UTI Focused Fund Direct - Growth

Q: What are the returns of UTI Focused Fund?

The UTI Focused Fund is a 3 yrs 10 m old fund and has delivered average annual returns of 13.53% since inception. UTI Focused Fund Returns 1-Year 3-Year Since Inception 7.08% 19.56% 13.53%

Previously called: UTI Focused Equity Direct-G

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.181+0.21% 1 day change	13.53% p.a.	#NA View Ranked Funds	₹2,561 Crs

Historical NAV & returns

NAV: ₹16.181 as on Jun 05, 2025

This fund Category average

UTI Focused Fund overview

Expense ratio	0.67% as on May 31, 2025
Exit load	1.0% Exit load of 1% if redeemed within 365 days.!
AUM (Fund size)	₹2,561 Crs
Lock-in	No Lockin
Age	3 yrs 10 m since Aug 04, 2021
Benchmark	NIFTY 500 TRI
Min. investment	SIP ₹500 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

UTI Focused Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 01, 2025

Period	This fund	Category average
1 Month	3.27%	4.88%
3 Months	10.36%	11.29%
6 Months	-1.45%	-2.92%
1 Year	7.08%	8.57%
2 Years	19.82%	24.09%
3 Years	19.56%	22.07%

View returns in detail

Asset allocationas on Apr 30, 2025

Large Cap 72.783945%

Mid Cap 22.257612000000005%

Small Cap 2.068443%

Other Cap 0.0%

Top holdings

HDFC Bank Ltd.9.83%

ICICI Bank Ltd.8.52%

Infosys Ltd.5.86%

Bharti Airtel Ltd.4.73%

Top sectors

Financial 28.150000000000002%

Technology 9.26%

Energy 8.540000000000001%

Services 8.49%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.01%

Allocation by Instruments

Net Current Assets 2.88200079%

CBLO 0.01249405%

Other Holdings

Others 2.88%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
UTI Focused Fund	N.A.	₹2,561 Crs	3 yrs 10 m	0.67%
ICICI Prudential India Opportunities Fund	N.A.	₹27,197 Crs	6 yrs 5 m	0.63%
SBI Contra Fund	N.A.	₹44,069 Crs	12 yrs 5 m	0.62%
ICICI Prudential Value Discovery Fund	N.A.	₹51,112 Crs	12 yrs 5 m	0.99%
ICICI Prudential Dividend Yield Equity Fund	N.A.	₹5,231 Crs	11 yrs 1 m	0.58%
ICICI Prudential India Equity FOF	N.A.	₹168 Crs	5 yrs 4 m	0.63%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Focused Fund	3.27%	-1.45%	7.08%	19.56%	N.A.	N.A.
ICICI Prudential India Opportunities Fund	3.12%	2.13%	14.56%	27.6%	32.99%	14.27%
SBI Contra Fund	2.68%	-2.65%	6.83%	25.09%	34.48%	17.15%
ICICI Prudential Value Discovery Fund	2.66%	1.93%	13.95%	23.83%	28.82%	16.1%
ICICI Prudential Dividend Yield Equity Fund	2.13%	1.19%	10.97%	26.7%	32.59%	17.15%
ICICI Prudential India Equity FOF	3.03%	-0.4%	11.61%	23.28%	28.77%	12.18%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Focused Fund	14.31	0.94	0.84	1.33
ICICI Prudential India Opportunities Fund	12.33	0.8	1.52	3.0
SBI Contra Fund	12.89	0.86	1.32	2.19
ICICI Prudential Value Discovery Fund	12.0	0.77	1.32	2.3
ICICI Prudential Dividend Yield Equity Fund	13.04	0.84	1.42	2.3
ICICI Prudential India Equity FOF	12.58	0.84	1.22	2.02

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.21 vs. 5.56 Underperformed at beating benchmark
Sharpe	0.84 vs. 5.86 Poor risk-adjusted returns
Beta	0.94 vs. 0.85 More sensitive to market's ups & downs
Standard deviation	14.31 vs. 9.89 More volatile performance

Compare UTI Focused Fund in detail with

About this fund

About UTI Focused Fund

UTI Focused Fund Direct - Growth is a Strategy mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 3 yrs 10 m, having been launched on 04/08/2021. UTI Focused Fund Direct - Growth has ₹2,561 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Focused Fund Direct - Growth as of 05/06/2025 is ₹16.18. The fund has an expense ratio of 0.67%, which is close to what most other Strategy funds charge.

UTI Focused Fund Direct - Growth returns of last 1-year are 7.95%. Since launch, it has delivered 13.57% average annual returns.
UTI Focused Fund Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Technology, Energy, Services, Automobile sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Bharti Airtel Ltd., Godrej Consumer Products Ltd..

...

Fund AUM	₹2,561 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Vishal Chopda

Mr. Chopda is BE, PGDM & CFA He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Investment objective

The scheme seeks to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps.

UTI Mutual Fund details

No. of schemes	62 view all schemes
Total AUM	₹3,39,983 Crs as on Mar 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	₹3,292 Crs	-1.32%	29.06%
UTI Large & Mid Cap Fund	N.A.	₹4,349 Crs	12.29%	28.57%
UTI Mid Cap Fund	N.A.	₹10,923 Crs	8.9%	28.33%
UTI Infrastructure Fund	N.A.	₹2,139 Crs	2.9%	26.71%
UTI Value Fund	N.A.	₹9,573 Crs	11.5%	24.87%
UTI Dividend Yield Fund	N.A.	₹3,928 Crs	9.48%	24.57%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Focused Fund?

The current Net Asset Value (NAV) of the UTI Focused Fund - Direct Growth plan is approximately ₹16.181 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The UTI Focused Fund is a 3 yrs 10 m old fund and has delivered average annual returns of 13.53% since inception.

UTI Focused Fund Returns

1-Year	3-Year	Since Inception
7.08%	19.56%	13.53%

How much does this mutual fund charge as expense ratio?

The UTI Focused Fund - Direct Growth has an expense ratio of 0.67%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The UTI Focused Fund currently has assets under management (AUM) or fund size valued at approximately ₹2,561 Crs crore as of Mar 31, 2025.

What are the top stock holdings of UTI Focused Fund?

The UTI Focused Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.83%
ICICI Bank Ltd.	8.52%
Infosys Ltd.	5.86%
Bharti Airtel Ltd.	4.73%
Godrej Consumer Products Ltd.	4.43%
Bajaj Finance Ltd.	3.96%
Havells India Ltd.	3.96%
Reliance Industries Ltd.	3.93%
Avenue Supermarts Ltd.	3.61%
LTIMindtree Ltd.	3.4%

What are the top sectors UTI Focused Fund has invested in?

The UTI Focused Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	28.150000000000002%
Technology	9.26%
Energy	8.540000000000001%
Services	8.49%
Automobile	8.079999999999998%
Capital Goods	7.029999999999999%
Healthcare	5.79%
Communication	4.73%
Consumer Staples	4.43%
Materials	3.5%

What is risk level of UTI Focused Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Focused Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Focused Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in UTI Focused Fund is complete.

How can I redeem my investments in UTI Focused Fund?

Redeeming your investments in UTI Focused Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Focused Fund from anywhere else, you can go to the fund house website and put a request through it.