TRUSTMF Money Market Fund

Q: What are the returns of this mutual fund scheme?

The TRUSTMF Money Market Fund is a 3 yrs 5 m old fund and has delivered average annual returns of 6.89% since inception. TRUSTMF Money Market Fund Returns 1-Year 3-Year Since Inception 6.67% 7.03% 6.89%

Q: How much does this mutual fund charge as expense ratio?

The TRUSTMF Money Market Fund has an expense ratio of 0.46% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹1261.1841+0.05% 1 day change	6.89% p.a.	App exclusive #NA View Ranked Funds	₹119 Cr

Historical NAV & returns

NAV: ₹1261.1841 as on Feb 02, 2026

This fund Category average

TRUSTMF Money Market Fund overview

AUM (Fund size)	₹119 Cr
Exit load	0%
Lock-in Period	Nil
Age	3 yrs 5 m since Aug 05, 2022
Benchmark	CRISIL Money Market A-I Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.46% as on Feb 02, 2026
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

TRUSTMF Money Market Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.31%	0.3%
3 Months	1.26%	1.13%
6 Months	2.62%	2.54%
1 Year	6.67%	6.8%
2 Years	6.99%	7.09%
3 Years	7.03%	7.12%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 81.12441561%

Cash & Call Money 10.05969556%

SOV 8.38020496%

Others 0.43568381%

Top Debt Holdings

NTPC Ltd. 9.98%

Reserve Bank of India 8.39%

Small Industries Devp. Bank of India Ltd. 8.36%

National Bank For Agriculture & Rural Development 8.36%

Allocation by Instruments

Certificate of Deposit 50.52837312999999%

Commercial Paper 30.59604248%

Repo 11.38579862%

Treasury Bills 8.38020496%

Other Holdings

Others 11.39%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
TRUSTMF Money Market Fund	0.31%	2.62%	6.67%	7.03%	N.A.	N.A.
UTI Money Market Fund	0.3%	2.77%	7.17%	7.46%	6.27%	6.7%
Aditya Birla Sun Life Money Manager Fund	0.24%	2.67%	6.99%	7.41%	6.25%	6.78%
Sundaram Money Market Fund	0.29%	2.71%	7.05%	7.22%	5.98%	4.5%
Nippon India Money Market Fund	0.28%	2.7%	7.1%	7.41%	6.27%	6.7%
Aditya Birla Sun Life Money Manager Fund	0.24%	2.67%	6.99%	7.41%	6.26%	6.78%

Fund name	Std. deviation	Beta	Sharpe	Sortino
TRUSTMF Money Market Fund	0.33	0.46	2.0	3.06
UTI Money Market Fund	0.37	0.53	2.85	4.38
Aditya Birla Sun Life Money Manager Fund	0.39	0.59	2.61	3.44
Sundaram Money Market Fund	0.37	0.53	2.25	3.49
Nippon India Money Market Fund	0.39	0.55	2.61	4.03
Aditya Birla Sun Life Money Manager Fund	0.39	0.59	2.61	3.44

Fund name	ETM Rank	AUM	Fund age	Expense ratio
TRUSTMF Money Market Fund	N.A.	119 Cr	3 yrs 5 m	0.46%
UTI Money Market Fund	N.A.	19,301 Cr	16 yrs 6 m	0.22%
Aditya Birla Sun Life Money Manager Fund	N.A.	27,449 Cr	20 yrs 3 m	0.37%
Sundaram Money Market Fund	N.A.	1,835 Cr	7 yrs 4 m	0.32%
Nippon India Money Market Fund	N.A.	20,190 Cr	20 yrs 7 m	0.38%
Aditya Birla Sun Life Money Manager Fund	N.A.	27,449 Cr	22 yrs 8 m	0.37%

View all Money Market funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.52 vs. 3.16 Underperformed at beating benchmark
Sharpe	2.0 vs. 2.89 Poor risk-adjusted returns
Beta	0.46 vs. 1.71 Less sensitive to market ups & downs
Standard deviation	0.33 vs. 0.31 More volatile performance

Compare TRUSTMF Money Market Fund in detail with

About this fund

About TRUSTMF Money Market Fund

TRUSTMF Money Market Fund is a Money Market mutual fund scheme from Trust Mutual Fund. This fund has been in existence for 3 yrs 5 m, having been launched on 05/08/2022. TRUSTMF Money Market Fund has ₹119 Crores worth of assets under management (AUM) as on 31/12/2025 and is small fund of its category. The latest Net Asset Value (NAV) of TRUSTMF Money Market Fund as of 02/02/2026 is ₹1261.18. The fund has an expense ratio of 0.46%, which is higher than what most other Money Market funds charge.

TRUSTMF Money Market Fund returns of last 1-year are 6.68%. Since launch, it has delivered 6.92% average annual returns.
TRUSTMF Money Market Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in NTPC Ltd., Reserve Bank of India, Small Industries Devp. Bank of India Ltd., National Bank For Agriculture & Rural Development, Kotak Mahindra Bank Ltd..

...

Fund AUM	119 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Jalpan Shah

Mr. Shah is a B.E. (Mechanical) and holds a PGDM. Prior to joining Trust Mutual Fund,he was associated with HSBC Mutual Fund, L&T Mutual Fund, FIL Fund Management Private Limited (Dec 2007-Nov 2012), Lotus India Asset Management Company Private Limited (Sep 2007-Nov 2007) as a Research Analyst, UTI Asset Management Company Private Limited (July 2006-Aug 2007) as a Research Analyst and UTI Asset Management Company Private Limited(May 2004-June 2006) as a Sales & Marketing Manager.

Shradhanjali Panda

MBA Prior to joining the Trust MF, she was associated with TRUST Group, Value creator with Hexagon Global IT Services Private Ltd, Aditya Birla Sun Life Asset Management Company Private Ltd.

Investment objective

The scheme seeks to generate income/ capital appreciation by investing in money market instruments having maturity of upto 1 year.

TRUST Mutual Fund details

No. of schemes	10 view all schemes
Total AUM	3,934 Cr as on Dec 31, 2025
Address	3rd Floor, 301-304, Chandravillas Co-op Premises Society Ltd., AML Centre 2, 8 Mahal Industrial Estate, Off. Mahakali Caves Road, Andheri-East, Mumbai Mumbai, 400093
Phone	022 - 6624 2700

More funds from TRUST Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
TRUSTMF Fixed Maturity Plan - Series II (1196 Days)	N.A.	63 Cr	7.93%	N.A.
TRUSTMF Banking & PSU Fund	N.A.	132 Cr	6.57%	6.92%
TRUSTMF Short Duration Fund	N.A.	102 Cr	6.77%	6.87%
TRUSTMF Liquid Fund	N.A.	574 Cr	6.21%	6.8%
TRUSTMF Corporate Bond Fund	N.A.	20 Cr	5.98%	6.77%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of TRUSTMF Money Market Fund?

The current Net Asset Value (NAV) of the TRUSTMF Money Market Fund plan is approximately ₹1261.1841 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The TRUSTMF Money Market Fund is a 3 yrs 5 m old fund and has delivered average annual returns of 6.89% since inception.

TRUSTMF Money Market Fund Returns

1-Year	3-Year	Since Inception
6.67%	7.03%	6.89%

How much does this mutual fund charge as expense ratio?

The TRUSTMF Money Market Fund has an expense ratio of 0.46%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The TRUSTMF Money Market Fund currently has assets under management (AUM) or fund size valued at approximately 119 Cr as on Dec 31, 2025.

To whom does TRUSTMF Money Market Fund lend to?

The top 3 debt holdings of TRUSTMF Money Market Fund are as follows

Holding Name	Percentage of Portfolio
NTPC Ltd.	9.98%
Reserve Bank of India	8.39%
Small Industries Devp. Bank of India Ltd.	8.36%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The TRUSTMF Money Market Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	81.12441561%
Cash & Call Money	10.05969556%
SOV	8.38020496%

What is risk level of TRUSTMF Money Market Fund?

This is a Money Market fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in TRUSTMF Money Market Fund?

Redeeming your investments in the TRUSTMF Money Market Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.