UTI Focused Fund

Q: What are the returns of this mutual fund scheme?

The UTI Focused Fund is a 4 yrs 4 m old fund and has delivered average annual returns of 11.33% since inception. UTI Focused Fund Returns 1-Year 3-Year Since Inception 2.57% 14.34% 11.33%

Q: How much does this mutual fund charge as expense ratio?

The UTI Focused Fund has an expense ratio of 1.96% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹15.8672+0.29% 1 day change	11.33% p.a.	App exclusive #NA View Ranked Funds	₹2,638 Cr

Historical NAV & returns

NAV: ₹15.8672 as on Dec 04, 2025

This fund Category average

UTI Focused Fund overview

AUM (Fund size)	₹2,638 Cr
Exit load	1.0% Exit load of 1% if redeemed within 365 days.!
Lock-in Period	Nil
Age	4 yrs 4 m since Aug 04, 2021
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.96% as on Nov 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Focused Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	-0.14%	1.01%
3 Months	3.13%	3.78%
6 Months	4.86%	3.39%
1 Year	2.57%	-1.05%
2 Years	12.43%	12.65%
3 Years	14.34%	14.94%
4 Years	11.73%	13.42%

View returns in detail

Asset allocationas on Oct 31, 2025

Large Cap 71.65%

Mid Cap 23.08%

Small Cap 3.66%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.84%

ICICI Bank Ltd.8.77%

Infosys Ltd.5.87%

Bajaj Finance Ltd.5.34%

Top sectors

Financial 28.45%

Automobile 9.48%

Technology 9.1%

Services 7.4399999999999995%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.01%

Allocation by Instruments

Net Current Assets 1.59958852%

CBLO 0.01061438%

Other Holdings

Others 1.6%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Focused Fund	-0.14%	4.86%	2.57%	14.34%	N.A.	N.A.
ICICI Prudential India Opportunities Fund	1.24%	7.58%	9.42%	21.94%	28.14%	14.07%
ICICI Prudential Dividend Yield Equity Fund	0.38%	7.77%	8.28%	22.18%	26.28%	16.24%
ICICI Prudential Value Fund	2.09%	7.94%	9.87%	20.43%	24.26%	15.82%
SBI Contra Fund	0.6%	5.21%	2.42%	18.94%	25.74%	16.58%
ICICI Prudential Diversified Equity All Cap Omni FoF	0.76%	6.37%	6.12%	20.24%	23.23%	12.39%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Focused Fund	12.89	0.94	0.64	0.93
ICICI Prudential India Opportunities Fund	11.43	0.82	1.29	2.27
ICICI Prudential Dividend Yield Equity Fund	11.98	0.85	1.25	1.93
ICICI Prudential Value Fund	10.97	0.78	1.22	2.09
SBI Contra Fund	12.15	0.9	1.01	1.6
ICICI Prudential Diversified Equity All Cap Omni FoF	11.69	0.87	1.13	1.78

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Focused Fund	N.A.	2,638 Cr	4 yrs 4 m	1.96%
ICICI Prudential India Opportunities Fund	N.A.	32,669 Cr	6 yrs 11 m	1.56%
ICICI Prudential Dividend Yield Equity Fund	N.A.	6,232 Cr	11 yrs 7 m	1.8%
ICICI Prudential Value Fund	N.A.	57,935 Cr	21 yrs 5 m	1.48%
SBI Contra Fund	N.A.	49,218 Cr	20 yrs 7 m	1.48%
ICICI Prudential Diversified Equity All Cap Omni FoF	N.A.	238 Cr	5 yrs 10 m	0.99%

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.08 vs. 4.3 Underperformed at beating benchmark
Sharpe	0.64 vs. 4.56 Poor risk-adjusted returns
Beta	0.94 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	12.89 vs. 8.93 More volatile performance

Compare UTI Focused Fund in detail with

About this fund

About UTI Focused Fund

UTI Focused Fund is a Strategy mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 4 yrs 4 m, having been launched on 04/08/2021. UTI Focused Fund has ₹2,638 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Focused Fund as of 04/12/2025 is ₹15.87. The fund has an expense ratio of 1.96%, which is higher than what most other Strategy funds charge.

UTI Focused Fund returns of last 1-year are 2.38%. Since launch, it has delivered 11.39% average annual returns.
UTI Focused Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Automobile, Technology, Services, Construction sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Bajaj Finance Ltd., Bharti Airtel Ltd..

...

Fund AUM	2,638 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Vishal Chopda

Mr. Chopda is BE, PGDM & CFA He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Investment objective

The scheme seeks to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,79,176 Cr as on Sep 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	4,008 Cr	15.98%	23.43%
UTI Large & Mid Cap Fund	N.A.	5,291 Cr	4.28%	22.87%
UTI Infrastructure Fund	N.A.	2,221 Cr	0.94%	22.12%
UTI Small Cap Fund	N.A.	4,918 Cr	-4.11%	20.95%
UTI Dividend Yield Fund	N.A.	3,904 Cr	0.79%	19.59%
UTI Mid Cap Fund	N.A.	12,101 Cr	-1.66%	19.27%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Focused Fund?

The current Net Asset Value (NAV) of the UTI Focused Fund plan is approximately ₹15.8672 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The UTI Focused Fund is a 4 yrs 4 m old fund and has delivered average annual returns of 11.33% since inception.

UTI Focused Fund Returns

1-Year	3-Year	Since Inception
2.57%	14.34%	11.33%

How much does this mutual fund charge as expense ratio?

The UTI Focused Fund has an expense ratio of 1.96%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Focused Fund currently has assets under management (AUM) or fund size valued at approximately 2,638 Cr as on Oct 31, 2025.

What are the top stock holdings of UTI Focused Fund?

The UTI Focused Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.84%
ICICI Bank Ltd.	8.77%
Infosys Ltd.	5.87%
Bajaj Finance Ltd.	5.34%
Bharti Airtel Ltd.	5.02%
Cholamandalam Investment and Finance Company Ltd.	4.5%
Larsen & Toubro Ltd.	4.28%
Reliance Industries Ltd.	4.14%
Maruti Suzuki India Ltd.	3.68%
Havells India Ltd.	3.34%

What are the top sectors UTI Focused Fund has invested in?

The UTI Focused Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	28.45%
Automobile	9.48%
Technology	9.1%
Services	7.4399999999999995%
Construction	6.83%
Energy	5.99%
Healthcare	5.86%
Capital Goods	5.6%
Communication	5.02%
Materials	3.61%

What is risk level of UTI Focused Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in UTI Focused Fund?

Redeeming your investments in the UTI Focused Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 1 Year.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 365 days.