Q: What are the returns of UTI Balanced Advantage Fund?

The UTI Balanced Advantage Fund is a 1 yrs 10 m old fund and has delivered average annual returns of 15.03% since inception. UTI Balanced Advantage Fund Returns 1-Year Since Inception 11.25% 15.03%

Question 1

What is the current NAV of UTI Balanced Advantage Fund?

Accepted Answer

The current Net Asset Value (NAV) of the UTI Balanced Advantage Fund - Direct Growth plan is approximately ₹12.825 as of Jun 05, 2025.

Question 2

What are the returns of UTI Balanced Advantage Fund?

Accepted Answer

The UTI Balanced Advantage Fund is a 1 yrs 10 m old fund and has delivered average annual returns of 15.03% since inception.

UTI Balanced Advantage Fund Returns

1-Year	Since Inception
11.25%	15.03%

Question 3

How much does UTI Balanced Advantage Fund charge as the expense ratio?

Accepted Answer

The UTI Balanced Advantage Fund - Direct Growth has an expense ratio of 0.53%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of UTI Balanced Advantage Fund?

Accepted Answer

The UTI Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately ₹2,945 Crs crore as of Mar 31, 2025.

Question 5

What are the top stock holdings of UTI Balanced Advantage Fund?

Accepted Answer

The UTI Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.76%
ICICI Bank Ltd.	5.55%
Bharti Airtel Ltd.	3.96%
Reliance Industries Ltd.	3.32%
Infosys Ltd.	3.29%
Kotak Mahindra Bank Ltd.	2.64%
Bajaj Finance Ltd.	2.39%
Tata Consultancy Services Ltd.	2.25%
Axis Bank Ltd.	2.16%
Maruti Suzuki India Ltd.	1.92%

Question 6

What are the top sectors UTI Balanced Advantage Fund has invested in?

Accepted Answer

The UTI Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.76%
ICICI Bank Ltd.	5.55%
Bharti Airtel Ltd.	3.96%
Reliance Industries Ltd.	3.32%
Infosys Ltd.	3.29%
Kotak Mahindra Bank Ltd.	2.64%
Bajaj Finance Ltd.	2.39%
Tata Consultancy Services Ltd.	2.25%
Axis Bank Ltd.	2.16%
Maruti Suzuki India Ltd.	1.92%

Question 7

To whom does UTI Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of UTI Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	10.35%
National Bank For Agriculture & Rural Development	2.07%
Indian Railway Finance Corporation Ltd.	1.74%

Question 8

What is the quality of borrowers UTI Balanced Advantage Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The UTI Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	10.35%
National Bank For Agriculture & Rural Development	2.07%
Indian Railway Finance Corporation Ltd.	1.74%

Question 9

What is the risk level of UTI Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with Very High risk.

Question 10

Is there any lock-in period in UTI Balanced Advantage Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in UTI Balanced Advantage Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Balanced Advantage Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in UTI Balanced Advantage Fund is complete.

Question 12

How can I redeem my investments in UTI Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in UTI Balanced Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Balanced Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.53% as on May 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.!
AUM (Fund size)	₹2,945 Crs
Lock-in	No Lockin
Age	1 yrs 10 m since Jul 21, 2023
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	This scheme is currently not buyable
Risk	Very High

Period	This fund	Category average
1 Month	1.43%	2.6%
3 Months	6.94%	7.94%
6 Months	2.52%	1.23%
1 Year	11.25%	9.55%

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
UTI Balanced Advantage Fund	N.A.	₹2,945 Crs	1 yrs 10 m	0.53%
Tata Balanced Advantage Fund	N.A.	₹10,075 Crs	6 yrs 4 m	0.42%
ICICI Prudential Balanced Advantage Fund	N.A.	₹62,528 Crs	12 yrs 5 m	0.85%
Franklin India Dynamic Asset Allocation FoF	N.A.	₹1,301 Crs	12 yrs 5 m	1.09%
Nippon India Balanced Advantage Fund	N.A.	₹9,049 Crs	12 yrs 5 m	0.55%
Axis Balanced Advantage Fund	N.A.	₹2,935 Crs	7 yrs 10 m	0.75%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Balanced Advantage Fund	1.43%	2.52%	11.25%	N.A.	N.A.	N.A.
Tata Balanced Advantage Fund	1.86%	0.75%	6.95%	13.77%	15.75%	8.38%
ICICI Prudential Balanced Advantage Fund	1.91%	4.23%	11.22%	14.76%	16.55%	12.2%
Franklin India Dynamic Asset Allocation FoF	2.13%	2.2%	10.13%	16.38%	20.68%	11.54%
Nippon India Balanced Advantage Fund	1.94%	1.56%	9.91%	15.15%	16.61%	11.51%
Axis Balanced Advantage Fund	1.49%	1.75%	12.68%	16.69%	15.62%	8.7%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Balanced Advantage Fund	N.A.	N.A.	N.A.	N.A.
Tata Balanced Advantage Fund	7.08	0.68	0.95	1.51
ICICI Prudential Balanced Advantage Fund	5.77	0.54	1.29	2.02
Franklin India Dynamic Asset Allocation FoF	7.14	0.66	1.25	1.83
Nippon India Balanced Advantage Fund	7.42	0.71	1.08	1.64
Axis Balanced Advantage Fund	8.04	0.75	1.17	1.86

UTI Balanced Advantage Fund Direct - Growth

Historical NAV & returns

UTI Balanced Advantage Fund overview

UTI Balanced Advantage Fund Returns calculator

Trailing returns as on Jun 01, 2025

Asset allocationas on Apr 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

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About this fund

About UTI Balanced Advantage Fund

Fund managers

Investment objective

UTI Mutual Fund details

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Frequently asked questions

UTI Balanced Advantage Fund Returns

ET Money rank

Fund AUM	₹2,945 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

No. of schemes	62 view all schemes
Total AUM	₹3,39,983 Crs as on Mar 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
UTI Aggressive Hybrid Fund	N.A.	₹6,122 Crs	11.42%	22.71%
UTI Multi Asset Allocation Fund	N.A.	₹5,517 Crs	10.48%	18.39%
UTI Retirement Fund	N.A.	₹4,668 Crs	11.37%	15.75%
UTI Equity Savings Fund	N.A.	₹674 Crs	8.32%	13.59%
UTI Conservative Hybrid Fund	N.A.	₹1,666 Crs	11.22%	12.68%
UTI Arbitrage Fund	N.A.	₹6,899 Crs	7.61%	6.11%

Sector	Percentage of Portfolio
Financial	22.96%
Technology	7.06%
Energy	6.69%
Automobile	5.24%
Consumer Staples	4.6%
Communication	4.6%
Services	2.97%
Healthcare	2.42%
Insurance	2.25%
Consumer Discretionary	2.21%

Credit Quality	Percentage of Portfolio
AAA	19.66169466%
SOV	10.43920734%
Cash	3.03731662%