UTI Large Cap Fund Direct-Growth

Q: What are the returns of this mutual fund scheme?

The UTI Large Cap Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 13.32% since inception. UTI Large Cap Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.81% 13.22% 12.03% 13.92% 13.32%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹299.9466-0.72% 1 day change	13.32% p.a.	App exclusive #NA View Ranked Funds	₹13,322 Cr

Historical NAV & returns

NAV: ₹299.9466 as on Feb 02, 2026

This fund Category average

UTI Large Cap Fund overview

Expense ratio	0.92% as on Feb 02, 2026
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹13,322 Cr
Lock-in Period	Nil
Age	13 yrs 1 m since Jan 01, 2013
Benchmark	BSE 100 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Large Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-4.12%	-4.34%
3 Months	-2.73%	-3.25%
6 Months	1.14%	0.54%
1 Year	5.81%	7.85%
2 Years	8.81%	9.66%
3 Years	13.22%	15.42%
4 Years	9.24%	11.58%
5 Years	12.03%	13.14%
7 Years	13.99%	13.7%
10 Years	13.92%	13.59%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 87.2%

Mid Cap 8.91%

Small Cap 1.79%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.12%

ICICI Bank Ltd.6.94%

Infosys Ltd.5.77%

Reliance Industries Ltd.4.86%

Top sectors

Financial 31.22%

Technology 11.26%

Services 7.630000000000001%

Automobile 6.9799999999999995%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.38%

Clearing Corporation of India 0.02%

Allocation by Instruments

Net Current Assets 1.69955007%

GOI Securities 0.38276278%

Commercial Paper 0.01658964%

Other Holdings

Others 1.7%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Large Cap Fund	-4.12%	1.14%	5.81%	13.22%	12.03%	13.92%
ICICI Prudential Large Cap Fund	-4.52%	1.97%	10.29%	17.83%	16.13%	16.31%
Nippon India Large Cap Fund	-4.22%	0.96%	9.55%	19.0%	18.5%	16.65%
Canara Robeco Large Cap Fund	-4.15%	0.26%	7.1%	15.69%	13.54%	16.32%
Edelweiss Large Cap Fund	-4.15%	2.53%	8.13%	16.06%	14.31%	15.35%
Baroda BNP Paribas Large Cap Fund	-3.92%	0.92%	7.14%	16.45%	14.19%	15.07%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Large Cap Fund	11.12	0.91	0.69	1.01
ICICI Prudential Large Cap Fund	11.13	0.91	1.03	1.63
Nippon India Large Cap Fund	11.48	0.93	1.11	1.7
Canara Robeco Large Cap Fund	11.04	0.92	0.91	1.37
Edelweiss Large Cap Fund	11.59	0.96	0.89	1.27
Baroda BNP Paribas Large Cap Fund	11.96	0.97	0.88	1.26

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Large Cap Fund	N.A.	13,322 Cr	13 yrs 1 m	0.92%
ICICI Prudential Large Cap Fund	N.A.	78,502 Cr	13 yrs 1 m	0.85%
Nippon India Large Cap Fund	N.A.	50,876 Cr	13 yrs 1 m	0.66%
Canara Robeco Large Cap Fund	N.A.	17,493 Cr	13 yrs 1 m	0.5%
Edelweiss Large Cap Fund	N.A.	1,456 Cr	13 yrs 1 m	0.59%
Baroda BNP Paribas Large Cap Fund	N.A.	2,702 Cr	13 yrs 1 m	0.82%

View all Large Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.48 vs. 4.75 Underperformed at beating benchmark
Sharpe	0.69 vs. 4.84 Poor risk-adjusted returns
Beta	0.91 vs. 0.97 Less sensitive to market ups & downs
Standard deviation	11.12 vs. 10.0 More volatile performance

About this fund

About UTI Large Cap Fund

UTI Large Cap Fund Direct-Growth is a Large Cap mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 13 yrs 1 m, having been launched on 01/01/2013. UTI Large Cap Fund Direct-Growth has ₹13,322 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Large Cap Fund Direct-Growth as of 02/02/2026 is ₹299.95. The fund has an expense ratio of 0.92%, which is higher than what most other Large Cap funds charge.

UTI Large Cap Fund Direct-Growth returns of last 1-year are 5.86%. Since launch, it has delivered 13.33% average annual returns. The fund has doubled the money invested in it every 6 yrs.
UTI Large Cap Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Technology, Services, Automobile, Energy sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Reliance Industries Ltd., Bharti Airtel Ltd..

...

Fund AUM	13,322 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Karthikraj Lakshmanan

Mr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI). Prior to joining UTI Mutual Fund, he was associated with Baroda BNP Paribas AMC (Jul 14, 2008), ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.

Investment objective

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,95,059 Cr as on Dec 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Small Cap Fund	N.A.	4,737 Cr	-0.8%	20.07%
UTI Transportation and Logistics Fund	N.A.	4,084 Cr	15.26%	19.93%
UTI Large & Mid Cap Fund	N.A.	5,635 Cr	10.6%	19.93%
UTI Dividend Yield Fund	N.A.	3,946 Cr	7.58%	17.87%
UTI Infrastructure Fund	N.A.	2,171 Cr	7.92%	17.74%
UTI Nifty 500 Value 50 Index Fund	N.A.	560 Cr	25.07%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Large Cap Fund Direct-Growth?

The current Net Asset Value (NAV) of the UTI Large Cap Fund - Direct Growth plan is approximately ₹299.9466 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The UTI Large Cap Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 13.32% since inception.

UTI Large Cap Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.81%	13.22%	12.03%	13.92%	13.32%

How much does this mutual fund charge as expense ratio?

The UTI Large Cap Fund - Direct Growth has an expense ratio of 0.92%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Large Cap Fund currently has assets under management (AUM) or fund size valued at approximately 13,322 Cr as on Dec 31, 2025.

What are the top stock holdings of UTI Large Cap Fund?

The UTI Large Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.12%
ICICI Bank Ltd.	6.94%
Infosys Ltd.	5.77%
Reliance Industries Ltd.	4.86%
Bharti Airtel Ltd.	4.12%
Kotak Mahindra Bank Ltd.	4.1%
Larsen & Toubro Ltd.	3.75%
Bajaj Finance Ltd.	3.37%
Axis Bank Ltd.	2.9%
State Bank of India	2.9%

What are the top sectors UTI Large Cap Fund has invested in?

The UTI Large Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	31.22%
Technology	11.26%
Services	7.630000000000001%
Automobile	6.9799999999999995%
Energy	6.970000000000001%
Consumer Staples	6.83%
Capital Goods	4.33%
Communication	4.12%
Construction	3.75%
Metals & Mining	3.3499999999999996%

What is risk level of UTI Large Cap Fund?

This is a Large Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Large Cap Fund Direct-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Large Cap Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the UTI Large Cap Fund is complete.

How can I redeem my investments in UTI Large Cap Fund?

Redeeming your investments in the UTI Large Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Large Cap

#NA

Return Outperformance: This fund has generated highest return amongst Large Cap funds in the last 10 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 12.48% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.