UTI Large Cap Fund

Q: What are the returns of this mutual fund scheme?

The UTI Large Cap Fund is a 20 yrs 4 m old fund and has delivered average annual returns of 13.17% since inception. UTI Large Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.43% 11.91% 14.5% 12.56% 13.17%

Q: How much does this mutual fund charge as expense ratio?

The UTI Large Cap Fund has an expense ratio of 1.74% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹282.7593+0.24% 1 day change	13.17% p.a.	App exclusive #NA View Ranked Funds	₹13,241 Cr

Historical NAV & returns

NAV: ₹282.7593 as on Dec 04, 2025

This fund Category average

UTI Large Cap Fund overview

AUM (Fund size)	₹13,241 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
Lock-in Period	Nil
Age	20 yrs 4 m since Aug 01, 2005
Benchmark	BSE 100 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.74% as on Nov 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Large Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 05, 2025

Period	This fund	Category average
1 Month	0.78%	1.43%
3 Months	3.72%	3.73%
6 Months	5.63%	4.45%
1 Year	5.43%	3.05%
2 Years	12.01%	13.39%
3 Years	11.91%	13.7%
4 Years	9.7%	12.2%
5 Years	14.5%	14.87%
7 Years	13.5%	13.12%
10 Years	12.56%	12.05%

View returns in detail

Asset allocationas on Oct 31, 2025

Large Cap 86.1%

Mid Cap 9.77%

Small Cap 0.89%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.14%

ICICI Bank Ltd.7.0%

Infosys Ltd.5.61%

Bharti Airtel Ltd.4.14%

Top sectors

Financial 31.58%

Technology 11.399999999999999%

Services 8.059999999999999%

Energy 7.66%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.39%

Clearing Corporation of India 0.02%

Allocation by Instruments

Net Current Assets 2.84334965%

GOI Securities 0.38604513%

Commercial Paper 0.01669016%

Other Holdings

Others 2.84%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Large Cap Fund	0.78%	5.63%	5.43%	11.91%	14.5%	12.56%
ICICI Prudential Large Cap Fund	1.63%	7.27%	7.86%	17.32%	19.41%	15.02%
Nippon India Large Cap Fund	0.3%	6.16%	6.25%	18.31%	21.68%	14.92%
HDFC Large Cap Fund	0.85%	5.74%	4.14%	14.92%	18.52%	13.67%
SBI Equity Minimum Variance Fund	1.02%	6.64%	5.13%	12.92%	15.44%	9.59%
Baroda BNP Paribas Large Cap Fund	1.71%	4.88%	2.24%	14.81%	16.24%	13.24%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Large Cap Fund	11.37	0.91	0.51	0.76
ICICI Prudential Large Cap Fund	11.16	0.89	0.95	1.53
Nippon India Large Cap Fund	11.56	0.92	0.99	1.54
HDFC Large Cap Fund	11.44	0.92	0.75	1.17
SBI Equity Minimum Variance Fund	12.9	0.9	0.53	0.73
Baroda BNP Paribas Large Cap Fund	12.2	0.97	0.69	1.0

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Large Cap Fund	N.A.	13,241 Cr	20 yrs 4 m	1.74%
ICICI Prudential Large Cap Fund	N.A.	75,863 Cr	17 yrs 8 m	1.4%
Nippon India Large Cap Fund	N.A.	48,871 Cr	18 yrs 6 m	1.48%
HDFC Large Cap Fund	N.A.	39,779 Cr	29 yrs 3 m	1.58%
SBI Equity Minimum Variance Fund	N.A.	229 Cr	6 yrs 9 m	0.75%
Baroda BNP Paribas Large Cap Fund	N.A.	2,729 Cr	21 yrs 4 m	1.97%

View all Large Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.46 vs. 4.03 Underperformed at beating benchmark
Sharpe	0.51 vs. 4.5 Poor risk-adjusted returns
Beta	0.91 vs. 0.76 More sensitive to market's ups & downs
Standard deviation	11.37 vs. 10.12 More volatile performance

Compare UTI Large Cap Fund in detail with

About this fund

About UTI Large Cap Fund

UTI Large Cap Fund is a Large Cap mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 20 yrs 4 m, having been launched on 01/08/2005. UTI Large Cap Fund has ₹13,241 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Large Cap Fund as of 04/12/2025 is ₹282.76. The fund has an expense ratio of 1.74%, which is higher than what most other Large Cap funds charge.

UTI Large Cap Fund returns of last 1-year are 5.27%. Since launch, it has delivered 16.96% average annual returns. The fund has doubled the money invested in it every 6 yrs.
UTI Large Cap Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Technology, Services, Energy, Consumer Staples sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Bharti Airtel Ltd., Kotak Mahindra Bank Ltd..

...

Fund AUM	13,241 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Karthikraj Lakshmanan

Mr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI). Prior to joining UTI Mutual Fund, he was associated with Baroda BNP Paribas AMC (Jul 14, 2008), ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.

Investment objective

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,79,176 Cr as on Sep 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	4,008 Cr	15.98%	23.43%
UTI Large & Mid Cap Fund	N.A.	5,291 Cr	4.28%	22.87%
UTI Infrastructure Fund	N.A.	2,221 Cr	0.94%	22.12%
UTI Small Cap Fund	N.A.	4,918 Cr	-4.11%	20.95%
UTI Dividend Yield Fund	N.A.	3,904 Cr	0.79%	19.59%
UTI Mid Cap Fund	N.A.	12,101 Cr	-1.66%	19.27%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Large Cap Fund?

The current Net Asset Value (NAV) of the UTI Large Cap Fund plan is approximately ₹282.7593 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The UTI Large Cap Fund is a 20 yrs 4 m old fund and has delivered average annual returns of 13.17% since inception.

UTI Large Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.43%	11.91%	14.5%	12.56%	13.17%

How much does this mutual fund charge as expense ratio?

The UTI Large Cap Fund has an expense ratio of 1.74%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Large Cap Fund currently has assets under management (AUM) or fund size valued at approximately 13,241 Cr as on Oct 31, 2025.

What are the top stock holdings of UTI Large Cap Fund?

The UTI Large Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.14%
ICICI Bank Ltd.	7.0%
Infosys Ltd.	5.61%
Bharti Airtel Ltd.	4.14%
Kotak Mahindra Bank Ltd.	3.94%
Larsen & Toubro Ltd.	3.82%
Bajaj Finance Ltd.	3.74%
Axis Bank Ltd.	3.14%
ITC Ltd.	2.87%
State Bank of India	2.78%

What are the top sectors UTI Large Cap Fund has invested in?

The UTI Large Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	31.58%
Technology	11.399999999999999%
Services	8.059999999999999%
Energy	7.66%
Consumer Staples	6.46%
Automobile	4.91%
Capital Goods	4.6899999999999995%
Communication	4.14%
Construction	3.82%
Metals & Mining	3.24%

What is risk level of UTI Large Cap Fund?

This is a Large Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in UTI Large Cap Fund?

Redeeming your investments in the UTI Large Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Large Cap

#NA

Return Outperformance: This fund has generated highest return amongst Large Cap funds in the last 10 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.