindra & Mahindra Ltd.	2.82%
Kotak Mahindra Bank Ltd.	2.34%
Bharat Electronics Ltd.	2.2%
Reliance Industries Ltd.	2.12%
State Bank of India	1.76%
Bharti Airtel Ltd. - (Partly Paid up Equity Shares (Rights Issue))	1.6%

What are the top sectors WhiteOak Capital ELSS Tax Saver Fund has invested in?

The WhiteOak Capital ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	30.589999999999996%
Services	12.879999999999997%
Healthcare	9.610000000000001%
Capital Goods	8.149999999999999%
Technology	7.569999999999999%
Automobile	6.79%
Communication	4.53%
Consumer Staples	4.04%
Energy	3.04%
Consumer Discretionary	2.8099999999999996%

What is risk level of WhiteOak Capital ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How can I redeem my investments in WhiteOak Capital ELSS Tax Saver Fund?

Redeeming your investments in the WhiteOak Capital ELSS Tax Saver Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in ELSS

#NA

Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 2 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.