UTI Large Cap Fund Direct-Growth

Q: What are the returns of UTI Large Cap Fund?

The UTI Large Cap Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 13.76% since inception. UTI Large Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -1.97% 12.94% 18.11% 13.2% 13.76%

Previously called: UTI Mastershare Direct-G

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹299.206+0.45% 1 day change	13.76% p.a.	App exclusive #NA View Ranked Funds	₹12,608 Cr

Historical NAV & returns

NAV: ₹299.206 as on Sep 03, 2025

This fund Category average

UTI Large Cap Fund overview

Expense ratio	0.92% as on Aug 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹12,608 Cr
Lock-in Period	Nil
Age	12 yrs 8 m since Jan 01, 2013
Benchmark	BSE 100 TRI
Min. investment	SIP: ₹100 & Lumpsum: ₹100
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Large Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.89%	0.43%
3 Months	1.68%	1.54%
6 Months	12.36%	14.15%
1 Year	-1.97%	-1.14%
2 Years	14.03%	16.33%
3 Years	12.94%	15.37%
4 Years	9.74%	11.84%
5 Years	18.11%	19.42%
7 Years	12.87%	13.72%
10 Years	13.2%	14.11%

View returns in detail

Asset allocationas on Apr 30, 2025

Large Cap 88.74%

Mid Cap 6.89%

Small Cap 0.66%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.72%

ICICI Bank Ltd.8.48%

Infosys Ltd.5.17%

Bharti Airtel Ltd.4.44%

Top sectors

Financial 32.62%

Technology 10.9%

Services 8.52%

Consumer Staples 6.790000000000001%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.4%

Clearing Corporation of India 0.04%

Allocation by Instruments

Net Current Assets 2.93251966%

GOI Securities 0.40405026%

Commercial Paper 0.0431602%

Other Holdings

Others 2.93%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Large Cap Fund	N.A.	12,608 Cr	12 yrs 8 m	0.92%
ICICI Prudential Large Cap Fund	N.A.	68,034 Cr	12 yrs 8 m	0.86%
Nippon India Large Cap Fund	N.A.	39,677 Cr	12 yrs 8 m	0.69%
Canara Robeco Bluechip Equity Fund	N.A.	16,027 Cr	12 yrs 8 m	0.47%
Baroda BNP Paribas Large Cap Fund	N.A.	2,614 Cr	12 yrs 8 m	0.76%
Edelweiss Large Cap Fund	N.A.	1,271 Cr	12 yrs 8 m	0.61%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Large Cap Fund	0.89%	12.36%	-1.97%	12.94%	18.11%	13.2%
ICICI Prudential Large Cap Fund	0.68%	14.64%	0.56%	18.5%	22.12%	15.75%
Nippon India Large Cap Fund	1.31%	16.55%	2.4%	19.98%	25.06%	15.99%
Canara Robeco Bluechip Equity Fund	0.08%	13.37%	1.19%	16.2%	19.56%	15.75%
Baroda BNP Paribas Large Cap Fund	-0.12%	12.56%	-4.3%	16.71%	19.8%	14.35%
Edelweiss Large Cap Fund	0.43%	12.89%	-2.92%	16.39%	19.86%	14.55%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Large Cap Fund	11.62	0.9	0.53	0.83
ICICI Prudential Large Cap Fund	11.74	0.91	0.93	1.65
Nippon India Large Cap Fund	11.89	0.92	1.06	1.78
Canara Robeco Bluechip Equity Fund	11.56	0.91	0.77	1.24
Baroda BNP Paribas Large Cap Fund	12.67	0.98	0.75	1.16
Edelweiss Large Cap Fund	12.17	0.96	0.76	1.21

View all Large Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.28 vs. 4.53 Underperformed at beating benchmark
Sharpe	0.53 vs. 5.04 Poor risk-adjusted returns
Beta	0.9 vs. 0.8 More sensitive to market's ups & downs
Standard deviation	11.62 vs. 10.41 More volatile performance

Compare UTI Large Cap Fund in detail with

About this fund

About UTI Large Cap Fund

UTI Large Cap Fund Direct-Growth is a Large Cap mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 12 yrs 8 m, having been launched on 01/01/2013. UTI Large Cap Fund Direct-Growth has ₹12,608 Crores worth of assets under management (AUM) as on 30/04/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Large Cap Fund Direct-Growth as of 03/09/2025 is ₹299.21. The fund has an expense ratio of 0.92%, which is higher than what most other Large Cap funds charge.

UTI Large Cap Fund Direct-Growth returns of last 1-year are -2.07%. Since launch, it has delivered 13.77% average annual returns. The fund has doubled the money invested in it every 5 yrs.
UTI Large Cap Fund Direct-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Technology, Services, Consumer Staples, Energy sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Bharti Airtel Ltd., Bajaj Finance Ltd..

...

Fund AUM	12,608 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

Fund managers

Karthikraj Lakshmanan

Mr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI). Prior to joining UTI Mutual Fund, he was associated with Baroda BNP Paribas AMC (Jul 14, 2008), ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.

Investment objective

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,61,295 Cr as on Jun 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	3,447 Cr	2.84%	27.39%
UTI Large & Mid Cap Fund	N.A.	4,544 Cr	-2.54%	25.78%
UTI Infrastructure Fund	N.A.	2,200 Cr	-7.02%	25.41%
UTI Mid Cap Fund	N.A.	11,643 Cr	-5.26%	24.09%
UTI Small Cap Fund	N.A.	4,529 Cr	-1.02%	N.A.
UTI Value Fund	N.A.	9,752 Cr	-1.73%	22.67%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Large Cap Fund?

The current Net Asset Value (NAV) of the UTI Large Cap Fund - Direct Growth plan is approximately ₹299.206 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The UTI Large Cap Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 13.76% since inception.

UTI Large Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-1.97%	12.94%	18.11%	13.2%	13.76%

How much does this mutual fund charge as expense ratio?

The UTI Large Cap Fund - Direct Growth has an expense ratio of 0.92%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The UTI Large Cap Fund currently has assets under management (AUM) or fund size valued at approximately 12,608 Cr as on Apr 30, 2025.

What are the top stock holdings of UTI Large Cap Fund?

The UTI Large Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.72%
ICICI Bank Ltd.	8.48%
Infosys Ltd.	5.17%
Bharti Airtel Ltd.	4.44%
Bajaj Finance Ltd.	3.91%
Kotak Mahindra Bank Ltd.	3.86%
Avenue Supermarts Ltd.	3.65%
Larsen & Toubro Ltd.	3.58%
Axis Bank Ltd.	3.15%
ITC Ltd.	2.93%

What are the top sectors UTI Large Cap Fund has invested in?

The UTI Large Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	32.62%
Technology	10.9%
Services	8.52%
Consumer Staples	6.790000000000001%
Energy	6.35%
Automobile	6.33%
Healthcare	4.6%
Communication	4.44%
Construction	3.58%
Insurance	3.02%

What is risk level of UTI Large Cap Fund?

This is a Large Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Large Cap Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Large Cap Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in UTI Large Cap Fund is complete.

How can I redeem my investments in UTI Large Cap Fund?

Redeeming your investments in UTI Large Cap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Large Cap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Large Cap

#NA

Return Outperformance: This fund has generated highest return amongst Large Cap funds in the last 10 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.