UTI Focused Fund Direct - Growth

Q: What are the returns of this mutual fund scheme?

The UTI Focused Fund Direct - Growth is a 4 yrs 5 m old fund and has delivered average annual returns of 11.52% since inception. UTI Focused Fund Direct - Growth Returns 1-Year 3-Year Since Inception 3.63% 16.2% 11.52%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.2456-0.9% 1 day change	11.52% p.a.	App exclusive #NA View Ranked Funds	₹2,610 Cr

Historical NAV & returns

NAV: ₹16.2456 as on Feb 02, 2026

This fund Category average

UTI Focused Fund overview

Expense ratio	0.63% as on Feb 02, 2026
Exit load	1.0% Exit load of 1% if redeemed within 365 days.!
AUM (Fund size)	₹2,610 Cr
Lock-in Period	Nil
Age	4 yrs 5 m since Aug 04, 2021
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Focused Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-5.05%	-5.0%
3 Months	-4.04%	-4.43%
6 Months	0.28%	-0.15%
1 Year	3.63%	6.58%
2 Years	9.42%	8.28%
3 Years	16.2%	16.88%
4 Years	12.14%	12.78%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 75.39%

Mid Cap 14.71%

Small Cap 7.98%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.87%

ICICI Bank Ltd.8.75%

Infosys Ltd.6.0%

Reliance Industries Ltd.5.11%

Top sectors

Financial 27.509999999999998%

Technology 9.58%

Automobile 8.57%

Construction 7.53%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.01%

Allocation by Instruments

Net Current Assets 1.90710785%

CBLO 0.01072609%

Other Holdings

Others 1.91%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Focused Fund	-5.05%	0.28%	3.63%	16.2%	N.A.	N.A.
ICICI Prudential India Opportunities Fund	-2.97%	5.64%	12.89%	24.07%	25.84%	14.9%
ICICI Prudential Value Fund	-3.51%	3.96%	11.85%	20.58%	21.22%	17.49%
ICICI Prudential Dividend Yield Equity Fund	-3.62%	3.79%	11.74%	23.62%	24.78%	18.62%
SBI Contra Fund	-3.71%	2.29%	7.43%	20.68%	22.18%	18.06%
ICICI Prudential Diversified Equity All Cap Omni FoF	-4.81%	1.4%	8.8%	20.98%	20.64%	12.46%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Focused Fund	12.79	0.95	0.8	1.15
ICICI Prudential India Opportunities Fund	11.32	0.83	1.44	2.34
ICICI Prudential Value Fund	11.1	0.81	1.23	2.08
ICICI Prudential Dividend Yield Equity Fund	11.93	0.87	1.38	2.16
SBI Contra Fund	12.08	0.91	1.15	1.76
ICICI Prudential Diversified Equity All Cap Omni FoF	11.67	0.89	1.21	1.86

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Focused Fund	N.A.	2,610 Cr	4 yrs 5 m	0.63%
ICICI Prudential India Opportunities Fund	N.A.	34,779 Cr	7 yrs 1 m	0.66%
ICICI Prudential Value Fund	N.A.	61,272 Cr	13 yrs 1 m	0.96%
ICICI Prudential Dividend Yield Equity Fund	N.A.	6,400 Cr	11 yrs 9 m	0.57%
SBI Contra Fund	N.A.	49,967 Cr	13 yrs 1 m	0.71%
ICICI Prudential Diversified Equity All Cap Omni FoF	N.A.	258 Cr	5 yrs 11 m	0.46%

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.84 vs. 5.27 Underperformed at beating benchmark
Sharpe	0.8 vs. 4.78 Poor risk-adjusted returns
Beta	0.95 vs. 0.83 More sensitive to market's ups & downs
Standard deviation	12.79 vs. 8.79 More volatile performance

About this fund

About UTI Focused Fund

UTI Focused Fund Direct - Growth is a Strategy mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 4 yrs 5 m, having been launched on 04/08/2021. UTI Focused Fund Direct - Growth has ₹2,610 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Focused Fund Direct - Growth as of 02/02/2026 is ₹16.25. The fund has an expense ratio of 0.63%, which is less than what most other Strategy funds charge.

UTI Focused Fund Direct - Growth returns of last 1-year are 4.70%. Since launch, it has delivered 11.54% average annual returns.
UTI Focused Fund Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Technology, Automobile, Construction, Energy sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Reliance Industries Ltd., Bajaj Finance Ltd..

...

Fund AUM	2,610 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Vishal Chopda

Mr. Chopda is BE, PGDM & CFA He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Investment objective

The scheme seeks to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,95,059 Cr as on Dec 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Small Cap Fund	N.A.	4,737 Cr	-0.8%	20.07%
UTI Transportation and Logistics Fund	N.A.	4,084 Cr	15.26%	19.93%
UTI Large & Mid Cap Fund	N.A.	5,635 Cr	10.6%	19.93%
UTI Dividend Yield Fund	N.A.	3,946 Cr	7.58%	17.87%
UTI Infrastructure Fund	N.A.	2,171 Cr	7.92%	17.74%
UTI Nifty 500 Value 50 Index Fund	N.A.	560 Cr	25.07%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Focused Fund Direct - Growth?

The current Net Asset Value (NAV) of the UTI Focused Fund - Direct Growth plan is approximately ₹16.2456 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The UTI Focused Fund Direct - Growth is a 4 yrs 5 m old fund and has delivered average annual returns of 11.52% since inception.

UTI Focused Fund Direct - Growth Returns

1-Year	3-Year	Since Inception
3.63%	16.2%	11.52%

How much does this mutual fund charge as expense ratio?

The UTI Focused Fund - Direct Growth has an expense ratio of 0.63%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Focused Fund currently has assets under management (AUM) or fund size valued at approximately 2,610 Cr as on Dec 31, 2025.

What are the top stock holdings of UTI Focused Fund?

The UTI Focused Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.87%
ICICI Bank Ltd.	8.75%
Infosys Ltd.	6.0%
Reliance Industries Ltd.	5.11%
Bajaj Finance Ltd.	4.91%
Eternal Ltd.	4.79%
Larsen & Toubro Ltd.	4.69%
Bharti Airtel Ltd.	4.03%
Cholamandalam Investment and Finance Company Ltd.	3.98%
Maruti Suzuki India Ltd.	3.84%

What are the top sectors UTI Focused Fund has invested in?

The UTI Focused Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	27.509999999999998%
Technology	9.58%
Automobile	8.57%
Construction	7.53%
Energy	7.0200000000000005%
Healthcare	6.07%
Services	4.79%
Communication	4.03%
Capital Goods	3.9699999999999998%
Consumer Discretionary	3.8200000000000003%

What is risk level of UTI Focused Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Focused Fund Direct - Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Focused Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the UTI Focused Fund is complete.

How can I redeem my investments in UTI Focused Fund?

Redeeming your investments in the UTI Focused Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 2 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 365 days.